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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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1234_4321
post Dec 10 2013, 12:03 PM

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Hunting For a card that have cashbacck for utilities, to replace OCBC Titanium ><
MilesAndMore
post Dec 10 2013, 12:07 PM

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QUOTE(herc @ Dec 9 2013, 01:41 PM)
erm, why nobody discuss Alliance bank before? never knew its existence until mentioned above haha
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We have. But it was a few years ago and back then there was no credit card dedicated sub-forum.
Devil_Ko
post Dec 10 2013, 01:11 PM

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QUOTE(1234_4321 @ Dec 10 2013, 01:03 PM)
Hunting For a card that have cashbacck for utilities, to replace OCBC Titanium ><
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let me know which card ya. Just cancel OCBC CC
jasmineh2y
post Dec 10 2013, 01:22 PM

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QUOTE(Devil_Ko @ Dec 10 2013, 01:11 PM)
let me know which card ya. Just cancel OCBC CC
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u shd compare and find the 1 match to u
avengers88
post Dec 10 2013, 02:06 PM

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Guys, this OCBC change what to 1% ?? The petrol, dining, and groceries is still 5% right ?? and last time total retail spendings get 1% ..
jasmineh2y
post Dec 10 2013, 02:09 PM

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QUOTE(avengers88 @ Dec 10 2013, 02:06 PM)
Guys, this OCBC change what to 1% ?? The petrol, dining, and groceries is still 5% right ?? and last time total retail spendings get 1% ..
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no more 5%
michaelho
post Dec 10 2013, 02:23 PM

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Sifus, do correct me if I am wrong

Aeon Watami can really be considered if you can use RM3000 quarterly. Besides the 3% cash rebate which is capped at RM150 (meaning you can use up to RM5K), you will also earn 1 point per RM1 spent locally (RM30 voucher for 7500 points), giving you another 0.4% there. So that is about 3.4% rebate. Annual fee FREE with 12 swipes annually.
simplesmile
post Dec 10 2013, 02:26 PM

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WTH is wrong with OCBC.
I'm going to cancel this OCBC card. If it's just 1% on all spending, then there are many cards giving this benefit.
sovietmah
post Dec 10 2013, 03:18 PM

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my hong leong bank wise card approved.
time to teach OCBC titanium a lesson.
sangaran
post Dec 10 2013, 03:27 PM

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1.2% rebate


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1234_4321
post Dec 10 2013, 03:45 PM

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QUOTE(sangaran @ Dec 10 2013, 03:27 PM)
1.2% rebate
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what mean 1.2% rebate.
Please reply something meaningful
cheyingtan
post Dec 10 2013, 04:17 PM

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So 1% on total spending, and no more capping like RM50 cashback max per month?

What if i buy something like 6k in total in 1 month, do i get 6000 x 1% = Rm60 cashback or just RM50 max?
kennytee
post Dec 10 2013, 04:20 PM

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QUOTE(cheyingtan @ Dec 10 2013, 04:17 PM)
So 1% on total spending, and no more capping like RM50 cashback max per month?

What if i buy something like 6k in total in 1 month, do i get 6000 x 1% = Rm60 cashback or just RM50 max?
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will be RM60
beyond86
post Dec 10 2013, 04:59 PM

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QUOTE(cheyingtan @ Dec 10 2013, 05:17 PM)
So 1% on total spending, and no more capping like RM50 cashback max per month?

What if i buy something like 6k in total in 1 month, do i get 6000 x 1% = Rm60 cashback or just RM50 max?
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no cap already....just like HLB essential
rayfoo
post Dec 10 2013, 08:01 PM

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got letter from OCBC giving me offer to change my titanium to world mastercard giving 1.2% rebate , RM50 rebate and 1st year annual fee waived, good deal?
hmwong
post Dec 10 2013, 08:03 PM

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QUOTE(sovietmah @ Dec 10 2013, 03:18 PM)
my hong leong bank wise card approved.
time to teach OCBC titanium a lesson.
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I will use my other cards instead
jasmineh2y
post Dec 10 2013, 08:39 PM

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QUOTE(rayfoo @ Dec 10 2013, 08:01 PM)
got letter from OCBC giving me offer to change my titanium to world mastercard giving 1.2% rebate , RM50 rebate and 1st year annual fee waived, good deal?
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not bad... then, i may consider to change it as well..
TSronnie
post Dec 10 2013, 10:02 PM

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QUOTE(rayfoo @ Dec 10 2013, 08:01 PM)
got letter from OCBC giving me offer to change my titanium to world mastercard giving 1.2% rebate , RM50 rebate and 1st year annual fee waived, good deal?
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Finally the official letter dated on 25 Nov 2013, receive on 10 Dec 2013 to tell us what we already know.
Upgrading to World MasterCard to get 1.2% seem like a good deal if there's no other better cards in the market.
MeToo
post Dec 10 2013, 10:06 PM

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QUOTE(Zer0 c00L @ Dec 10 2013, 11:46 AM)
not forgetting the UOB one card.

But still every single one of those alternatives comes with terms attached, the titanium is still pretty good for large transaction amounts on transactions that don't fall into specific categories ie: insurance premium, big purchases, down payment, booking etc.

1% isn't that all bad.
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+1

Currently I'm keeping it for my insurance (~20k/year), and some large one off purchase, or when I maxed out my RM50 from MBB Amex...

Just like I keep my CIMB just for buying alcohol from LCCT/KLIA laugh.gif
jasmineh2y
post Dec 10 2013, 11:55 PM

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QUOTE(ronnie @ Dec 10 2013, 10:02 PM)
Finally the official letter dated on 25 Nov 2013, receive on 10 Dec 2013 to tell us what we already know.
Upgrading to World MasterCard to get 1.2% seem like a good deal if there's no other better cards in the market.
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Thinking the 1.2% apply to all expenses or only retail? How about online purchase? Installment, auto-bill?
Any idea?
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