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Maybank 2 Cards Premier, Fastest Air Miles Conversion
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maskedchan
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Feb 20 2014, 03:59 PM
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QUOTE(@secret@ @ Feb 20 2014, 12:41 PM) Maybank has gotta be proud with this. Amex tends to get us higher loyalty points, but most merchants out there either reject to take it or extra 2/3% charge on txn. When will Malaysia's credit card business realize there shall be true travel card for everyone? Or at least target middle/middle up income people A card with one or more of the following features: - ZERO admin charge on foreign txn -Lower airmile conversion -Hotel co-branded card for free nights -Frequent promo on travel productsif that the case..then what does the bank earning come from since everything is free to customer?
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maskedchan
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Feb 20 2014, 04:22 PM
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QUOTE(Alec.Yong @ Feb 20 2014, 04:00 PM) does that enough to cover up the freebies they hand to customer and make a handsome profit?
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maskedchan
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Mar 19 2014, 11:05 AM
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QUOTE(cybermaster98 @ Mar 19 2014, 09:49 AM) Besides these 2 advantages, you have the lower Enrich airmiles conversion rate. But you lose the 5% cash back on weekends? Doesnt seem a fair trade off. Im on the Maybankard Platinum Amex. Was thinking of upgrading but doesnt look enticing enough. Btw, my Maybankard Platinum Amex got hacked last week. Few US transactions. Got it blocked and cancelled immediately. But last night again another transaction this time for AirAsia. Used HSBC credit cards for 10 years and not once had this issue 1st, you can utilize the 5% on MBB2card..once quota reached, you can switch to this card... or during weekday, you could use this card rather than MBB2card... if your spending not that high, then i guess no point for you to get this card
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maskedchan
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Mar 24 2014, 10:54 PM
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QUOTE(rjb123 @ Mar 24 2014, 07:51 PM) Comparison of recent overseas spend :  are you sure the rate by maybank is base on transaction date and not on posting date?
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maskedchan
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Mar 25 2014, 10:04 AM
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QUOTE(chongaik82 @ Mar 24 2014, 11:00 PM) Does it matter? Coz we are looking at the % and not absolute value. It should be same or vry near. it does matter... different day different forex rate..calculation can be wrong.. i thought we are finding which card(VI or AMEX) giving lower rate QUOTE(rjb123 @ Mar 24 2014, 11:14 PM) According to Maybank SG website (couldn't find the same for Malaysia) So I'm assuming Malaysia would be the same. i see...perhaps i should go there and have a look
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maskedchan
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Mar 25 2014, 10:12 AM
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QUOTE(rjb123 @ Mar 25 2014, 10:07 AM) Well the transactions on 11/03 there is a 1% difference between VI and Amex , those are the only ones which share the same posting date. could you confirm whether the transaction 6 and 7 in the picture are different transaction date? maybe we can conclude the forex rate are based on posting date
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maskedchan
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Mar 27 2014, 06:14 PM
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QUOTE(joycelsq @ Mar 27 2014, 06:02 PM) if we have this card and the maybankard... can we use the points earn from maybankard and redeem the Enrich miles using the 2 card premier exchange rate? tia Not possible at all
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maskedchan
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Mar 28 2014, 10:16 AM
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QUOTE(rjb123 @ Mar 27 2014, 07:24 PM) I thought someone in this thread earlier said he was cancelling MBB2 and Maybank said they'd move the points across? Would be good if this was possible ... move the TP to VI? i dont think so.. move across other card is possible...
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maskedchan
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Apr 4 2014, 09:12 AM
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QUOTE(ignorantcow @ Apr 4 2014, 02:06 AM) yeah, i did my application at a branch... then went to that card center. first time using amex too. before this 5x TP deal never found a need to use an amex card. I knew the CVV is in front, but I've no idea whether the card was charged or not, no OTP, m2u doesn't show any transaction...  you did not set to receive SMS for every transaction above RM1? may I ask what did you buy online?
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maskedchan
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Apr 6 2014, 11:13 PM
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QUOTE(BRY7 @ Apr 6 2014, 11:01 PM) as long as its charged in foreign currency, you will be charged admin charges and unfavoring exchange rates I thought there are a comparison chart posted by someone showing the Amex reserve better rate than VI
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maskedchan
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Apr 17 2014, 10:15 AM
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agoda giving 12% discount when using VI on wednesday. i am wondering if i make booking on agoda and select RM instead of USD.. does this count as oversea transaction to get 5x TP or local transaction (2x Tp only)?
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maskedchan
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Apr 28 2014, 11:40 AM
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QUOTE(Gen-X @ Apr 27 2014, 10:41 PM) TO ALL: I just posted in my Facebook Page, if we had set our SMS default Value to RM1 for our previous Maybank credit cards, i.e. MBB 2 Cards Plat, we still need to request that the SMS default value to set to RM1 for our Maybank 2 Cards Premier as it is not automatic. And to my surprise, AirAsia did not request for AMEX MSOS Safekey when I used my AMEX RESERVE! i get the different story from CS when I ask about this. She did mention to me no need to set it again as just need to set one time.. and truth enough i get SMS on every transaction...so far all oversea transaction.. some even small amount like sgd4.. can anyone else confirm about this?
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maskedchan
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Apr 28 2014, 01:13 PM
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QUOTE(Gen-X @ Apr 28 2014, 01:09 PM) Bro, did you ask what is your MBB2 Cards Premier SMS Default Value and check it against your other MBB cards? did not ask that actually.. i did ask do i need to set it again for this card and she say no need as all card default will be RM1 since already set previously... maybe i should call them again to ask about the SMS default value for premier card...
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maskedchan
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May 3 2014, 10:02 AM
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QUOTE(avineshhh @ May 3 2014, 03:53 AM) can i get this card through pledge a certain amount? Yes. The amount will be vary depend on you
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maskedchan
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May 4 2014, 12:59 PM
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QUOTE(mugen @ May 4 2014, 12:01 PM) this card seems high requirement, 180k and dont seems to see any lounge access... m2 card still seems attractive... IMHO This card does come with 5 times airport lounge access
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maskedchan
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May 4 2014, 01:00 PM
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QUOTE(Alec.Yong @ May 4 2014, 10:16 AM) Yup, only for MBB 2 Card Gold and Plat, not applicable for MBB 2 Card Premier Amex Reserve.. Oh? So this card pay RM100 gst?
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maskedchan
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May 4 2014, 01:44 PM
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QUOTE(Andrew G @ May 4 2014, 01:41 PM) But I guess that you would definitely cancel/terminate this credit card, unless MBB could willingly waive the RM800 AF without any ridiculous conditions??  If u care to read few post back, he already spend rm80k within two months
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maskedchan
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May 4 2014, 01:48 PM
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QUOTE(RO Player @ May 4 2014, 11:14 AM) pledge FD RM50k without any documents to get MBB Amex Reserved? any proof? They are procedure u need to follow for the fd pledge. Call CS or go maybank branch. They will guide u how to do it
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maskedchan
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May 4 2014, 05:47 PM
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QUOTE(Alec.Yong @ May 4 2014, 05:03 PM) Yup, RM100 for both cards..  Crap. Should read t&c carefully next time
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maskedchan
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May 4 2014, 05:48 PM
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QUOTE(tigaxxx @ May 4 2014, 02:20 PM) Maybe.. but for the time being I'll utilize the cards for 1 whole year That was Alec... me..... not even 10% Ops. Mistaken you with other people. iPhone screen too small. Nvm. U will do it within 3months
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