Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
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 Aug 6 2015, 10:05 PM
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#2381
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All Stars
26,520 posts Joined: Jan 2003 
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QUOTE(patrickthissen @ Aug 6 2015, 09:48 PM) Oh no, the form was written by the banker.. an advice. make sure you cancel out the things that you plan to untick. some agents may just tick them on your behalf.But I am sure even it's ticked, I can request to cancel right??  |
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Aug 6 2015, 10:16 PM
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Junior Member
193 posts Joined: Mar 2014 
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QUOTE(Human Nature @ Aug 6 2015, 10:05 PM) an advice. make sure you cancel out the things that you plan to untick. some agents may just tick them on your behalf. That's correct.Like today I think I made a mistake by applying 2 cards but I wanted only one credit card at hong leong bank. Luckily HLB CC needs 1 swipe only within 45 days to relieve annual fee for the first year. Keep and cancel it in half year time. |
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Aug 6 2015, 10:37 PM
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Junior Member
380 posts Joined: Feb 2012
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QUOTE(richstars8818 @ Aug 6 2015, 09:58 PM) no idea.. i didn't tick it when i applied last time The banker fill the form for me... forget to check it ==QUOTE(Human Nature @ Aug 6 2015, 10:05 PM) an advice. make sure you cancel out the things that you plan to untick. some agents may just tick them on your behalf. Noted.My mistake no check for the credit shield premier, my fren who apply thru agent got tick for this credit shield premier. |
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Aug 7 2015, 12:01 AM
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Senior Member
700 posts Joined: Oct 2014
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No one apply Citi ready cash debit card? I was requested by the agent to applied this card as she said she can't achieve her quota. She even pay the first RM8 activation fees. But she told me can cancel after 3 months. Now I hold it for 11 months and when I tried to cancel , the CS told me they will fine me RM200 as hold less than a year!
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Aug 7 2015, 12:52 AM
Show posts by this member only | IPv6 | Post
#2385
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All Stars
26,520 posts Joined: Jan 2003
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QUOTE(karcity @ Aug 7 2015, 12:01 AM) No one apply Citi ready cash debit card? I was requested by the agent to applied this card as she said she can't achieve her quota. She even pay the first RM8 activation fees. But she told me can cancel after 3 months. Now I hold it for 11 months and when I tried to cancel , the CS told me they will fine me RM200 as hold less than a year! moral of the story, don't be duped by agents. find the T&C to see whether such terms exist. alternatively, lodge a complaint. |
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Aug 7 2015, 01:19 AM
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Senior Member
4,404 posts Joined: Jun 2012  
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QUOTE(karcity @ Aug 7 2015, 12:01 AM) No one apply Citi ready cash debit card? I was requested by the agent to applied this card as she said she can't achieve her quota. She even pay the first RM8 activation fees. But she told me can cancel after 3 months. Now I hold it for 11 months and when I tried to cancel , the CS told me they will fine me RM200 as hold less than a year! They Told Exactly the Same to ME when they Approaching Me Countless times even Ask me to Sign a Form in Order to Transfer Some CL from the CC put into Ready Credit fac. to help Them to achieve their Quota...  Btw, I think you Just Cancelled Your Citi's Plat.,Cut Off Your Business with Them Why Sudden involved with Ready Credit...???  QUOTE(Human Nature @ Aug 7 2015, 12:52 AM) moral of the story, don't be duped by agents. find the T&C to see whether such terms exist. alternatively, lodge a complaint. Here, Page 12 Part- C:QUOTE c) In addition to interest and the late payment charge, you will be liable to pay the fees and charges set out in the Letter of Approval, including: (i) an Early Termination Fee of RM200.00 or three percent (3%) of the CRC Outstanding Balance (whichever is the higher) if you terminate your CRC Account within twelve (12) months from the date of the Letter of Approval. This post has been edited by fly126: Aug 7 2015, 02:22 AM |
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Aug 7 2015, 03:31 AM
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Senior Member
700 posts Joined: Oct 2014
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QUOTE(Human Nature @ Aug 7 2015, 12:52 AM) moral of the story, don't be duped by agents. find the T&C to see whether such terms exist. alternatively, lodge a complaint. Yes. I learn a lesson. I never trust any agents in the past except this one who really beg me. She even told me she will waive the activation fees (but in fact, she put in RM 10 to my account). Never mind , a lesson is priceless |
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Aug 7 2015, 02:24 PM
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All Stars
65,266 posts Joined: Jan 2003
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Revision of AirAsia-Citi Credit Cards rewards redemption category options wef 1 October 2015. [Citibank ]
Effective 1 October 2015, rewards redemption category options for AirAsia-Citi Credit Cards will be revised as per the below table:
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Aug 7 2015, 02:33 PM
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All Stars
52,874 posts Joined: Jan 2003
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Received my card today.
CL is nearly double of my previous CL on the cancelled card.  |
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Aug 7 2015, 03:53 PM
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Junior Member
397 posts Joined: Feb 2014 From: Frankfurt am Main
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