Sifu, how do you let your wife or children to enter PPL when the passes has your name on it? They need to check your boarding pass and passport as well, right? Sorry for noob question. I always wasted the passes as I thought it's NOT transferable.

I had accidentally applied for MBB 2 Cards Premier during the treats fair. Initially I was accompanying my sister to apply for the card. I am a stay at home mom, no income but the sales person told me to apply too since I have MBB 2 Cards Platinum with more than RM30k credit limit. I just needed to fill up form and gave NRIC for verification.

So I will update if I got the card or not.

I am the principal and got my MBB 2 Cards Platinum when I am still working. For the past two years, I'm a SAHM, so I thought I can't apply for Premier card but the salesperson told me as long as I'm the existing MBB cardholder with min RM30K credit limit, I should be able to get the cards. So will see if I get the cards or not.

For non-Premier cards, they provided 1-hour approval on the spot. For all the premier cards, they will need 1 week to approve.


OIC, thanks for your reply. Guess next time, will get my parents to utilise the passes. Usually I won't be using them as my toddler always want to run around and I don't like to disturb other patrons in the lounge.

Received SMS yesterday, my application has been approved. So for those who doesn't meet the income requirement but are existing MBB cardholder with more than RM30k credit limit, can try your luck as well.


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No pledging FD.

I applied the cards during treats fair. Submit new form and NRIC only. I declared 0 income being a SAHM. As I mentioned earlier, I have existing MBB 2 Cards Platinum with credit liimit more than RM30k. This is one of the requirement told by the sales guy in order to get these cards.

This post has been edited by periwater: Jun 27 2014, 06:46 PM

No problems

Are you thinking to apply for this card too?


I was told by a HSBC banker that I have a high score in their system (not sure what is their system) when I applied for their mortgage a few years back. I rejected their offers twice, managed to negotiate to the rates I wanted and only 3 years lock in period without MRTA. The banker was surprised when the bank agreed to my terms, and told me that I have a high score in their system and my credit profile is what the bank likes.

Then last year, I called CIMB to cancel my Platinum card, instead I was being offered to upgrade to Visa Signature or World MasterCard with all fees waived and cash back of RM150 or RM250 (can't remember the amount). I was surprised too because I am a SAHM then. So I think the bank somehow have a credit profile which they like, which is unknown to us.

FYI, MBB give me the lowest credit limit among all cards that I owned and Standard Chartered Bank give me the highest credit limit at RM70k.

Relax, can enjoy the first year FOC

Cheers

I've submitted my Priority Pass Card application when I collect my MBB 2 Cards Premier in Aug/Sept at 1U Card Centre. But up until now, I have yet to receive the card. Any idea on how long it will take before I call up the CS? Without the PP card, can we still utilise the PPL by showing the Visa Infinate card?

Thanks sifu, I've wrote in to the CS and will report back here once there's a feedback from them.

Btw, I just received this mailer yesterday after the event Luckily I'm thinking to sign up IP6+ with telco plan, and no hurry to get one ASAP. Space Grey is 'the "in" thing this year, your daughter has good taste


Congrats, I applied mine in Aug and it is also "Maybank". My sisters who received their cards in Oct are also with "Maybank".


Too bad, I'm thinking to use the card to enter either Sydney or Melb PPL when I "balik kampung" end of the year. That's usually the busiest season and airports will be quite packed. PPL will be a good place to hang around with my newborn.


Wow, you guys are superb! How I wish to have work expenses! I'm just reaching RM50K with my household expenses. Moreover since Oct, I've move partial of my grocery bill to CIMB card in order to give me a 10% cash back when I purchase from Tesco Online using their PlugnPay terminal. So my TPs collection has slow down a bit.

I went to 1U Card Centre last month to redeem my rewards points for RM1000 AEON vouchers (250000 points) and RM300 Parkson vouchers. I told the CS to deduct my points from my 3 supplementary card holders in MBB 2 cards Platinum to avoid being expired.

The CS took 15 mins to calculate and asked me to sign to acknowledge. I signed, received the vouchers and left.

Then I received my MBB 2 cards Premier statement and noticed that all my points were deducted from this card! Since when I became a supplementary card holder?

Called CS to complain and he will escalate my complaint, hopefully can reverse back my points. Partly it was my mistake for not checking on what I have signed. So, lesson learned : always check on what you signed.

TPs nowadays are valid for 3 years, right? No longer evergreen.. Those TPs has never been redeemed before, they will expire sooner or later if they keep idling there.

Exactly my dilemma! The TPs in Amex - MBB 2 Cards Platinum will always being deducted thru on the spot redemption. That's why I asked the CS to clear my supplementary card holder's points.

Yes, I knew it's no longer evergreen. That's why I wanted to deduct TPs from my supplementary card holders since I am in 1U card centre. I don't want to leave it until last minute.

OIC, my TPs in MBB 2 Cards Platinum - Usually I'll redeem vouchers whereas TPs in MBB 2 Cards Premier - Of Course will redeem Enrich Miles.. That's why sakit hati when the CS deducted TPs from Premier Cards!

I redeemed before at Harvey Norman, SenQ and Parkson, usually I didn't have a chance to look at their computer screen. They will deduct the TPs and asked me to sign, I always thought that I have no choice over which cards they deducted from!

OIC what you meant now. I just want to clear my Supplementary TPs and convert to AEON vouchers (no expiry date).

Wow, this time they are allowing RM2K The last inflation, they were only allowing max RM1K of Aeon vouchers. The balance TPs, I walked over to Parkson to redeem but unfortunately no vouchers available anymore. I ended up buying some electronic stuff from Sen Q. So if you have more TPs to redeem, it's better to do it Asap.

I was told by the CS at 1U, on BAU, there is no limit on the vouchers redemption.

Yup, thanks maskedchan.

Most of the vouchers validity is one year, except for Aeon (evergreen). Expiry in March sounds bad!

You can try Rcubed Participating outlets in 1U, redeem on the spot(OTS)! Baby clothes, can go to Pumpkin Patch, Baby Gap, GuessKids, etc. For household stuff, try to redeem in Live it Up, selling a lot of Tefal cookware. Other than IU, you can cross over to IPC, can redeem OTS La Gourmet, House of Presentation, Brabantia, BBQ King. Fo further to Tropicana City Mall, can redeem OTS Kitchen Shop.


Actually Aeon vouchers can be used in departmental stores, not only groceries. Ie baby clothes, they have Anakku, Trudy and Teddy, Miki Kids, Baby Polo, etc. For household items, all the major brands are there, from cookware and tableware ie Tefal, La Gourmet to bed sheet and Linen ie Akemi, Jean Perry etc. So that's why Aeon voucher is popular.

If you still insist on Parkson vouchers and don't mind to go down town, Parkson Pavilion or KLCC - usually have lots of stock! Other than Parkson, you can try OTS at Robinson, Tangs, Metrojaya or Sogo. These departmental stores also have baby clothes and household stuff.

No, unfortunately can't do that at Parkson. You have to go to CS to redeem vouchers and pay with vouchers. Top up any balance with cash or cc.

If just for a day, ask for temporary credit limit increase. A phone call will do its magic, no question asked. The only question is how much increase you want? I did that last August, asking for additional RM50K, received the approval next day. Temporary increase is valid at 3 months. After 3 months, can call again for another 3 months.

If you pay off your balance every month, there shouldn't be an issue to get approval again.

This is very true. My last car, the dealer only allows RM20k on credit card, the balance will have to write a cheque.

Actually there is no over limit charges. Happened to me a few times, kept swiping RM2k-4k in a single transaction is no problem. However, my transaction didn't go through when I swiped over RM5k in a single transaction. Then I asked merchant to swipe in 2 transactions, it went through without any issues.

The most limit which I have exceeded was about RM25k (without temporary credit limit increase).