Second year AF waiver sharing (for both principal and supp cards)

11 Mar : AF charged.
12 Mar : Called CS to request for waiver. CS said "Ok, you are eligible. Check at next statement."
12 Mar : AF reversal posted.

So far I don't see any successful cases for 2nd year GST.

Oh, since when Aeon Big Subang Jaya start charging for parking?
Have been a while didn't visit there...
At least Tesco Damansara Mutiara still give first 3 hour free (a good RM6 credit).

Same here. Swiped ~10am. No sms alert. Thought system maint already completed yesterday?

Yes, as long as your transaction posted by the last day of the calendar month, it is counted toward that month's CB.
Not sure what categories you have chosen. For me, most of the hypermarts I visited (Tesco, Giant, AEON Big) take 2 days to be posted; Shell petrol station also take 2 days to posted; Maxis online take 3 days to be posted.
But one Tesco swipe took 5 weeks to be posted! Mess up my CB calculation of the 2 months.

Noticed the next-day posting from 18Mar onwards... Those on 15Mar and before still take 2days.
Good news indeed!

Look again...this one...



Attached thumbnail(s)

I reported here before...
My second year AF was charged >> call to waive >> reversal come in the following month.
GST have to pay.

I hit this last January, total spent RM985.10, total CB RM100, effective rate 10.15%.
So happen that month all the stars are aligned... all 3 categories ending by RM5...

You see... petrol and mobile can be easily controlled to go for RMxx5, but for grocery, it is cumbersome to calculate while you are on the trolley. So I just let go the grocery category. Sometime it hits the worst RMxx4 and get not so good CB %.
Then for last January, my grocery category did end with RM5, so strike the highest CB %.

If want to monitor to hit RMxx5 for grocery will burnt too much of my brain cell lah...

This post has been edited by tbheng: Apr 18 2014, 10:38 PM

Wah, looks like a strategy...
I go for grocery 3 times in a month on average. If like that, will end with plenty of mentos..

Never mind lah...
In my case, just for sharing, Giant's POS will only show final figure when they press "complete" (after all the scanning) to compute the final discounted/promo price grand total.
On top of that, when I am out for the 2nd and 3rd round of grocery, have forgotten what was the previous swipe amount.

Yes, I can confirm that as I experienced before.. CB calculation is based on posting date.
Your first 2 transactions will go into April CB (but 1st one not entitled as dinning is not your chosen category).

But I can't confirm if the first 2 transactions count into April 10x transaction to trigger CB for April.
Most of my monthly swipes are more than 10, so can't confirm, but I believe it should work hand-in-hand as the CB transaction method, i.e. based on posting date. Otherwise will be complicated.

As the FAQ below does pointing to Posting Date.

I have started using Wise card since Feb 2013...
As I posted earlier, in the first few "trial and error" months, I have also got hit by this "month end transactions get posted in the following month" issue...
So, I re-read the TnC and FAQ, and understand that they use Posting Date for CB calculation.
Just follow the rules of the game and enjoy the "spend RM985 and get RM100 CB a month" (that's the max lah).
Peace

No special treatment for me.
GST posted in Feb >> Call to off set >> Failed.
AF posted in Mar >> Call to waive >> Reversal posted in Apr

This post has been edited by tbheng: Apr 24 2014, 11:25 AM

U risk taker for your 1st month... probably too excited with the highest CB cc in hand.
I normally "close acct" by 27th (will be earlier for Feb lah), not too early, cause sometime need to swipe last minute.
As I read here, HLB has improved their posting mechanism and the outcome is next day posting.
I am monitoring to see all my regular swipes are behaving like that.

I have added Wise card in my m2u.
When select TNB, Wise cc is not shown, i.e. can't use Wise to pay TNB in m2u.
I thought something wrong, called CS, CS said nothing wrong but just not all bill can be paid by non-MBB cc.
So I tried the following... TNB/Unifi/Syabas/IWK/Maxis all cannot. So, I gave up.

There is a maintenance option in m2u to add non-MBB card.
After adding, it does support other payees, the only one within my regular payee is my old-old acct, Jaring (retired long time). And of course other payees, but not within my interest.
I only use Wise for my Maxis at Maxis portal.

Mine was exactly 1 year apart, on the dot.

Mine was rejected at first attempt at Shell PJ last Saturday...the slip printed "No Response".
I tried again it went through.
Then I received 2x RM200 sms alerts with 1 minute apart.
Will have to monitor my unbilled transactions online.