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Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards

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Jen1
post Jul 16 2014, 06:03 PM

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I went into RinggitPlus and left my details and received their email saying that Citibank will contact me within 3 days to start the application.

Keeping my fingers crossed that I can be the first 100 to claim the free tablet from RinggitPlus.
fly126
post Jul 17 2014, 12:53 AM

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QUOTE(Jackygwh @ Jul 16 2014, 05:24 PM)
hrm....... any chance if re application will success ? biggrin.gif
*
U Never got Any Credit Card, before...??? blink.gif
will Need a min. Income of RM60k p.a for U to get AirAsia Visa Platinum
Try re-applied after 3 Months later... nod.gif

This post has been edited by fly126: Jul 17 2014, 01:01 AM
TSBerkshire Breakaway
post Jul 17 2014, 09:26 AM

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QUOTE(ho-ll @ Jul 15 2014, 01:01 PM)
Currently I'm holding PremierMiles and Clear card, and today I called Citibank to request for annual fee waiver. However, they refused to do so, saying that currently bank has no such promotion. Instead, ask me to take up their product (RM5k and above) or convert to choice card! Seriously??  mad.gif  mad.gif  mad.gif

This really sucks because I saw there are members managed to waive it! Thinking to cancel it now~
*
pm me your phone number and i would check for you why
darthsaverstrikes
post Jul 17 2014, 12:34 PM

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QUOTE(manofsteel0507 @ Jul 16 2014, 02:05 PM)
i saw this in the LYN kopitiam that day, the promo just started last week, so i don't think anyone can get approved by citi so fast right? whoever fastest to submit documents sure masuk the 100...
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is it Media pad 1 or 2?
Kazachok
post Jul 18 2014, 02:58 PM

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Salary 4800. only been working for 2 months. will my application be approved for plat?
vex
post Jul 18 2014, 03:09 PM

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today call CS to waive the AF, failed.
read the forum and call again, ask for alternative.
they say can cancel the card on the spot, the AF can revert.
but I got rm 44 cash back will gone also.
so CS say, ask me use the CB card and get the rm 50. then only call them to convert to choice card, they will revert rm 195 for me. not sure they will cheat me or not.

sad.gif
tifosi
post Jul 18 2014, 04:00 PM

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Posted in wrong thread. laugh.gif

This post has been edited by tifosi: Jul 18 2014, 04:10 PM
fly126
post Jul 18 2014, 10:59 PM

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QUOTE(Kazachok @ Jul 18 2014, 02:58 PM)
Salary 4800. only been working for 2 months. will my application be approved for plat?
*
I don't think so... sweat.gif
as Currently now the minimum annual income requirement for the Platinum Card - RM60,000 or RM5000/month
(Effective 1 June 2014, All the Banks in Malaysia have their Platinum CC Income Requirement revised back to RM60k p.a)

azeL_Inc
post Jul 19 2014, 05:57 AM

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Clear card, called to ask for waiver on gst and AF, they said no waiver now. Requested for card cancellation, and dont have to pay for both. (actually hoping that they will waive to retain me).
No they didn't care, card cancelled. Lol. There goes my buy 1 got 1 tgv on Friday
AVFAN
post Jul 19 2014, 06:37 PM

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QUOTE(vex @ Jul 18 2014, 03:09 PM)
today call CS to waive the AF, failed.
read the forum and call again, ask for alternative.
they say can cancel the card on the spot, the AF can revert.
but I got rm 44 cash back will gone also.
so CS say, ask me use the CB card and get the rm 50. then only call them to convert to choice card, they will revert rm 195 for me. not sure they will cheat me or not.

sad.gif
*
they r trying to help u get the cashback and not waste it, then change to another card w/o paying the af, at least for this time.

i believe they checked yr history and data, see u as a good customer to keep. others they may not offer the same - no offence to anyone.

all banks r under pressure to incr margins and profits and not risk too much potential bad loans or too low spending; they will trim and prune as they deem fit.

we consumers, we do the same - we trim and prune the banks too if the offers are crap.

supply and demand, the game continues - all good and healthy. tongue.gif
DarReNz
post Jul 19 2014, 08:26 PM

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QUOTE(azeL_Inc @ Jul 19 2014, 05:57 AM)
Clear card,  called to ask for  waiver on gst and AF,  they said no waiver now. Requested for card cancellation, and dont have to pay for both. (actually hoping that they will waive to retain me).
No they didn't care, card cancelled. Lol. There goes my buy 1 got  1 tgv on Friday
*
u can apply again after few months or promo
azeL_Inc
post Jul 19 2014, 08:34 PM

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QUOTE(DarReNz @ Jul 19 2014, 08:26 PM)
u can apply again after few months or promo
*
Yeah.. Probably if got good promo. Last time i applied, i got rm300 cash back.
For regular use, i found that other card gives better rewards/cashback.
Jackygwh
post Jul 20 2014, 10:00 PM

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QUOTE(fly126 @ Jul 17 2014, 12:53 AM)
U Never got Any Credit Card, before...??? blink.gif 
will Need a min. Income of RM60k p.a for U to get AirAsia Visa Platinum
Try re-applied after 3 Months later... nod.gif
*
i got hong leong plat card ....and my anual income more than 100k still reject sad.gif
fly126
post Jul 21 2014, 12:38 AM

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QUOTE(Jackygwh @ Jul 20 2014, 10:00 PM)
i got hong leong plat card ....and my annual income more than 100k still reject sad.gif
*
ME Earned Lesser... got 2 CCs with Citibank + Some with Others Bank blink.gif

Are You AirAsia Frequenter...??? hmm.gif
AirAsia-Citi Gold Visa Credit Card, pun boleh Tahan juga, with Income RM24K p.a can Apply liao... brows.gif
http://www.citibank.com.my/english/credit-...AENCCHMCBA1BN02
OR
Alternatively...
Maybe Couple Months later, U can try to Apply AirAsia Gold or Any Citibank CC 1st after that REQUEST UPGRADE IT to AA Platinum, later on...icon_idea.gif
http://www.citibank.com.my/english/existin...mbers/index.htm

This post has been edited by fly126: Jul 21 2014, 12:54 AM
SUSMNet
post Jul 21 2014, 08:51 AM

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QUOTE(Jackygwh @ Jul 20 2014, 10:00 PM)
i got hong leong plat card ....and my anual income more than 100k still reject sad.gif
*
me too last time my income 20kpa but they still approved my CB plat card
what a weird policy
fkinmeng
post Jul 21 2014, 10:32 AM

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really random 1 la bank's approval.
Jackygwh
post Jul 21 2014, 11:06 AM

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thats y i feel weird ? i apply it because its minimum requirement is ok for me but still reject... tats y i dont understand
fly126
post Jul 21 2014, 01:35 PM

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QUOTE(fly126 @ Jul 21 2014, 12:38 AM)
ME Earned Lesser... got 2 CCs with Citibank + Some with Others Bank blink.gif
Are You AirAsia Frequenter...???  hmm.gif 
AirAsia-Citi Gold Visa Credit Card, pun boleh Tahan juga, with Income RM24K p.a can Apply liao...  brows.gif
http://www.citibank.com.my/english/credit-...AENCCHMCBA1BN02
OR
Alternatively...
Maybe Couple Months later, U can try to Apply AirAsia Gold or Any Citibank CC  1st after that REQUEST UPGRADE IT to AA Platinum, later on...icon_idea.gif
http://www.citibank.com.my/english/existin...mbers/index.htm
*
QUOTE(Jackygwh @ Jul 21 2014, 11:06 AM)
thats y i feel weird ? i apply it because its minimum requirement is ok for me but still reject... tats y i dont understand
*
as Sometimes Depends to Your Luck, also... blink.gif

I also been Rejected before by:
Maybank 2x
OCBC 2X
Citibank 2X
as Submit My Apps Every Year = 1 time & They also still keep on Reject ME... sweat.gif

At last, They have Approved ME their Cards on My 3rd & final Attempt...icon_rolleyes.gif
p.s: Recently, MBB just given me a AMEX Charge Card Without Me Submit Any Income Documentation whistling.gif

Try again 3 months later or just move on to Others Card , there are many Cards which is much better than Citi Card... rolleyes.gif

This post has been edited by fly126: Jul 21 2014, 04:47 PM
Jen1
post Jul 21 2014, 05:07 PM

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Hi hi
Has anybody tried out the RinggitPlus promo?
Until now still no one call me from Citi...
Overwhelming response or just a gimmick to collect personal data?
lelongtan
post Jul 22 2014, 09:44 PM

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Just now want to apply Citibank amex through the online. The person in charge call me said no cash back rm50+250 for the Amex card, just for visa and MasterCard card only. But he said have free 10,000 miles for new application.... Is it the true information that Amex new application not entitle for cash back? Very keen for cash back rather than miles...

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