I dont meet the min. income requirement so have to pledge.

benefit wise, I am flying Europe next month, with business class and the return ticket cost me approx. RM3,800 return (with EM redemption(convert to cash value) + tax)

I have no problem to meet the min. spending requirement to waive the annual fee.

I went to 1U Card Centre last month to redeem my rewards points for RM1000 AEON vouchers (250000 points) and RM300 Parkson vouchers. I told the CS to deduct my points from my 3 supplementary card holders in MBB 2 cards Platinum to avoid being expired.

The CS took 15 mins to calculate and asked me to sign to acknowledge. I signed, received the vouchers and left.

Then I received my MBB 2 cards Premier statement and noticed that all my points were deducted from this card! Since when I became a supplementary card holder?

Called CS to complain and he will escalate my complaint, hopefully can reverse back my points. Partly it was my mistake for not checking on what I have signed. So, lesson learned : always check on what you signed.

how do you see TPs that going to expire?

Maybe next time you bring the supplementary card to redeem there.. i noticed that everytime i use my amex to put into the card machine to do redemption, it always deduct my amex point. in my statement my visa, m2u point never get deducted.

Oh I see....

So, if one meets the required minimum annual income, no point to pledge FD la? Just for those that don't meet the minimum annual income.

I thought there was something good that I was missing out on.

Just to let you know all of our TP in MBB2cards prior to August 2013 will expire in on 31st July 2016, that's the earliest date. I called Maybank CS 2 weeks ago before year end and he told me this as Maybank changed the evergreen thingy to 3 years validity in August 2013.

http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal

This post has been edited by fruitie: Jan 9 2015, 12:05 AM

TPs nowadays are valid for 3 years, right? No longer evergreen.. Those TPs has never been redeemed before, they will expire sooner or later if they keep idling there.

Exactly my dilemma! The TPs in Amex - MBB 2 Cards Platinum will always being deducted thru on the spot redemption. That's why I asked the CS to clear my supplementary card holder's points.

Yes, I knew it's no longer evergreen. That's why I wanted to deduct TPs from my supplementary card holders since I am in 1U card centre. I don't want to leave it until last minute.

Yes, I am aware it no longer evergreen..
I thought you have a way to check when the exact expired date..
still keeping my TPs and waiting for 10% exra enrich miles when converting TPs to enrich miles..

Same thing when you go redeem on the spot at merchant, Always check were they deducting the points from. See their computer screen and confirm card number before they press ENTER!

I know you were aware, what I meant was the earliest expiry date for TPs prior to August 2013 to expire is on 31st July 2016.
Technically, you still have 1 1/2 years to go.
Of course if you have anything to redeem, then can redeem now.

actually, if almost to expiry date, can exchange to enrich to so call extend the validity date right?

how long does enrich miles last arr? Also does the enrich level increase (gold, silver) if i redeem my TP to enrich?

3 years expiry for enrich miles.
No, no increase level

OIC, my TPs in MBB 2 Cards Platinum - Usually I'll redeem vouchers whereas TPs in MBB 2 Cards Premier - Of Course will redeem Enrich Miles.. That's why sakit hati when the CS deducted TPs from Premier Cards!

I redeemed before at Harvey Norman, SenQ and Parkson, usually I didn't have a chance to look at their computer screen. They will deduct the TPs and asked me to sign, I always thought that I have no choice over which cards they deducted from!

OIC what you meant now. I just want to clear my Supplementary TPs and convert to AEON vouchers (no expiry date).

On my part, the reason is I need a six figure CL on standby. Under normal circumstances my CL will only be around 50k.

Why u need the six figure on standby?

What item u buy?

Can pay with cheque or multiple cc? U try to get american express or corporate credit card which sometime offer unlimited credit limit?

Why you so busybody ask personal questions? One question not enough must ask 3 some more.

I also busybody, so asking you a question - You still chasing after post count ar? hahahaha

sms2u, if you got nothing to contribute, stop spamming in Finance Section by posting questions that are irrelevant! Waste my bloody time reading your posts which are 90% irrelevant/repetitive questions and 9.99% copy and paste other people's work without giving them credit and maybe only 0.01% of your posts in Finance Section are actually informative.

This post has been edited by Gen-X: Jan 12 2015, 02:00 PM

I asking question just know more in order to share information. I am giving informative guidance to advise him to use cheque or apply corporate credit card which have unlimited credit limit.

You can choose no to read my message if you feel my post is no useful for u.

You sharing information and giving guidance, hahahaha. From what I have been reading from your hundreds of questions (when it has been answered over and over again) here in Finance Section, you, sms2u are one of the blur-est persons and of course the No.1 Spammer in Credit Card Section.

If u said I am no 1. U are no 0.
If u think I spam, u also spam, pls pm me if u still feel something wrong with u.
If u still post again after my this msg later, u are REALLY no 0. becos I really do not know what to use except no 0 to represent sorse than no 1.