erm, why nobody discuss Alliance bank before? never knew its existence until mentioned above haha

got my letter which offered to me upgrade Worldcard too, my net spending for previous 12 months is 12k

Writen there free 1 year AF and RM50 cash rebate if I convert, so its good to convert til next annual date? hehe

I have alot cards (wise, uob, mbb, watami, and alliance otw), those cash back with cap are fully utilised. If OCBC willing to waive off the next AF then its good to go, at least enjoy my first 'World' card else, just cancel it during next annual date.

Those are just normal cards bro, anyone with annual income over 35k can get them all? hehe

erm, earlier posts ppl are getting Cash Back bonus for online bill payment, how come I dont entitle for it, is that we need to register through SMS? If yes then I think I missed that

only got this...
12 Dec 2013 1% Cash Rebate 0.00 -49.92
12 Dec 2013 5% Cash Rebate 0.00 -50.00

i still using it, for those transaction which do not meet Wise/Amex/UOB/Alliance/Watami requirement haha

ya, thats the main concern on the GST, will try to call CS during GST month.. if i dont spend the balance amount on OCBC, I will only spend on MBB ordinary card, which earn me only TPs.

A rough calculation showed me, if I spend over 700 per month, I shall use OCBC instead of ordinary TP cards.


This post has been edited by herc: Dec 23 2013, 03:00 PM

UOB + Caltex is Singapore promo

today received a call from OCBC, persuade me to upgrade Titanium to World. Confirmed GST waiver (rebate in same month RM50 automatically), free first year AF, then during next anniversary month, asked me to call up again before AF being charge, she said my spending pattern 100% get AF waived, I asked her the basic criteria but she not willing, or unable to tell.

at the end, I upgraded, since she so kind n sweet, haha

lol, u got me. forgot to mention I had her name and extension number, just for fun tho.

previous years was fixed at 1k nett / month for 5%.

last month spent more after revised to 1% unlimited.

I wont bother to date her la, just making fun of her

she only call me today

1% CB is better than ordinary TP card. So they actually helped me

not to say praise, but something is better than nothing.

if u let me choose, of course I would opt for 5%

i have too many CC on hand, til I overlook and forgot to pay my UOB

basically I have all the so-called good cards

i have 3x mbb2amex, 3x ocbc (cancelled 2) and 3x HLB wise

ya, have to do so when the penalty shows up.

i'm still single, so the correct layout would be me, gf #1, gf#2

i have a spreadsheet, cash back stuff all well monitored, just the UOB, statement arrive during x'mas week and were busy partying haha

i just borrow their headcount, all the benefit come back to me

p/s: sum up all the CC CB is enough to cover my housing loan

This post has been edited by herc: Jan 20 2014, 05:00 PM

now OCBC no more 150.. so need to topup d

when OCBC 'glory' time ..

3amex, 3 OCBC, 3 HLB, Aeon Watami, Alliance Unique, Plat, UOB One.. something like that lor

nothing show up yet, just receive the normal 1% CB only.