I just published my comprehensive review of the Maybank 2 Cards Premier, took me more than a week to compile and write the said article. The article/review covers the followings:

1. Why I wanted the Maybank 2 Cards Premier;

2. Real life image of my new Maybank 2 Cards Premier American Express Reserve and Visa Infinite beside my old stand alone Maybankard Visa Infinite. Of course the cards numbers' have been photoshop by yours truly;

3. Standard Card Benefits of both the AMEX Reserve and Visa Infinite;

4. Why the Maybank 2 Cards Premier has the best returns compared to any other credit card in the market;

5. Maybank 2 Cards Premier is the BEST Credit Card in The World. Reason being there is no other credit card with annual income requirement of USD60K/year that earns you 1 Enrich Mile for every USD0.30 spent anywhere on planet earth;

6. What you should do if you hold a Maybank Credit Card;

7. How to go about converting your Treats Points to Enrich Miles;

8. Foreign currency exchange rate, you will be surprised to find out that my AMEX has a better conversion rate compared to all my other Visa Infinites;

9. Places that accept AMERICAN EXPRESS;

10. Where to apply for the Maybank 2 Cards Premier; and

much more other related stuff.

Please click here to read my article titled Maybank 2 Cards Premier - Comprehensive Review of The No.1 Best Credit Card in Malaysia and Possibly The World too.


Dozz, please report back your AMEX and VI transactions overseas to compare conversion rates.

Alec.Yong, if you find that the above said article can benefit others, would appreciate you provide link to it in Post#1.

This post has been edited by Gen-X: Mar 20 2014, 11:36 AM

just read thru the awesome article

under section MAYBANK2U ONLINE ACCOUNT - YOU DON'T NEED TO HAVE A SAVINGS ACCOUNT WITH THEM, last paragraph "Furthermore, beginning 1st April, we will be imposed RM0.50 for using cheques whereas it only cost RM0.10 for online transfer/payments to a third party via GIRO."

it seems BNM has deferred the imposition of cheque processing fee of 50 sen to 2 Jan 2015 instead.

Sauce: http://www.bnm.gov.my/index.php?ch=en_pres...ess_all&ac=2983

This post has been edited by cybpsych: Mar 20 2014, 04:57 PM

I will go to Japan next week.. I'll spend both cards Visa IV and AMEX at the same day and see whats the conversion rate like. Update later!

Bro, thanks for the kind compliment.

And thank you much on the cheque processing fee thingy, I guess I will then still continue to pay my CC bills via cheques

Looking forward to it.

I'll be flying off to Melbourne by end of this week and will try to remember to use both the AMEX Reserve and Visa Infinite on the same day(s). And I'll only visit here once I get back in early April.

Seems a lot of people applying. Getting mine after 3 weeks! x2xxx >2000 cards issued.

Premier hotline is very efficient if you get the right person. Matter of luck?

Comparison of recent overseas spend :

Reserve amex is lower

Perhaps amex reserve got preferential rates.

so VI can keep in cooler box?

I think so... CS themselves already downgrade VI. Press 1 for WMC , Press 2 for M2Premier, Press 3 for VI !!

180k p.a.

Haiz... Not mine.

are you sure the rate by maybank is base on transaction date and not on posting date?

Does it matter? Coz we are looking at the % and not absolute value. It should be same or vry near.

According to Maybank SG website (couldn't find the same for Malaysia)



So I'm assuming Malaysia would be the same.

BTW, those dates I used for FX were the posting dates, not transaction dates

it does matter...
different day different forex rate..calculation can be wrong..
i thought we are finding which card(VI or AMEX) giving lower rate

i see...perhaps i should go there and have a look

Well the transactions on 11/03 there is a 1% difference between VI and Amex , those are the only ones which share the same posting date.

could you confirm whether the transaction 6 and 7 in the picture are different transaction date?
maybe we can conclude the forex rate are based on posting date

Same transaction date (3 also)