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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month

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aeiou228
post Mar 10 2014, 09:32 AM

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The new HLB connect is very much sluggish then the previous UI.
aeiou228
post Mar 10 2014, 04:22 PM

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QUOTE(chinth @ Mar 10 2014, 03:42 PM)
Hi Like a Bause and MGM,

Thanks for the reply. 

There is no cash back for my friend on the transaction I posted just now.  My friend called HL CS, they said the 10 swipe must spend on "cash back categories", that's mean if one of 10 swipe is TM Net, you are not entitled for CB.

I'm very confusing on this........
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Nope, the CS was wrong. The info at 1st post can clear your confusion.
aeiou228
post Mar 10 2014, 08:40 PM

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QUOTE(JustForCheonging @ Mar 10 2014, 06:46 PM)
Hey guys,

I am a heavy user of petroleum and tng as I am travelling quite often.

Any idea how to topup tng using HLB CC her,
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Try KK or Mymydin. If you r lucky , the cashier accept cc for tng paymt.
Update this thread any shop that accept wise card for tng.
aeiou228
post Mar 11 2014, 10:47 AM

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QUOTE(Like a Bause @ Mar 11 2014, 10:25 AM)
yes of course. for all the station's mart.. wise card will be useless..  shakehead.gif
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Some one reported earlier that MyMydin Bukit Tinggi still accept CC for TnG.
aeiou228
post Mar 14 2014, 06:21 PM

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QUOTE(Charlton @ Mar 13 2014, 09:03 PM)
Anyone who has their WISE Card since february 2013, have you all been charged AF? I'm asking this because I was charged GST on month of february but have yet been charged on AF. I'm monitoring it since early march so that i could call them upon HL charge me the AF.
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Same here. Rm50 GST charged in Feb and AF not yet been charged till now. Special case maybe tongue.gif
aeiou228
post Mar 17 2014, 11:24 AM

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QUOTE(njan77 @ Mar 17 2014, 11:13 AM)
Guys,
Just to ask, I have mistakenly made double CC payment (RM1.2k 2x) to HL for the month of Feb. I always pay in full every month.
The problem is the extra payment is suppose to pay for UOB CC (almost same amount).
I call the CS but during the CS on hold to check about it the call was disconect- damm the CS they never call back to me.
Its possible to get back the money.
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Highly unlikely.
Even if it is possible, it may take some time to refund and you are about to pay the next month statement already. Might as well keep it as credit for your current month charges.
aeiou228
post Mar 17 2014, 12:52 PM

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QUOTE(njan77 @ Mar 17 2014, 11:39 AM)
Thanks for the reply, seem that i need to dig out from my ASB to pay for UOB CC... sad.gif
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Another option is to pay minimum payment to UOB now then fully pay up when fund available.
aeiou228
post Mar 17 2014, 02:15 PM

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QUOTE(triestien @ Mar 17 2014, 02:03 PM)
wanted to check if after 10 transaction of RM 50, do we still need to maintain min RM 50 per transaction to enjoy the 10%?

Just found the answer from pg 3, the answer is yes.
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The answer is no. Please refer to pg 1. You might be reading one of the many misleading posts in this thread.
aeiou228
post Mar 17 2014, 05:20 PM

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QUOTE(amazinggrace @ Mar 17 2014, 04:17 PM)
That's mean must spend minimum RM500 per month?
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If you want to qualify for the CB the answer is YES.
If you don't bother to earn the CB, there is no minimum spending.

QUOTE(amazinggrace @ Mar 17 2014, 05:13 PM)
at least RM50 per transaction. any idea how you can achieve this amount for 10 times?
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To manipulate the RM50 per transaction, the easiest way is online mobile bill payment, petrol and grocery.

aeiou228
post Mar 18 2014, 03:56 PM

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QUOTE(wan7075 @ Mar 15 2014, 09:42 AM)
may i know yr wise card is gold or platinum? hmm.gif
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Gold.

5-Feb-14 5-Feb-14 15 SERVICE TAX / CUKAI PERKHIDMATAN 50.00

GST charged on 5 Feb. However, as at today, no AF charged to my account yet.
aeiou228
post Mar 20 2014, 09:15 AM

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QUOTE(JustForCheonging @ Mar 20 2014, 01:59 AM)
Hi. Looking for advise if say im paying company phone bill (celcom) for bout RM2k plus. Can I make RM50 transaction numerous times in order to achieve that 10 transaction thru online?
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Sure, why not ? But instead of rm50, make it rm100 x10.
You can also "outsource" the payment of the remaining bal of rm1k to any Wise card holder who have difficulty achieving the 10x rm50 transactions for 5% CB each sharing.
aeiou228
post Mar 27 2014, 10:17 AM

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QUOTE(guy3288 @ Mar 27 2014, 09:16 AM)
Has anyone experienced fraudulent charges to his Wise card? I had it yesterday, received SMS at 14.49hr  saying my Card was debited RM200 at Petrol Station (at my regular kiosk).

First i thought it could be some late SMS for my last transaction. My last usage was 21.3.2014 as I had achieved my target Cash Rebate RM100 for the month. So the card was in my drawer since then.
But when i called up the CS at 1930 hr, i was shocked to know that my card was 'used' at that kiosk yesterday. How much the amount she doesnt know as need a few days to see in on screen.

Now all the hassle, cancel the card and get new replacement, sigh.......hopefully no charges to me, no new GST no AF and cancel the fraudulent charges..

so watch out guys, the SMS alert is not to be taken lightly!
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Wow! Sounds like a duplicated card. Pls check your past transactions if any of the charges you made, the card was taken out of your sigh ? Eg. Paying a restaurant bill ?
aeiou228
post Mar 28 2014, 09:40 AM

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QUOTE(guy3288 @ Mar 28 2014, 08:58 AM)
Why the HL system so silly could not even tell transaction done or not done on that day? Mistake on SMS not enough, mistake into the system showing transaction on the day i did not even use that card!
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If MBB Amex is using the same HLB system, it will be disaster. Amex card is prone to online fraudulent transaction but luckily their CS can see the actual transactions in real time. They also can see the attempted but failed transactions.
I'm puzzled why HLB CS can't see it in real time because their system must meet some required security capability and audited and approved by the relevant authority.

aeiou228
post Mar 28 2014, 10:12 AM

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QUOTE(ronnie @ Mar 28 2014, 09:54 AM)
Please fill up the SMS Transaction Alert form on Post #1 to set a lower threshold.
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After filled up, must send to the branch or can fax to HLB CS directly?
aeiou228
post Mar 28 2014, 02:46 PM

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QUOTE(MGM @ Mar 28 2014, 01:08 PM)
Yes, you are right. Was still thinking it works like Feb(28 days).
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Go pump petrol or buy giant voucher la, should be posted before 31st.
Some one posted earlier that The Store supermarket is using HLB terminals.
aeiou228
post Apr 2 2014, 05:51 PM

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QUOTE(crusher @ Apr 2 2014, 04:41 PM)
too bad this card dont accept unifi, what about retail transaction that is not in the list? got 10%?
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You need to try it out and report to this forum, quite a no of unlisted grocery stores like Mydin, The store... were reported to have 10% by forumer here.
aeiou228
post Apr 11 2014, 10:31 AM

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QUOTE(mac.tay @ Apr 11 2014, 10:25 AM)
nobody can confirm waive or not...
mine is June, so will update later
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I can confirm that my second year GST was charged in Feb 2014 but no AF charged to my account till now.
aeiou228
post Apr 11 2014, 11:45 AM

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QUOTE(mac.tay @ Apr 11 2014, 11:03 AM)
need call for waiver?  hmm.gif
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Nope. Can't call also because there is no AF charged to my account. Actual AF due date fall on 1st Mar but as at todate, still no AF being charged.

aeiou228
post Apr 17 2014, 03:11 PM

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QUOTE(Xefron @ Apr 17 2014, 01:19 PM)
So in which category Apple Store fall into if i am planning to use my WISE card ?
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Not listed. Even if it is listed, it's not wise to charge big ticket item (above RM600) in one transaction using Wise card. You wouldn't get the effective 10% CB due to 10 x RM50 transactions requirement.
Save the big ticket item for MBB2Amex, Watami, OCBC Ti.
aeiou228
post Apr 22 2014, 04:55 PM

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Something interesting to share.
My Wise card was charged GST RM50 in Feb and HLB suppose to charge me 2nd year AF on 1st March. I found no AF RM160 in my March statement and I though HLB might have charge me in April but up till today, no AF being charged.
Perhaps HLB give auto AF waiver to Wise card ?


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