QUOTE(~~5ive~~ @ Apr 20 2014, 12:56 AM)
Seems like what you spend using OCBC is around 1k per month, which you can consider watami cc, 3% for min RM3k spending per quarter.
or get mbb amex Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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Apr 20 2014, 03:14 AM
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7,496 posts Joined: Feb 2007 |
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Apr 20 2014, 06:58 AM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world |
QUOTE(propusers @ Apr 19 2014, 11:34 PM) Hi all experts in credit card, need you all advice... I got WISE + OCBC currently. Should replace OCBC with Maybankard 2 (Amex)WISE - petrol + groceries + mobile. Can swipe more than 10x RM50 easily every month. - Average RM750 for these 3 categories monthly. - Average cash back RM75 per month. OCBC - TNB RM120 monthly - SYABAS RM60 monthly - TMNET RM60 monthly - ASTRO RM80 monthly - Insurance (personal + family) RM620 monthly - Others expenses which not fall in WISE categories = average RM100 monthly - Cukai pintu RM300 half yearly. - Average cash back RM11 monthly Total cash rebate = RM86 monthly. Any suggestion to have better cash back? Any better credit card suit my spending pattern? Thank you. Wise + MBK2 amex ~ rm150 cash back for rm1k spending each.. |
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Apr 20 2014, 08:37 AM
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All Stars
65,290 posts Joined: Jan 2003 |
QUOTE(propusers @ Apr 19 2014, 11:34 PM) Hi all experts in credit card, need you all advice... I got WISE + OCBC currently. WISE - petrol + groceries + mobile. Can swipe more than 10x RM50 easily every month. - Average RM750 for these 3 categories monthly. - Average cash back RM75 per month. OCBC - TNB RM120 monthly - SYABAS RM60 monthly - TMNET RM60 monthly - ASTRO RM80 monthly - Insurance (personal + family) RM620 monthly - Others expenses which not fall in WISE categories = average RM100 monthly - Cukai pintu RM300 half yearly. - Average cash back RM11 monthly Total cash rebate = RM86 monthly. Any suggestion to have better cash back? Any better credit card suit my spending pattern? Thank you. QUOTE(~~5ive~~ @ Apr 20 2014, 12:56 AM) Seems like what you spend using OCBC is around 1k per month, which you can consider watami cc, 3% for min RM3k spending per quarter. me leaning towards WATAMI than MAYBANK2CARD AMEX to replace OCBC.Bulk of your OCBC spending are on Utilities/Multimedia/Insurance. If using mbb2card amex, the bills you can pay is TNB and TMNET (online bill payment via M2U). The rest either not accept AMEX or thru counter (e.g. ASTRO). your OCBC average cashback is RM11/mo, so that translate to spending of RM1.1k/mo. if you can swipe ~RM1.1k/mo using WATAMI, 3% of ~RM3.3k/quarter gives you ~RM99 cashback (or ~RM33/mo) Less the hassle paying the bills, less hunting for AMEX acceptance by merchants; WATAMI serves better for you. |
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Apr 20 2014, 11:35 AM
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851 posts Joined: May 2005 |
As OCBC changed their online banking interface, anyone knows how to check unbilled transactions?
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Apr 20 2014, 12:09 PM
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Senior Member
6,238 posts Joined: Sep 2005 From: Kuala Lumpur |
QUOTE(DT8 @ Apr 20 2014, 11:35 AM) I HAVE EXACTLY THE SAME QUESTION WHICH LED ME HERE !!!if they do not allow us to view unbilled transaction, that is like just discouraging prudent and thrifty spending. This post has been edited by karhoe: Apr 20 2014, 01:14 PM |
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Apr 20 2014, 12:55 PM
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1,643 posts Joined: Jan 2003 From: Federal Territory of KL Status: Widowed |
couldn't even log in yet.
Sorry, we are temporary unavailable. We're working on it so please come back in a while. |
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Apr 20 2014, 02:24 PM
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1,031 posts Joined: Jun 2008 |
Only checked thru statement
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Apr 20 2014, 03:57 PM
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Senior Member
2,006 posts Joined: May 2011 |
QUOTE(~~5ive~~ @ Apr 20 2014, 12:56 AM) Seems like what you spend using OCBC is around 1k per month, which you can consider watami cc, 3% for min RM3k spending per quarter. QUOTE(cybpsych @ Apr 20 2014, 08:37 AM) me leaning towards WATAMI than MAYBANK2CARD AMEX to replace OCBC. Thank you all for the advice.Bulk of your OCBC spending are on Utilities/Multimedia/Insurance. If using mbb2card amex, the bills you can pay is TNB and TMNET (online bill payment via M2U). The rest either not accept AMEX or thru counter (e.g. ASTRO). your OCBC average cashback is RM11/mo, so that translate to spending of RM1.1k/mo. if you can swipe ~RM1.1k/mo using WATAMI, 3% of ~RM3.3k/quarter gives you ~RM99 cashback (or ~RM33/mo) Less the hassle paying the bills, less hunting for AMEX acceptance by merchants; WATAMI serves better for you. Can Watami online banking support pay TNB, SYABAS, ASTRO and Telekom? If yes, then I will switch from OCBC to WATAMI. |
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Apr 20 2014, 05:32 PM
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Senior Member
1,188 posts Joined: Sep 2008 |
QUOTE(DT8 @ Apr 20 2014, 11:35 AM) QUOTE(karhoe @ Apr 20 2014, 12:09 PM) I HAVE EXACTLY THE SAME QUESTION WHICH LED ME HERE !!! if they do not allow us to view unbilled transaction, that is like just discouraging prudent and thrifty spending. QUOTE(den @ Apr 20 2014, 12:55 PM) couldn't even log in yet. Can log in...Have tried log in 5-6 times in the afternoon. Also called CS twice. Something to share...Sorry, we are temporary unavailable. We're working on it so please come back in a while. 1. The old links doesn't work in Chrome but works in Firefox/IE. For Chrome try navigate from main site. 2. CS said new internet banking works for IE8 and above. 3. CS said cc trans is not available right now for both unbilled and statemented trans. They are fixing it right now and will be ready only by 28 April. 4. Found e-statement link, but CS doesn't know if it is the exact like paper statement. 5. Can't find e-statement subscription link, CS said no need, just click and view....hmm, sound like the old one. Hope CS is wrong. 6. Have many fancy new features, like Money Insight, spending pattern, compare with others, etc. This post has been edited by tbheng: Apr 20 2014, 05:33 PM |
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Apr 20 2014, 08:54 PM
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2,714 posts Joined: May 2008 |
This is what usually happens during system upgrade... have to be patient and complaint or bug them constantly...
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Apr 20 2014, 10:37 PM
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4,717 posts Joined: Jan 2003 |
i'm surprised still got ppl maintain this OCBC card... 1% only...
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Apr 20 2014, 10:56 PM
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7,496 posts Joined: Feb 2007 |
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Apr 20 2014, 11:04 PM
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749 posts Joined: Nov 2004 |
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Apr 20 2014, 11:06 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
Is the PDF statement download working for your OCBC CC ?
Mine goes to blank page |
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Apr 20 2014, 11:34 PM
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Senior Member
749 posts Joined: Nov 2004 |
QUOTE(ronnie @ Apr 20 2014, 11:06 PM) It goes blank after clicking the download link. Could it be because it stated "e-Statements are available from the time you subscribe for them and are stored for the past 6 months for deposit accounts and Credit cards. "??? and since we didnt subscribe to eStatement before, it could be just a dead/empty link??EDIT: Hate the feature that everytime you need an OTP to log in still stay. This post has been edited by hkboey: Apr 20 2014, 11:45 PM |
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Apr 21 2014, 01:02 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
How do we subscribe to eStatement ?
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Apr 21 2014, 08:24 AM
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Senior Member
2,881 posts Joined: Oct 2006 From: Kota Kinabalu, Sabah. |
oh got e statement liao...so if subscribe to e statement then no more hardcopy statement send to house?
estatement can download in pdf format... using chrome can view the OCBC website...but stated there cc transaction detail not available. I found that money insight is very nice feature This post has been edited by tenchi0205: Apr 21 2014, 08:41 AM |
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Apr 21 2014, 08:26 AM
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1,702 posts Joined: Jan 2003 From: Farmer River |
I didn't subcribe for e-statement, but it's available for me to download up to past 6 months.
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Apr 21 2014, 09:59 AM
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749 posts Joined: Nov 2004 |
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Apr 21 2014, 11:34 AM
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1,057 posts Joined: Oct 2011 |
how to subscribe e-statement?
i got all e-statement download page blank |
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