Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only
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 Apr 24 2014, 10:00 PM
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Senior Member
2,714 posts Joined: May 2008  
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QUOTE(koh_424 @ Apr 24 2014, 08:36 AM) 5.69% PA? 3% PA is calculated on the total. But in actual case, you don't get the money for 1 full year. You start paying it the next month, so the cash you holding is reducing each month. if you put the money is FD, your FD need a return of 5.69%PA in order for you not to loose money. Plot in excel and you know what I mean Not as they mention 3% PA?   |
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Apr 25 2014, 04:43 AM
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Senior Member
1,224 posts Joined: Nov 2009 From: Kuching + KL
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if u can use 10k to make 10% returns, that would be great... with gold price fluctuate so much these few months...
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Apr 25 2014, 08:24 AM
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Senior Member
1,487 posts Joined: Apr 2006 From: Selangor
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QUOTE(cdspins @ Apr 24 2014, 10:00 PM) 3% PA is calculated on the total. But in actual case, you don't get the money for 1 full year. You start paying it the next month, so the cash you holding is reducing each month. if you put the money is FD, your FD need a return of 5.69%PA in order for you not to loose money. Plot in excel and you know what I mean Understand what u mean. Thanks.Meaning that we are supplying lunch for them when we lent the 10k. |
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Apr 25 2014, 10:09 AM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(victorywp @ Apr 23 2014, 11:56 PM) that 2 transactions surely 5 digit expenses. that's why you are so happy to be able to save a lot with the 50 days interest free. right? lol, 5 digits with decimal place in between just places that doesn't accept amex time to get watami, need to plan when to apply so can fit the quarters for my insurance properly  |
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Apr 25 2014, 10:15 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(alexwsk @ Apr 25 2014, 10:09 AM) lol, 5 digits with decimal place in between yes, you should get watami for all insurances. just places that doesn't accept amex time to get watami, need to plan when to apply so can fit the quarters for my insurance properly  |
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Apr 25 2014, 11:00 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE RM0.00 OCBC Cards: 50% rebate @ any Cotton On outlet in Msia. From 2pm-4pm, 26 April only. T&Cs apply. Details @ www.ocbc.com.my/cards |
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Apr 25 2014, 11:00 AM
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Senior Member
2,588 posts Joined: Nov 2005
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QUOTE(victorywp @ Apr 25 2014, 11:00 AM) |
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Apr 25 2014, 11:06 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(cristiano7mu @ Apr 25 2014, 11:00 AM) just got it too i think it should be 50% for ALL items, right? only 2 hours tomorrow. |
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Apr 25 2014, 11:10 AM
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Senior Member
4,830 posts Joined: Jan 2012
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OCBC card must be very easy to clone. Again my OCBC Card, someone tried to use for Online Transaction but failed.
Why failed - cos I did not activate for Online Banking after my earlier card was cloned. Was told to monitor - if got attempt to use my Card, have to get a new Card again. |
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Apr 25 2014, 11:10 AM
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Senior Member
5,156 posts Joined: Jan 2003
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Haven't receive the SMS yet. There's no cap to it this time round?
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Apr 25 2014, 11:16 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(tifosi @ Apr 25 2014, 11:10 AM) Haven't receive the SMS yet. There's no cap to it this time round? additional 10% for pink titanium!!!
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Apr 25 2014, 01:02 PM
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Senior Member
845 posts Joined: Apr 2007 From: the sins never die
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QUOTE(victorywp @ Apr 25 2014, 11:16 AM) additional 10% for pink titanium!!! sexist!!
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Apr 25 2014, 07:02 PM
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Junior Member
140 posts Joined: Jul 2007 From: Puchong
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damn, can't access ocbc internet banking many days liao.
called in to check, this Monday only can rectify. |
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Apr 25 2014, 07:03 PM
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Senior Member
840 posts Joined: Apr 2006 From: CBJ  
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QUOTE(smallcrab @ Apr 25 2014, 07:02 PM) damn, can't access ocbc internet banking many days liao. yup, they just change to new system. not stable yet.called in to check, this Monday only can rectify. |
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Apr 25 2014, 07:25 PM
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Senior Member
2,714 posts Joined: May 2008
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QUOTE(koh_424 @ Apr 25 2014, 08:24 AM) Understand what u mean. Thanks. In the end of the day, all of us is "KULI" to bank, unless we buy our car and house in cash Meaning that we are supplying lunch for them when we lent the 10k.  But anyway, ya, see if the money can work hard enough for me to gain more than 5.69% a year or not. |
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Apr 25 2014, 09:34 PM
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Senior Member
1,643 posts Joined: Jan 2003 From: Federal Territory of KL Status: Widowed 
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QUOTE(cfa28 @ Apr 25 2014, 11:10 AM) OCBC card must be very easy to clone. Again my OCBC Card, someone tried to use for Online Transaction but failed. i have cancelled my credit card finally, after my credit card got fraud and the CS couldn't handle my case properly.Why failed - cos I did not activate for Online Banking after my earlier card was cloned. Was told to monitor - if got attempt to use my Card, have to get a new Card again.  why so many fraud issue with ocbc lately? |
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Apr 25 2014, 09:44 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(den @ Apr 24 2014, 08:09 PM) normally they charge 1% on top of what you spent (after conversion to MYR). when u swipe with ocbc overseas u will receive sms of the transaction in USD so I believe there is a double conversion |
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Apr 26 2014, 12:40 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(tifosi @ Apr 25 2014, 11:10 AM) Haven't receive the SMS yet. There's no cap to it this time round? RM100 per OCBC Card memberhttps://www.ocbc.com.my/personal-banking/Ca...#OCBCFLASHDEALS |
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Apr 26 2014, 05:31 AM
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All Stars
11,741 posts Joined: Oct 2013 From: Her Heart
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QUOTE(amazinggrace @ Apr 25 2014, 07:03 PM) yup, they just change to new system. not stable yet. i received this sms twice at the same time. one from 62003 and the other 62662. why need to inform twice when the new system is still not stable yet? QUOTE RM0.00 OCBC: Introducing the new OCBC Online Banking. Login and start making informed financial decisions. T&Cs apply. Visit ocbc.com.my/online for information. |
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 Apr 26 2014, 08:03 AM
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Junior Member
10 posts Joined: Dec 2012
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cant believe they need so many days to fix their IB now i feel Hong Leong Bank IB uplift is much better then OCBC! world's Strongest bank huh? This post has been edited by Wenceslaus: Apr 26 2014, 08:04 AM |
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