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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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charymsylyn
post Mar 4 2014, 10:40 PM

On my way
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Junior Member
500 posts

Joined: May 2007
From: Kuala Lumpur
QUOTE(hkboey @ Mar 3 2014, 04:21 PM)
Anyone remember few years back when the govt implement additional 3 days grace period after the due date for credit payment???

Does OCBC still have this facilities??? CIMB still have as last month my due date was 18th but I paid on 19th and I didnt get charge for late payment and any interest. I just wanna know bout OCBC too.
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This grace period was implemented by ABM and only covers late charges. Whether the bank still charges interest is entirely at their discretion. In my experience, OCBC does not.
charymsylyn
post Apr 5 2014, 09:22 PM

On my way
****
Junior Member
500 posts

Joined: May 2007
From: Kuala Lumpur
QUOTE(DarReNz @ Apr 5 2014, 06:53 PM)
I actually wanted to compare the foreign exchange as compared to mbb amex
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Non-RM transactions for CC is converted based on posting and not transaction date.
charymsylyn
post Apr 23 2014, 05:43 PM

On my way
****
Junior Member
500 posts

Joined: May 2007
From: Kuala Lumpur
QUOTE(koh_424 @ Apr 23 2014, 09:01 AM)
I received the same call as u have. But i rejected it.

I'm curious now. What they gonna eat if they offer 3% PA for the 10K amount?

What will be the hidden charges?
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To my knowledge there are no hidden charges. But the APR of the loan they are giving isn't 3%. This is the first catch. The second catch is they will charge full interest if you don't repay the full statement amount of your CC every month.

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