So far I've "milked" RM2149 from OCBC Titanium's Cash-back (monthly & promotional type) since Sep-2010.

This post has been edited by ronnie: Nov 7 2013, 11:36 PM

good thing i already terminated my auto-debit with ocbc titanium for tm and tnb when i heard the news about ocbc going to terminate the 5%. my decision is correct. so now will pay manually on weekends using mbb2 amex via maybank2u for the bills.

but i thought even if u do it during weekend, it might not get processed during the weekend... they might process it during weekday and ur extra 5% during weekend cashback is gone?

pay the bills using mbb amex via maybank2u should be instant.

bad news for all the OCBC Tit user...but just keep it as backup card for 1% unlimited cash back...same with HL essential card.

i guessed u've constantly did it that way and got it? that's awesome news

no, even though i know we can do it that way, but i have not done it myself just yet. because all the while i am subscribed to auto-pay with ocbc titanium for both tm and tnb bills (for additional rm2 rebate from tm for using auto-pay service). i just only terminated the auto-pay recently when i heard the news about ocbc going to end their 5% rebate.

no worries, after all the discussions, no one will bother come into this thread anymore

extra work for me, need to change my insurance auto debit again
or maybe no need, since still get 1%, better than M2 Visa, but need to pay GST RM50

your >rm10k insurance amount is good enough to offset the gst.

This post has been edited by victorywp: Nov 8 2013, 12:31 AM

ocbc titanium can't make it to v5... rest in peace in v4...

shall ronnie edit the first page with the new updates?
or nobody even bother to come here to look at it anymore?

This post has been edited by victorywp: Nov 8 2013, 12:59 AM

I learnt one thing from this. Always treat rumours coming out in LYN seriously, especially in CC section. Can't wait to give that cancellation call to them. Goodbye OCBC.

This post has been edited by spikey2506: Nov 8 2013, 12:44 AM

too bad mine is not >RM10k, if RM5k @ 1%, what i will earn goes to pay GST, might as well change to M2 Visa

I bet this will be the first time ever that OCBC Malaysia will experience a drop in the numbers of their CC holders, and it will be a big drop. For sure this will be discussed in their management meeting and post mortem. Subsequent sweeteners maybe introduced after this, but I doubt any of it will be able to compete with their 5% rebate system

Just calculated, I already swiped almost 9K on my OCBC TI since May. Maybe I should just keep it in my wallet for another year since I will get GST waiver anyway next May. Keep it cold and hope that something good comes back.

I'll have until May 2014 before my next GST comes again. Good point. Let's hope OCBC will do something about it.

Though I know it is almost impossible...

For the past 18 months of usage, I must say it is one of my best cards ever especially I have quite a number of utilities bills need to be paid.

Heading over to CC Recommendation Thread to get some recommendations for utilities bills rebate.

i just get my 1st month statement

Yes. It's instant. Can confirm that.

i guess the annual usage bonus of rm50 by spending rm10k annually is not drop.

i have some auto-debit with tnb and TM on this card.
should i go TNB n TM to cancel my auto-debit first before i cancel my ocbc Ti card?

or just cancel the Ti card will do?

thank you

Confirm here too. I always do it on Saturday, and transaction date is on the same day, hence 5% and 5xTP. No surprises.