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Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards

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tifosi
post Mar 12 2014, 10:09 AM

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Called in to Citibank to waive AF & absorb GST for my Clear Card. AF could be waived without any issue but they are not willing to absorb my GST so I told them to cancel the card. 2 days later cancellation dept called me and told me same thing. So card is canceled.
tifosi
post May 21 2014, 11:35 AM

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What is the grace period after cancellation for new to Citibank credit card member term?

Edit: Found it. 3 months. Means I can apply rclxm9.gif

This post has been edited by tifosi: May 21 2014, 11:36 AM
tifosi
post Jun 27 2014, 04:54 PM

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Anyone submitted application for the RM 300 cash back when you spend RM 1500 within 60 days promo via e-mail before? I spoke to the CS and they say it's ok to send via email but under the T&C I only see fax and mail in option.
tifosi
post Jul 3 2014, 03:14 PM

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QUOTE(DM3 @ Jul 3 2014, 03:08 PM)
After cancelled their amex PM 2 mths ago as they wont waive the AF,  reapplied last week with the 300 CB promo and getting the card by this week tongue.gif
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Same here. Canceled my card 3 months back because they didn't want to waive my GST. Sent in my application form on Monday. Got the SMS say my application approved on Wednesday. RM 250 free money whistling.gif
tifosi
post Jul 3 2014, 05:11 PM

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QUOTE(nothingz @ Jul 3 2014, 04:54 PM)
I should have cancelled mine last year. Lol. Now can get free cash
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I wouldn't had cancel if I had gotten the GST waiver. Now they have to pay me more tongue.gif
tifosi
post Jul 4 2014, 03:03 PM

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For the RM 300 Citibank cash back promo is cumulative amount right within 60 days. But I read the T&C, under clause 10,

"Over and above the clauses above, all Successful Applicants who makes a retail purchase of RM1500 and above within 60 days from the approval date (“Qualifying Period”) will receive a RM250 Cash Back."
tifosi
post Jul 8 2014, 10:15 AM

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QUOTE(millenniummonkey @ Jul 8 2014, 10:05 AM)
is the 1st year annual fee waived (chargable upon card issuance)?
only can find rm50 cashback and rm250 cashback.
no mentioning of 1st year annual fee...
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For clear card it's free. Not too sure of others.

QUOTE
1st-year Annual Fee Waiver (Just use your card 3 times within 60 days of card approval)


https://www.citibank.com.my/clear/about-clear.htm
tifosi
post Jul 18 2014, 04:00 PM

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Posted in wrong thread. laugh.gif

This post has been edited by tifosi: Jul 18 2014, 04:10 PM
tifosi
post Aug 21 2014, 10:00 AM

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QUOTE(fkinmeng @ Aug 21 2014, 08:52 AM)
clear card is normal, no such thing as clear gold or clear platinum.  blush.gif
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In Singapore there's Clear Platinum laugh.gif
tifosi
post Aug 28 2014, 12:17 AM

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QUOTE(DarReNz @ Aug 27 2014, 11:57 PM)
noticed only citibank is 3x salary other banks all 2x when u first apply the card
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First time I applied they gave me 4X. Then the second time they gave me 3X.
tifosi
post Aug 29 2014, 04:36 PM

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QUOTE(DarReNz @ Aug 29 2014, 04:32 PM)
for citibank when they mentioned newly approved Cardmembers means how many months considered new ? 6 months or a year ?
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3 months when I applied for the RM 250 cash back recently. But might be different for different promo.
tifosi
post Oct 16 2014, 04:13 PM

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QUOTE(adele123 @ Oct 14 2014, 11:48 PM)
hmm.gif actually a bit confused and paranoid now.

t&c says... When i make a retail purchase of at least rm1500...

Single receipt or multiple swipe? I translated to cumulative spend cause i didnt see 'a' retail purchase. But 1.5k single receipt is... Not the norm?  tongue.gif
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Multiple receipts. I also have the same doubt with you last time so I called the CS and asked.
tifosi
post Dec 11 2014, 11:46 PM

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QUOTE(rathian_mhfu @ Dec 11 2014, 09:59 PM)
Another 50k on top of my existing credit limit...hahaha confusing eh? My first CL is 200k plus additional 50k increase..total now is 250k..to be exact..250,600..iam not gonna use the limit anyway..i just want to get my credit score increase..
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I don't even have 10% of it on my Citibank card laugh.gif

Btw, increasing credit limit doesn't mean that your credit score increases. My banker once told me I had too much credit exposure (because I have too many credit cards) and even tho my usage is less than 10% of all my combined credit limit, it's bad.

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