i just received call from OCBC,
they offer me to take RM10K cash with 3% interests.
But after calculate, maybe not enough pay for government tax and annual fees also..

i am using ocbc titanium

not used to the new interface yet. Still in harmonization period .. And the unbilled transaction was like sorted in decrease.

BTW I have applied for some additional SMS alerts, would they charge me for every SMS sent to me?

Looks like banks all have too much money.
Last time they only offer 6%.

Nope, OCBC would bare the cost for the SMS, no additional charged would be imposed for these alerts (SMS, EMAILS)

Just for sharing...
I just received my Annual Usage Bonus for ocbc tmc - both principal and supp card.
Thank you, OCBC

When I called up, the CS like duwan to layan for GST off-set... so I insisted for him to submit the request.
I thought it will be a stone throw into the sea - nothing will happen.
Never thought I succeeded when I check my unbilled transactions.

Maybe it is because I swiped a big sum last month. Probably they think I might default...
But again, the success rate is very low, don't try this if you have better card to go for.

how come some of you can login to ocbc internet banking, i still cannot 0.0

Ya, me too can't login. Since yesterday.

I successfully login, the interface in much nicer. But unless you use all their banking facilities, actually there is not much usefulness in my case where I only use their credit cards... liability 100%

Who will going to surf own banking account for 1-2 hours?
Mine the most only take me 20 minutes, that also because need to register TM, TNB and other paymen related accounts.

Huh? surft 1 or 2 hours???
I only check to pay my credit card. less than 10 minutes kaotim

That's why the interface are not important sometimes.
As long as we can get the right place to do the right thing are more important.

the layout looks nicer, need time to learn now...

I received the same call as u have. But i rejected it.

I'm curious now. What they gonna eat if they offer 3% PA for the 10K amount?

What will be the hidden charges?

i cant login 3 days oredi

They said no hidden charge.
means, if i put at my current account house loan (4.2%) can reduce some interests.
which means i earned some 1.2%
1.2% of 10K is bout RM120.
but deducted OCBC government tax, means earned RM70 left.
not sure of OCBC got annual fees or not next year.

This type of personal cash loan only useful for people who need cash flow turnover la.
I got enough money. so not need for me.

This post has been edited by sovietmah: Apr 23 2014, 12:26 PM

To my knowledge there are no hidden charges. But the APR of the loan they are giving isn't 3%. This is the first catch. The second catch is they will charge full interest if you don't repay the full statement amount of your CC every month.

18% PA for the full interest?

same here...

Can't log in? i just went it and only problem is the personal email to them not available anymore. not bad on the layout and the money spending pattern data

use IE to login, no problemo~