Hi, sorry if this is a stupid question, but what is the reason for setting the sms alert to RM1?
Is it to track your usage with the card?
In that case, why not set at RM50 so it is easier to track how many times you have already swiped RM50 and above?
Or did I miss something important here?

Hello folks,
Just a noob question here.
I am a new WISE card user (less than 3 months) and my categories include petrol.
In March, I had more than 10x transactions over RM50, and all of them are transacted AND posted within March.
I had approximately RM250 worth of petrol transactions (i.e. 5 x RM50 transactions), and all but one of them were pumped at the same station, and always at the kiosk pumps only, never at the counter.
On 28th April, when I checked online, it seems that I only received RM12 cash back for petrol for March.
Now I am quite confused. I could probably understand if I didn't get back any cashback at all, which would mean that there is something wrong with the petrol station's pump kiosk registration, but it seems that I am getting for some transactions and not getting for some. The math does not seem to add up.
So, my question is, would it be possible that some kiosks are set up properly to reflect the correct merchant code, while some pumps might be using the counter code?
Has anyone here faced this problem before?

Ah...... I see.
OK, thanks.

Unfortunately, nope, have not yet maxed out the cash back...... my total cash back for the month is only RM50.
Yeah I guess I will have to wait for the paper statement to check again.
Thanks!

Yeah, that's what I thought too......but...... sigh.
I guess I will wait for the paper statement and then call the CS for clarification then.

Oh yeah, you're right, I totally forgot that I already have it and filed it.
Just checked, I did 4 petrol transactions at the same station, all using kiosk pumps, amounts are 50.19, 50.25, 50.13, and 73.00.
However, in the "categories" column, only the transaction for 73.00 had the word "PETROL" in it. The other transactions had nothing in that column.

Also, to add salt to the wound, my other category is Dining, and I had spent RM196.25 at Taang Shifu (Chinese restaurant) at AEON Ipoh on 1st March, posting date 3rd March, but there was also nothing in the "category" column as well.

Damn it, means that I have lost RM35 in cash back in March alone...!
What the hell......

All transactions were at the pump only. Never at the counter.
That's why my original question here was whether some pumps might have the correct code, while some pumps might be programmed with the "wrong" code.

You got my vote for that!

Damn, if I'd known that Taang Shifu is not registered as Dining MCC code, I would've swiped my MBB Amex card instead, at least I'll get my 5% cashback and 5x treatpoints.
Do you by any chance know of any other restaurants which are NOT using the Dining MCC code, so that we can be aware?

Well, it's the Petronas station at Damansara Damai.
But then again, it's the closest to my house so for convenience, I always pump there.
You're right, I think I will need to source for another station, just to be sure.

Boycott by you due to them having the "wrong" MCC code?

Really?
OK I didn't know that......big and flashy overpriced Chinese restaurant like that doesn't accept AMEX?
Who would've thought.
I think I'll just avoid this restaurant altogether, and save myself the trouble.
Terribly overpriced, and food's not that spectacular anyway.

Yeah, you're probably right on this one.
Currently, I have AEON Watami card (cash back of RM50 per month already maxed out) and also MBB 2 cards AMEX (which I usually use for overseas business trips to maximise the 5x treatpoints, and also weekend shopping at AEON Jusco for the 5% cash back).
The Wise card is currently used for Mobile, Petrol and Dining, which by my calculation of my normal average monthly expenditure, should get me just about right to RM100.
So I thought I was pretty well covered.
The only flaw in my strategy was that I did not factor in the scenario that not all restaurants are covered under Dining category.
Sigh......


This post has been edited by wengherng: May 2 2014, 11:03 PM

Actually I have the OCBC Titanium card as well, and was pretty happy with it until they decided to pull out the 5% cash back program.
So now I am moving out all my expenditure and autodebits from this card, and am planning to cancel it in a month or two.

Sorry if this has already been answered before, but AEON Jusco (i.e. where we buy the foodstuff and daily necessities) is considered as groceries?
Am seriously considering changing my category now.

I checked the MCC list again...... to be honest, I cannot imagine what MCC code would Taang Shifu be listed under.
It's an "eating place & restaurant", dammit...... it should be listed under 5812...!

Ah, OK now I see it......thanks.
Bit concerned as 1 Utama is not listed, though, as that it where I do all my shopping.

That would be both cards combined, total RM5000 credit limit.
Applying for a bank loan usually is not adversely affected by how many credit cards you have, unless you have outstanding bad debts on those cards.

You're probably right, but my wife does not like shopping at Giant or Tesco.
Usually we only go to 1 Utama on weekends, and when we do, we'll usually do everything there, like have lunch, watch a movie, do shopping, have dinner, etc...... so we don't shop at other grocery outlets.
At the moment, I am also using MBB AMEX at Jusco.

Any idea where else in KL where we can reload TnG under Groceries?