i guess you did not read the fine print eh
if you're an old time customer, here's a hint
do not go for advertised promos - they are mostly for new customers
call them and ask them for cash discounts

today when to ikano...saw citibank cc got free luggage back

which is better to apply credit card? online or thru those hotspot credit card salesperson?

my friends say if apply with salesperson, can get more benefit ....is it true?

tablet? im planning to apply a citibank credit card. 1st time. I didnt go through this thread. Mind to explain more on tablets?

Revision of Over Limit calculation w.e.f 24th August 2014

Please take note that effective 24th August 2014, Over Limit calculation will be based on the total outstanding balance and any unbilled installments (e.g. Easy Payment Plan) on all your Citibank credit card(s) against your Customer Credit Limit.

Kindly ensure that the total outstanding balance and any unbilled installments (e.g. Easy Payment Plan) on all your Citibank credit card(s) is within your Customer Credit Limit to avoid any possible disruption to your credit card usage and Over Limit charges of RM25.

Source: Citibank

i just got an email from officer from citibank, she sent me 4 forms

1) AIA credit shield - insurance ( if die no need settle credit card)
2) Citibank Credit Ready product disclosure
3) Credit card product disclosure
4) Credit card/Ready Credit / installment Loan Form

this is tricky ~~~ i want apply credit card only
i dont want the others product..... can i skip choosing the personal financing product? 

do anyone convert to citibank choice card?

what is the benefit and t&c of the choice card?

no annual fee for life
max limit of the card can go up to rm450,000

i have same question about Citi Choice Card.

how good this card in daily use..petrol, shopping, groceries etc
if compare to Shell-Citi Credit Card which one is better ?
any hidden thing should i be aware if i want to apply this cc ? 

do i need to sign up for credit shield premier ?

do anyone convert to citibank choice card?

what is the benefit and t&c of the choice card?

no annual fee for life
max limit of the card can go up to rm450,000

i have same question about Citi Choice Card.

what is the meaning "max limit of the card can go up to rm450,000" ?
how good this card in daily use..petrol, shopping, groceries etc
if compare to Shell-Citi Credit Card which one is better..?
any hidden thing should i be aware if i want to apply this cc ? 

1) Although Choice Card is FREE for Life with No Annual Fee but U NEED to get 2x Swipes (Usage) per Month If Not, there will be a Monthly $5 Service Charge billed to you(card)+ 50 Rewards Points for every RM50 spent per transaction
Also Beware Some T&Cs...  if You got RM75 Retail Transaction U just ONLY manage to have 50 Reward points NOT 75 Points  or RM120 Only 100 Reward Points will Given...
p.s: NO Points Will be Rewarded on Petrol for Most of the Citibank CC

2) the True of Shell-Citi Card, You Won't any CB Below RM300 on Petrol Spend...  
https://forum.lowyat.net/index.php?showtopi...post&p=68613397

3) "max limit of the card can go up to rm450,000"- It's the MAX. Credit Limit Which Citibank can Offer to Customer on their Credit Card
Citibank Credit Card Product Disclosure Sheet http://www.citibank.com.my/english/docs/pr...Code=MYUFCCFPDS

4) Looking on Better Cash-back with Petrol, Groceries, Mobile Phone Billing Usage, it Good to have Citibank Cash Back Platinum with Up to 5% Rebates...  
https://forum.lowyat.net/index.php?showtopi...post&p=67010433

u should hlb wise for petrol, shopping and groceries.  no need sign up credit shield unless u are in a lot of debt. a lot ppl using clear card for coffee bean buy 1 free 1 and gsc buy 1 free 1

Managed to get AF waive for this year by messaging them via citibank online 

Managed to get AF waive for this year by messaging them via citibank online 

Managed to get AF waive for this year by messaging them via citibank online 

You got it waived for which Citibank card?