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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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victorywp
post Apr 28 2014, 05:57 PM

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QUOTE(tbheng @ Apr 28 2014, 05:51 PM)
Mine was rejected at first attempt at Shell PJ last Saturday...the slip printed "No Response".
I tried again it went through.
Then I received 2x RM200 sms alerts with 1 minute apart.  shocking.gif
Will have to monitor my unbilled transactions online.
*
it won't be charged, don't worry. smile.gif
tbheng
post Apr 28 2014, 06:12 PM

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QUOTE(victorywp @ Apr 28 2014, 05:57 PM)
it won't be charged, don't worry. smile.gif
*
Kena a couple of times before.
Once with Wise at Giant...turned out charged once.
The other time with ocbc tmc at one restaurant...turned out double, disputed and got reversed.
cempedaklife
post Apr 28 2014, 07:34 PM

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QUOTE(ronnie @ Apr 27 2014, 09:43 PM)
My 2nd year GST still not charged... first charge was on 23 April.
Does the 2nd year GST comes much later ?
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pls update when there's anything new on this icon_rolleyes.gif
mynewuser
post Apr 28 2014, 08:20 PM

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receive my last month bill. it show only cash rebate of rm 59 for petrol only.

but this time no cash rebate for mobile and groceries. any idea?
aeiou228
post Apr 28 2014, 08:56 PM

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QUOTE(mynewuser @ Apr 28 2014, 08:20 PM)
receive my last month bill. it show only cash rebate of rm 59 for petrol only.

but this time no cash rebate for mobile and groceries. any idea?
*
Nope. No ideal. Because you did not post up your March transactions. Common sense guessing is that you do not have mobile and groceries transactions in March.

This post has been edited by aeiou228: Apr 28 2014, 08:57 PM
stargate8
post Apr 29 2014, 02:05 PM

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another month another rebate earned
mjchua
post Apr 29 2014, 03:18 PM

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QUOTE(ronnie @ Apr 28 2014, 02:33 PM)
Online Banking portal data is refreshed daily ad midnight.... It's not live data for CC transactions.
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checked and got the rebate.

Mobile: 473.15, 10% is 47.32
rebate received: 47.00

Petrol: 120.73, 10% is 12.07
Rebate received: 12.00

Grocery: 21.80, 10% is 2.18
Rebate received: 2.00

seems the rebate amount is round down. is this correct ?

This post has been edited by mjchua: Apr 29 2014, 03:20 PM
ruztynail
post Apr 29 2014, 03:44 PM

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two months in a row i got rm200 d.. good card!!! i share my cc with my whole family to pump petrol. so getting 10x transactions and rm1000 a month isnt a problem.. haahahhaa
yw46
post Apr 29 2014, 03:53 PM

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forever alone here, around rm50-70 per month only
aeiou228
post Apr 29 2014, 03:59 PM

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QUOTE(yw46 @ Apr 29 2014, 03:53 PM)
forever alone here, around rm50-70 per month only
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Sell online prepaid topup to your FnF to max up to RM100 whistling.gif
cybpsych
post Apr 29 2014, 04:04 PM

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QUOTE(yw46 @ Apr 29 2014, 03:53 PM)
forever alone here, around rm50-70 per month only
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that's already good la.

you need to spend X amount in order to get Y cashback. furthermore, need to pay back to bank also leh. Less cb = less spending = less debt = more liquid money for other investments or emergency use.

your own money is better than paying to bank sweat.gif
TSronnie
post Apr 29 2014, 04:07 PM

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QUOTE(mjchua @ Apr 29 2014, 03:18 PM)
checked and got the rebate.

Mobile: 473.15, 10% is 47.32
rebate received: 47.00

Petrol: 120.73, 10% is 12.07
Rebate received: 12.00

Grocery: 21.80, 10% is 2.18
Rebate received: 2.00

seems the rebate amount is round down. is this correct ?
*
Not true.... My Mobile spend = RM195.00 gets RM20.00 rebate (round up)... so spend wisely

This post has been edited by ronnie: Apr 29 2014, 04:08 PM
victorywp
post Apr 29 2014, 04:10 PM

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QUOTE(mjchua @ Apr 29 2014, 03:18 PM)
checked and got the rebate.

Mobile: 473.15, 10% is 47.32
rebate received: 47.00

Petrol: 120.73, 10% is 12.07
Rebate received: 12.00

Grocery: 21.80, 10% is 2.18
Rebate received: 2.00

seems the rebate amount is round down. is this correct ?
*
if it's above 0.50 then will round up.
if it's below 0.50 then will round down.
echoesian
post Apr 29 2014, 06:28 PM

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Just called the CS, she said cannot waive since the card gives 10% rebate. My anniversary is coming soon, the annual fee is RM300 not cheap leh... thinking whether can downgrade from Platinum to Gold so that can pay lower annual fee. If not I just wanna cancel it la...
mynewuser
post Apr 29 2014, 07:43 PM

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QUOTE(aeiou228 @ Apr 28 2014, 08:56 PM)
Nope. No ideal. Because you did not post up your March transactions. Common sense guessing is that you do not have mobile and groceries transactions in March.
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only this month. bill have mobile and groceries tran.
wengherng
post Apr 29 2014, 11:39 PM

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QUOTE(DarReNz @ Apr 26 2014, 12:52 PM)
yup I had set it to rm1  smile.gif
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Hi, sorry if this is a stupid question, but what is the reason for setting the sms alert to RM1?
Is it to track your usage with the card?
In that case, why not set at RM50 so it is easier to track how many times you have already swiped RM50 and above?
Or did I miss something important here?
hmm.gif
wengherng
post Apr 29 2014, 11:51 PM

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Hello folks,
Just a noob question here.
I am a new WISE card user (less than 3 months) and my categories include petrol.
In March, I had more than 10x transactions over RM50, and all of them are transacted AND posted within March.
I had approximately RM250 worth of petrol transactions (i.e. 5 x RM50 transactions), and all but one of them were pumped at the same station, and always at the kiosk pumps only, never at the counter.
On 28th April, when I checked online, it seems that I only received RM12 cash back for petrol for March.
Now I am quite confused. I could probably understand if I didn't get back any cashback at all, which would mean that there is something wrong with the petrol station's pump kiosk registration, but it seems that I am getting for some transactions and not getting for some. The math does not seem to add up.
So, my question is, would it be possible that some kiosks are set up properly to reflect the correct merchant code, while some pumps might be using the counter code?
Has anyone here faced this problem before?

TSronnie
post Apr 30 2014, 12:45 AM

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QUOTE(wengherng @ Apr 29 2014, 11:39 PM)
Hi, sorry if this is a stupid question, but what is the reason for setting the sms alert to RM1?
Is it to track your usage with the card?
In that case, why not set at RM50 so it is easier to track how many times you have already swiped RM50 and above?
Or did I miss something important here?
hmm.gif
*
It's to track "unauthorised usage" lah
wengherng
post Apr 30 2014, 01:31 AM

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QUOTE(ronnie @ Apr 30 2014, 12:45 AM)
It's to track "unauthorised usage" lah
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Ah...... I see.
OK, thanks.
tbheng
post Apr 30 2014, 02:11 AM

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QUOTE(wengherng @ Apr 29 2014, 11:51 PM)
Hello folks,
Just a noob question here.
I am a new WISE card user (less than 3 months) and my categories include petrol.
In March, I had more than 10x transactions over RM50, and all of them are transacted AND posted within March.
I had approximately RM250 worth of petrol transactions (i.e. 5 x RM50 transactions), and all but one of them were pumped at the same station, and always at the kiosk pumps only, never at the counter.
On 28th April, when I checked online, it seems that I only received RM12 cash back for petrol for March.
Now I am quite confused. I could probably understand if I didn't get back any cashback at all, which would mean that there is something wrong with the petrol station's pump kiosk registration, but it seems that I am getting for some transactions and not getting for some. The math does not seem to add up.
So, my question is, would it be possible that some kiosks are set up properly to reflect the correct merchant code, while some pumps might be using the counter code?
Has anyone here faced this problem before?
*
Is it you have already max out the RM100 by your other category and Mobile category?
Besides, for all your petrol transactions, you can check if there is "PETROL" printed on the Category column in your paper statement.
Otherwise can call CS to ask them to go through your transaction list and explain to you.

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