very fast processing... citibank must be hungry for new applicants...

yesterday morning submit application for premiermiles visa signature through email for rm300 cashback promo
30 mins ago receive sms say approve
just now 1u kiosk call and say can collect card

This post has been edited by millenniummonkey: Jul 9 2014, 02:56 PM

demn, applied during pc fair, didn't know i will get 2 cards.
they gave me clear master card and business platinum visa..
end up had to pay 2 card gst. haiz..

for sc infintite, good thing got rm50 cashback.

This post has been edited by raimy_m9: Jul 10 2014, 01:55 PM

How come U X know when U Sign Up...???
Never check thru your Apps...???

If it a Tricks from Sales Agent to get More sales commision from You (they have tick 2 Cards WITHOUT Your Knowledge) U can just call Customer Service to Complain about this Matter....

This post has been edited by fly126: Jul 10 2014, 02:02 PM

what apps?
i didn't know wor, those agent didn't tell me anything.. they only say just try only, maybe approve maybe not....and ask me to sign documents. now i regret went to that pc fair. all those amoi merayu-rayu asked me to sign up...haiz..melayang gst rm100.. stand chart and citibank approved on the next day..good thing that the rest of the cc application rejected.
and i didnt know they gonna give me 2 cards..


ps: Citi Business Platinum benefit doesn't look gooding.

Normal new card if swipe 3 times within 60 days fr9m approval date will waive gst.
Call n ask.

You should beware those Amoi at 1st, go thru or take a snapshot Your Application before given back to them, if next time...
call customer service to complain or if you really tak mau All the card or just want to keep 1 Card Only
or swipes the card 3 times within 60 Days to have GST Credit back keep It for a year & Cancel All before the Next Anniversary shoot in

I called citibank, after keying in my ic number, there is this automated voice saying that I have successfully register for dial for cash.

so desperate ah citibank?

That is not a good advice.

Doing this will only encourage unethical card agents. While some customers are at fault for being gullible, it is not a crime. Falsifying a document is.

What's not good about the advice?
Taking snapshot of ur original application before submitting to the agent is a good move imo..

Both suggested to swipe the card to offset the GST ie. to accept the card.

I think Human Nature Means This One- Not a Very Good Advice...
I Should told raimy_m9 terus Complaint to BNM...

Yup

As for preventive measure, applicants should cancel off the form for unwanted card, cross the photocopied IC with the wanted card name only..or last resort, avoid card agents all together.

about cashback platinum....

i called proactively to ask for waiver on upcoming annual fee.

not expecting to get it this time, but i did.

was given waiver for both principal and supp card.

no frills, no conditions.

gomen fee, denied.



so... citibank is not that heartless after all, at least for this round. will continue to use the cb. been using their cards for >10 yrs.

This post has been edited by AVFAN: Jul 14 2014, 11:35 AM

Btw, How many Years you been holding CB Platinum...???

This post has been edited by fly126: Jul 14 2014, 12:08 PM

almost 2 yrs, entering 3rd yr.

also using visa gold for >10yrs, changed to visa rewards last yr.

This post has been edited by AVFAN: Jul 14 2014, 01:08 PM

but then how much can we save from cash back?

principal card af = rm195
supp card af = rm100

cashback depends on individual spending patterns. i spend and get cashback about rm300 p.a.
so, it does not make sense to keep the cards if they don't waive the rm295 af.
if no waiver, better spend with non-cashback no-af cards that collect points, e.g. rewards card.
with the waiver, i save rm300 a year, more than enough to pay for the rm50+25 gf (gst) for 2 cards.
that's acceptable.

i hold both cashback and rewards cards.
cashback card used only for transactions that give cashback - petrol, groceries, maxis.
everything else incl insurance, tnb, dinners, household, i use the rewards card, collect points. or another bank's cc.

as consumers, we do what we can to maximise the benefits, naturally.

This post has been edited by AVFAN: Jul 14 2014, 03:31 PM

citibank still has offer for agoda?

Correct and true, my cash back only 100 per year.....then thinking to cut it off

i just saw i have been charged for annual fee for citi clear card and airasia card. No notification was sent to mobile. I feel cheated for not being able to waive it. Can I cancel the card without paying it?