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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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MeToo
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 Dec 11 2013, 02:09 PM
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QUOTE(shawnk @ Dec 11 2013, 01:21 PM) Just checked with OCBC call centre myself. For OCBC Titanium card - Confirmed that AF will be free for life. - No waiving of GST or RM50 rebate annually, regardless how much you spend per year For World Mastercard - RM 388 AF for second year onwards since first year is waived - AF and GST can't be waived, regardless how much you spent annually. - With 0.2%, one has to spend RM194,000 just to get back rebate of RM 388 to cover the AF. Summary: Better to stick with OCBC Titanium card if you are a die hard OCBC fan. There's plenty of equivalent CC around the market with unlimited 1% rebate, not to mention with evergreen point system no? OCBC points not evergreen? Gee... then maybe I need to hunt other 1% cards.. any rec? |
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jasmineh2y
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Dec 11 2013, 02:12 PM
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QUOTE(shawnk @ Dec 11 2013, 01:21 PM) Just checked with OCBC call centre myself. For OCBC Titanium card - Confirmed that AF will be free for life. - No waiving of GST or RM50 rebate annually, regardless how much you spend per year For World Mastercard - RM 388 AF for second year onwards since first year is waived - AF and GST can't be waived, regardless how much you spent annually. - With 0.2%, one has to spend RM194,000 just to get back rebate of RM 388 to cover the AF. Summary: Better to stick with OCBC Titanium card if you are a die hard OCBC fan. There's plenty of equivalent CC around the market with unlimited 1% rebate, not to mention with evergreen point system no? thx for update... |
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crusher
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Dec 11 2013, 02:46 PM
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QUOTE(shawnk @ Dec 11 2013, 01:21 PM) Just checked with OCBC call centre myself. For OCBC Titanium card - Confirmed that AF will be free for life. - No waiving of GST or RM50 rebate annually, regardless how much you spend per year For World Mastercard - RM 388 AF for second year onwards since first year is waived - AF and GST can't be waived, regardless how much you spent annually. - With 0.2%, one has to spend RM194,000 just to get back rebate of RM 388 to cover the AF. Summary: Better to stick with OCBC Titanium card if you are a die hard OCBC fan. There's plenty of equivalent CC around the market with unlimited 1% rebate, not to mention with evergreen point system no? unless you use a year and cancel it off. |
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cfa28
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Dec 11 2013, 02:57 PM
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QUOTE(shawnk @ Dec 11 2013, 01:21 PM) Just checked with OCBC call centre myself. For OCBC Titanium card - Confirmed that AF will be free for life. - No waiving of GST or RM50 rebate annually, regardless how much you spend per year For World Mastercard - RM 388 AF for second year onwards since first year is waived - AF and GST can't be waived, regardless how much you spent annually. - With 0.2%, one has to spend RM194,000 just to get back rebate of RM 388 to cover the AF. Summary: Better to stick with OCBC Titanium card if you are a die hard OCBC fan. There's plenty of equivalent CC around the market with unlimited 1% rebate, not to mention with evergreen point system no? Unless you travel a lot and use the Plaza Premium Lounge, there is simply no way that the incremental 0.2% is worth the Annual Fee of RM388. Makes no sense, other that for boasting rights. |
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Zer0 c00L
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Dec 11 2013, 03:01 PM
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QUOTE(cfa28 @ Dec 11 2013, 02:57 PM) Unless you travel a lot and use the Plaza Premium Lounge, there is simply no way that the incremental 0.2% is worth the Annual Fee of RM388. Makes no sense, other that for boasting rights. I'd rather change all of the rm388 into ringgit notes to boast then  |
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shawnk
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Dec 11 2013, 03:16 PM
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QUOTE(MeToo @ Dec 11 2013, 02:09 PM) OCBC points not evergreen? Gee... then maybe I need to hunt other 1% cards.. any rec? Not that. There's no reward points for OCBC Titanium card spending at all. I'm still looking for the 1% card. So far it seems that OCBC Titanium 1% for any retail spending seems good to have as there's none in the market (info gathered so far). Will update if found one for other retail spending better than 1%. |
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andyfriends
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Dec 11 2013, 03:19 PM
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QUOTE(shawnk @ Dec 11 2013, 01:21 PM) Just checked with OCBC call centre myself. For OCBC Titanium card - Confirmed that AF will be free for life. - No waiving of GST or RM50 rebate annually, regardless how much you spend per year For World Mastercard - RM 388 AF for second year onwards since first year is waived - AF and GST can't be waived, regardless how much you spent annually. - With 0.2%, one has to spend RM194,000 just to get back rebate of RM 388 to cover the AF. Summary: Better to stick with OCBC Titanium card if you are a die hard OCBC fan. There's plenty of equivalent CC around the market with unlimited 1% rebate, not to mention with evergreen point system no? so sticking to Tit, we are still entitled to the normal benefits except the GST or RM50 rebate? world master, do we get 5% on petrol or all is considered 1.2% |
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shawnk
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Dec 11 2013, 03:26 PM
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QUOTE(andyfriends @ Dec 11 2013, 03:19 PM) so sticking to Tit, we are still entitled to the normal benefits except the GST or RM50 rebate? world master, do we get 5% on petrol or all is considered 1.2% All OCBC Tit now only gives 1% for any retail spending and unlimited. No longer have 5% rebate for petrol. For World Mastercard, it's 1.2% for any retail spending and unlimited. Don't have 5% rebate for petrol. |
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andyfriends
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Dec 11 2013, 03:45 PM
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QUOTE(shawnk @ Dec 11 2013, 03:26 PM) All OCBC Tit now only gives 1% for any retail spending and unlimited. No longer have 5% rebate for petrol. For World Mastercard, it's 1.2% for any retail spending and unlimited. Don't have 5% rebate for petrol. hmm mb is time to cut the card. |
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crusher
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Dec 11 2013, 07:31 PM
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QUOTE(shawnk @ Dec 11 2013, 03:16 PM) Not that. There's no reward points for OCBC Titanium card spending at all. I'm still looking for the 1% card. So far it seems that OCBC Titanium 1% for any retail spending seems good to have as there's none in the market (info gathered so far). Will update if found one for other retail spending better than 1%. yes update here if there is a better card  |
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bearbear
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Dec 11 2013, 07:47 PM
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Aeon Watami - mentioned time and time again |
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waeguk
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Dec 11 2013, 10:29 PM
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After all the roadshow and heavy promos at Curve, for 5% cashback on spendings in Curve .. i wonder if they are removing this privileges too.
A scam campaign if removed.
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whycare
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Dec 11 2013, 11:50 PM
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Getting Started
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Just Applied for UOB ONE Card at Tesco Puchong, which promises at least 5 years of 5% petrol rebate, and 6 months 0% balance transfer.
Already requested for credit transfer to clear off OCBC Card Balance and ready to cut off the card within 1 month.
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bingozero
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Dec 12 2013, 08:30 AM
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QUOTE(ronnie @ Dec 11 2013, 09:58 AM) Did you plan to upgrade your card to world mastercard since it is offer 1.2% rebate? |
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janson_kaniaz
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Dec 12 2013, 09:45 AM
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Just checked my latest statement, I received >RM50 rebate and the extra rebates are for purchase after 29th.
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andyfriends
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Dec 12 2013, 10:26 AM
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i think if at all i retain this card, would be to use it for insurance premium payments.
petrol will stick to MBB 2 card which i normally use during weekend and groceries shopping too.
OCBC lost the best card cc to MBB 2 card ady.
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chloe999
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Dec 12 2013, 10:36 AM
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Getting Started
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QUOTE(bingozero @ Dec 12 2013, 08:30 AM) Did you plan to upgrade your card to world mastercard since it is offer 1.2% rebate? this seems like "the best" strategy ocbc can do to retain titanium cardholders .. i'm thinking to chop it off too |
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virgoguy
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Dec 12 2013, 10:54 AM
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QUOTE(chloe999 @ Dec 12 2013, 10:36 AM) this seems like "the best" strategy ocbc can do to retain titanium cardholders .. i'm thinking to chop it off too i will chop it by next year annual gst |
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jack2
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Dec 12 2013, 11:15 AM
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i thought old OCBC Titanium is still having 5% for petrol, utilities and 1% for others and capped at RM50 a month?
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TSronnie
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Dec 12 2013, 11:16 AM
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QUOTE(jack2 @ Dec 12 2013, 11:15 AM) i thought old OCBC Titanium is still having 5% for petrol, utilities and 1% for others and capped at RM50 a month? From 29 Nov 2013 onwards.... only 1% unlimited cash-back for all transactions |
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