Congratulations for all the cardholders of OCBC Titanium Mastercard And all the best to those who applied on the last day, hope you can join us.

So far I am really making use of this card for dining. Absolutely awesome

And I just linked my card to Celebrity Fitness.. troublesome. Now need to link my AMEX back to it.

Or maybe OCBC is dying because everybody is maxing out the 5% rebate and they are making a loss? We wouldn't know for sure. But yup, my OCBC Titanium is going into cold storage next to my SCB cards.

Usually products are axed because its loss leading. Banks hope people default so they can charge sky high interest on outstanding balance. I guess people who are smart enough to choose OCBC in the first place and max out RM50 per month won't be stupid at the same time to have outstanding balance.

Fridge not cold enough, try the freezer haha

As above, use the freezer!

I think its cause the 5% is really significant, especially for petrol. Maybank 2 AMEX is only weekend, too troublesome for most people. OCBC Titanium was a good all-round card.

So who's going over to the UOB One camp? I know I am.

I believe OCBC is prepared to lose a number of customers when they decide to revamp this. On their current OCBC Product Page it still says 5%

I guess they are banking on the fact that people would be too lazy to change and will continue to use the card since they have it. Especially those who can only have 1 credit card.

Oh well, I personally hope majority of the cardholder cold storage this card. (Yes I'm bitter, lol)

This post has been edited by hye: Nov 12 2013, 02:13 AM

I won't do that for 2 reasons.

1. The GST already paid for by OCBC, so I will keep it in case other card no CL or card got problem.
2. In case got F&B offer or discount, like the Curve rebate.

By cold storage the card, I believe OCBC will see a decline in transaction. No need to go as far as cutting it. I've never used my SCB card after getting it, only used once or twice for dining 25% off. When i call to cancel because of GST they waived it for me. LOL.

If you spend RM1k a month, no reason to use this card at all because AEON Watami Card gives 3% for everything except petrol.
If you spend less than RM1k a month better use UOB One card cause I'm sure everybody needs to pump petrol.

OCBC Titanium 1% is on total "retail" spending, I'm not sure if it includes petrol or not.

Depends on your usage. If local usage, weekdays AND weekends, and you spend at least RM1000, Watami is good choice, but you need to supplement it with a petrol card like UOB One.

If you spend mostly on weekends, nothing beats the mighty Maybank 2 Cards AMEX

If you spend RM1k a month, AEON is the better choice since the only time UOB has higher CB is with Petrol & GSC Cinema. Aeon is 3% for everything, whereas UOB is only 2% & 0.3%. Also, AEON has points, which is 0.4% cashback for Jusco vouchers, so that's an effective CB of 3.4% in total.

So it really depends what YOU spend on.

Yes effective 29th November 2013.


No, all remove. The only benefit is 1% on retail expenses, which excludes petrol (I checked up the definition of "Retail Transactions" and according to AEON it is excluding petrol.)


As above.

Why OCBC Titanium always fail domino's pizza online order.

Not necessarily. If AMEX is accepted, Maybank 2 AMEX is better because it is 1.9% cashback with the cash vouchers, versus 1% with the OCBC Ti.

Well if everybody knew everything then we wouldn't need to discuss it here now do we? Oh and by the way, AEON Watami might be a better deal if one spends an average of RM1000 a month to get the 3%. But then again, everybody knows that right.