just terminate my platinum card bcos of the rm600 annual fee. you better be careful not to do any transaction after annual fee charged or government fee charged date, else you will have to pay prorated annual fee and government tax if terminate ur card.

i have a prestige card and true enough the 1K it cannot be waived
but if you are a moderately heavy user and spend 3K within the first 60 days or so, there is a way to get ang pow of RM900 back (you will only get the details from your customer service AFTER you get the card)
so your actual cost is only RM100 (not including RM50 GST which of course can also be waived)

but for me the perks and benefits i get playing golf in one of the most expensive gold courses in malaysia (compared to maybank visa infinite card which makes me wait for so long) and priority pass with no limits, i think it easily costs about 2k in 3 months if i pay cash based on my lifestyle.

so i don't about the RM 100 that i really have to pay for annual fees in the end.
(yes it is not a typo, it is 100 not 1000)

therefore i feel this card should remain at annual fees cannot be waived level so that people who are not serious about it do not spoil the market.

don't agree with me? look at what happened to citi premier miles. even the limited 6x priority pass sudah tarak.

Isn't the cash rebate card kinda bad deal?

5% Petrol
2% Pharmaceutical
2% Grocery
2% Phone Bills
0.3%Everything else

I don't care for pharmaceutical, and the rest I have Maybank 2 Cards AMEX to cover. I noticed the everything else category is only 0.3%, where as even for non-AMEX Maybnank, RM1 = 1 point = 0.4% (typically  2500 points = RM10 voucher).

Anything I am missing out?

Just Succeeded to Waive Off AF of My Cash Back Platinum...
I Request it  3 Months Advanced before Annual... Called CS  Kacau Them, Every Month...

Agreed... I do Think the Cash Back Platinum's AF Lebih Susah Sikit to get Waive Compare with Others Platinum & They Don't just Waive for Everyone Upon Request, Only Certain Cardholder will Get it...

But, Its Better than HLB Wise's AF Can X Waive pun, Have to Pay it before U can Earn More $$$ Back ...

for cimb.. u can trying calling the call centre.. just request for the gst rebate. im sure they will offer u rm50 rebate if u spend rm200 within a month of the call kinda thingy..

7500 to get RM150 rebate ? thats crazy talk man.
i spent around 1k on SCB just one plat card and got RM50 rebate

Just received new card which is Platinium 5x points. Question is how can I waive RM600 annual fee? By Points? How many points to redeem and waive. Tq

3 years with citibank. 3 years annual fees waived and 2 years gotten back the gst.

First year they gave me cash back for the gst. So I havent paid any gst to date.  

I didnt complain because they didnt waive my gst. I complained when they started to promote their personal loan to me in order to get the gst waived.

hi loselegend,

are there any other ways to obtain Rm70K limit?

yes. Annual fees is not an issue. They will always waive it. Its the gst thats a b****.

Just Received Letter from Citibank, have been offered to Upgrade My Current Clear Card to Rewards Platinum with 2 Complimentary Rewards Categories on 1st Year as Citibank Rewards Platinum Card-member, to Accept or Not to Accept ???
I would like You Guys share your thoughts, here...

might not cancel just yet, got soft spot for citibank, the first bank to give me my very 1st credit card. 

maybe change to another, since currently using clear card.