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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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jes88
post Dec 7 2013, 11:44 AM

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After we cut the card, when can we reapply as i would to have the pink cabin luggage. Any OCBC advisor here?
SUSDavid83
post Dec 7 2013, 11:45 AM

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QUOTE(jes88 @ Dec 7 2013, 11:44 AM)
After we cut the card, when can we reapply as i would to have the pink cabin luggage. Any OCBC advisor here?
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Min after 6 months.
jes88
post Dec 7 2013, 11:46 AM

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QUOTE(David83 @ Dec 7 2013, 11:45 AM)
Min after 6 months.
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oh no, by that no more free luggage hmm.gif
sernchern
post Dec 7 2013, 01:58 PM

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I will jump ship to Hong Leong Wise Credit Card and cancel all my OCBC credit card including my saving acc.
echoesian
post Dec 7 2013, 02:57 PM

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QUOTE(Gen-X @ Dec 6 2013, 11:17 PM)
OT, but I guess I will answer your question here.

If you had read my article Visa Infinite - Allaince Bank vs Maybank vs UOB Bank, the Alliance Bank VI is FREE with Privilege Banking.

As to your question is there other ways waive the expensive Maybank VI annual fee, I don't know since I have been getting auto annual fee waiver for the last 2 years.

However, the MBB, Alliance and UOB Visa infinites are only good for converting to Enrich Miles because their overseas admin fees are high ranging between 3% to 4% as Visa International since few months back increased their conversion rates.

If you don't really spend much on overseas transactions to get reward points to redeem for Enrich Miles enough for you to get a Business Class ticket - click here to read my article Enrich Miles Sales Is Fantastic for Maybank Visa Infinite 5X Treats Points, I suggest you click here to Pin Thread on Overseas Transactions where many of us report and compare different cards conversion rate. Cards like OCBC and AEON have reported to have low overseas conversion rate.
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Wow VISA now charges 3-4% for admin fees, it is even higher than AMEX which is only 2.5% ....
kennytee
post Dec 7 2013, 04:31 PM

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mind to ask, does the unlimited 1% will be include for online transaction like paypal, apple store? I wanted to get an ipad but are there have any 1% rebate?
Human Nature
post Dec 7 2013, 04:32 PM

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QUOTE(kennytee @ Dec 7 2013, 04:31 PM)
mind to ask, does the unlimited 1% will be include for online transaction like paypal, apple store? I wanted to get an ipad but are there have any 1% rebate?
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Yes, 1%
fish_pg
post Dec 7 2013, 05:53 PM

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QUOTE(kennytee @ Dec 7 2013, 04:31 PM)
mind to ask, does the unlimited 1% will be include for online transaction like paypal, apple store? I wanted to get an ipad but are there have any 1% rebate?
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some said maybank 2 cards Amex holder is entitle for 5% rebate from apple store.
noien
post Dec 7 2013, 09:59 PM

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QUOTE(jes88 @ Dec 7 2013, 11:46 AM)
oh no, by that no more free luggage  hmm.gif
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is there a minimum spending require for the free luggage?
crusher
post Dec 8 2013, 02:59 AM

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QUOTE(fish_pg @ Dec 7 2013, 05:53 PM)
some said maybank 2 cards Amex holder is entitle for 5% rebate from apple store.
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I dont think so. U sure can?
LostAndFound
post Dec 8 2013, 06:15 AM

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QUOTE(crusher @ Dec 8 2013, 02:59 AM)
I dont think so. U sure can?
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If you spend on weekend then of course. But this is sign0006.gif so please go to AMEX or Maybank2Kard related thread.
tifosi
post Dec 8 2013, 09:12 AM

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Probably swiped my last transaction with my OCBC Ti just now for 5% extra at BBW book sale. Had been a great 2.5 years run as my favorite card.
farscope
post Dec 8 2013, 12:06 PM

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So any idea which card is good for utilities now? For petrol I can still use my UOB.. cry.gif
stargate8
post Dec 8 2013, 03:14 PM

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hmm, didn't realise they change the rebate till i read from lowyat
so my current unbilled till 12 dec, I already max rm50, do i continue to spend for 1% unlimited cap, or wait till next billing cycle

hmm, merchant fee is around 1.75 - 2.2%, so, 1% unlimited cap rebate is reasonable. no businesses want to make losses.

oh well i'm gonna go apply m2c tomorrow, will keep ocbc and canx b4 anniv, now in the meantime i will use amex gc.

ocbc shld inform existing card holder by email or send us message via ibg. quietly change the rebate is not cool at all.

This post has been edited by stargate8: Dec 8 2013, 03:23 PM
saitong09
post Dec 8 2013, 04:19 PM

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QUOTE(raul @ Dec 7 2013, 10:34 AM)
GE plat, which used for 3 years+
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Look at my letter from OCBC


Attached thumbnail(s)
Attached Image
shawnk
post Dec 8 2013, 09:26 PM

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We should protest the removal of the rebate by mass cancelling our OCBC Titanium Card but to be honest. There's not much use of it anymore. m2c visa/mastercard is probably better now.
stereokumonomu
post Dec 8 2013, 09:34 PM

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I'm paying my housing loan to OCBC bank,

Can i actually apply this credit card, and have the housing loan automatically paid thru the credit card every month?
That way i can focus on paying just the credit card while getting the benefits/rebate.

Need kind expert advises.
shawnk
post Dec 8 2013, 09:35 PM

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QUOTE(stereokumonomu @ Dec 8 2013, 09:34 PM)
I'm paying my housing loan to OCBC bank,

Can i actually apply this credit card, and have the housing loan automatically paid thru the credit card every month?
That way i can focus on paying just the credit card while getting the benefits/rebate.

Need kind expert advises.
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AFAIK not possible to pay loan using CC
stereokumonomu
post Dec 8 2013, 09:39 PM

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QUOTE(shawnk @ Dec 8 2013, 09:35 PM)
AFAIK not possible to pay loan using CC
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I see...
But can we have like an automatic bill payment configured for credit card?

Pardon me, I have no experience using cc (credit card right?).
shawnk
post Dec 8 2013, 09:48 PM

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QUOTE(stereokumonomu @ Dec 8 2013, 09:39 PM)
I see...
But can we have like an automatic bill payment configured for credit card?

Pardon me, I have no experience using cc (credit card right?).
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Yes, cc = credit card. At least that's what I use.
You can auto pay bills with your credit card but it's subject to which bank. For OCBC CC, yes.

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