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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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andyfriends
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Dec 11 2013, 10:39 AM
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that letter is so confusing (or that, I am dumb).
it fails to explain the alleged benefits that the new card has.
so my qs are: 1. does that mean we will be entitled to RM50 for 5% and 1% unlimited? 2. do we need to call for an upgrade or it is an automatic thing
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andyfriends
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Dec 11 2013, 03:19 PM
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QUOTE(shawnk @ Dec 11 2013, 01:21 PM) Just checked with OCBC call centre myself. For OCBC Titanium card - Confirmed that AF will be free for life. - No waiving of GST or RM50 rebate annually, regardless how much you spend per year For World Mastercard - RM 388 AF for second year onwards since first year is waived - AF and GST can't be waived, regardless how much you spent annually. - With 0.2%, one has to spend RM194,000 just to get back rebate of RM 388 to cover the AF. Summary: Better to stick with OCBC Titanium card if you are a die hard OCBC fan. There's plenty of equivalent CC around the market with unlimited 1% rebate, not to mention with evergreen point system no? so sticking to Tit, we are still entitled to the normal benefits except the GST or RM50 rebate? world master, do we get 5% on petrol or all is considered 1.2%
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andyfriends
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Dec 11 2013, 03:45 PM
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QUOTE(shawnk @ Dec 11 2013, 03:26 PM) All OCBC Tit now only gives 1% for any retail spending and unlimited. No longer have 5% rebate for petrol. For World Mastercard, it's 1.2% for any retail spending and unlimited. Don't have 5% rebate for petrol. hmm mb is time to cut the card.
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andyfriends
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Dec 12 2013, 10:26 AM
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i think if at all i retain this card, would be to use it for insurance premium payments.
petrol will stick to MBB 2 card which i normally use during weekend and groceries shopping too.
OCBC lost the best card cc to MBB 2 card ady.
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