Just wondering if I charge my insurance monthly payment to my OCBC card, will I get the 1% rebate? Are there any better card for this?

Thanks

you will get 1% rebate from OCBC Ti

This post has been edited by virgoguy: Dec 9 2013, 10:19 AM

yes, the 1% cash back is for anything including insurance.
the better card would be mbb2cards amex but only for certain insurance company.

I compare with other cash back except maybank.. all got lots T&C.
think will still keep this card..

yes, you are right:
1) mbb2cards amex 5% but only during weekends
2) aeon watami 3% but minimum rm3k transactions in a quarter
3) alliance you:nique 3% but with tiers
4) hlb wise 10% but on selected categories with min swipes/month

so even OCBC change to 1% but is still not that worst...

then u better take Allianze CC, 2% cash back with unlimited cap

This post has been edited by roger roger: Dec 9 2013, 12:27 PM

Alliance bank 2% with tiers as well.
Tier 1 0.60% 0-500
Tier 2 0.70% 501-1,350
Tier 3 0.90% 1,351-2,550
Tier 4 2.00% 2,551-5,000

yes, same like alliance you:nique with tiers.
at the moment, i think all alliance cash back cc comes with tiers.

hi all

am thinking to get this card as well

very straight forward cash rebates

erm, why nobody discuss Alliance bank before? never knew its existence until mentioned above haha

tier-based, not as attractive as it looks.

Watami 3% is a better choice but min. 3k per quarter spending.

not a bad choice though:

https://forum.lowyat.net/index.php?showtopic=2474465

just make sure you spend less than 5k or else no cash back and for younique need to spend between 2-3k to get 3%

i think you have to update your thread with you:nique cc?

This post has been edited by victorywp: Dec 9 2013, 03:51 PM

with you:nique, if you spend between rm2-3k doesn't mean that you get the rebate as per rm2-3k x 3%.
you get only 0.5% for the first rm1k, 1.5% for the second rm1k, and 3% for the third rm1k.
means if you spend rm3k, you only get a rebate of rm50 (rm1k x 0.5% + rm1k x 1.5% + rm1k x 3%) instead of rm90 (rm3k x 3%).

expenses range	rebate rates
rm0 – rm1,000	0.50%
rm1,001 – rm2,000	1.50%
rm2,001 – rm3,000	3.00%
>rm3,000	0.30%

This post has been edited by victorywp: Dec 9 2013, 03:53 PM

meh. what's the best cashback credit card available then ?!
and i noticed the RM 50 GST offset if you spend more than 10k in a year, no longer in ocbc web ?

This post has been edited by KTCY: Dec 9 2013, 05:18 PM

no more

maybank2 cards, hlb wise & aeon watami card

not forgetting the UOB one card.

But still every single one of those alternatives comes with terms attached, the titanium is still pretty good for large transaction amounts on transactions that don't fall into specific categories ie: insurance premium, big purchases, down payment, booking etc.

1% isn't that all bad.