"Others" spending to qualify for the rebate in Standard Chartered JustOne Platinum can be Dining, Fashion and etc?

Ya, any Retail purchases will court excludes cash advances, cash withdrawals, charges for cash advance or cash withdrawals, annual fees, interest, finance charges, late payments fees, disputed transactions, Balance Transfers, Easy Payment, Flexi on Payment, Flexi on Balance, Cheque-On-Call andCheque-On-Call Plus.

Oh like that I should apply it and swap with all other "ETC" spending I have. 3.4% if reach 2.5k seems good right?

EDIT: 3.4% is calculated from 85 max rebate cap divided by 2500.

This post has been edited by Duckies: Sep 9 2016, 11:03 AM

But, Others Spend jz 0.2% CB only...!

Oh!!!! I thought 15% is for all. My bad

seems like most CB now will be based on high min spending

Just received two scb cards. I applied for one only though but got JustOne and gold MasterCard CB. I want to keep one card but undecided on which.

Called in to CS, request to add on JustOne platinum card. I was told to wait for 3 working days then the Sales personnel would call me back. Not so straight forward

The key point to ask for annual fee waiver is to ask it before it actually gets charged. If you only call after it appears in your statement then they have the upper hand and will give all kinds of excuses like it is very hard to retract the charged amount. Always call one month before the annual fee due date and ask for waiver and threaten to cancel the card if they don't do it. Unless it is a very high demand card, most of the time they will just waive for you.

If you have a lot of credit cards, get a credit card manager app for your phone (if you are using Android, see my signature) that will remind you to waive your credit card annual fees before it is due

By the way, for standard chartered cashback gold, anyone know the cashback quota is refreshed on monthly or by your statement date?

Calendar month


A month is defined as the period which runs from the first day of a particular calendar month to the last day of that calendar month. Retail purchases must be posted to your account within a particular month to be included towards meeting the minimum of RM500 per month in retail purchases. If a transaction is posted in the following month, it will only be included in the following month’s calculation. Please note that transactions may be posted by the merchant as late as 30 days after the transaction date.

Thanks, good to know!

My cash back gold card being charged RM 185.50 AF. Called to request waiver, was told to wait for 3 days to see the outcome.
By the way, getting RM 510 cash back for past one year. Consider very lucky

Interested to know the outcome, please do update.
Based on previous member information, the success rate was quite high.

Yes, you can PM me if you have any questions.

apply in their booth in one of the shopping mall recently. within 45'days after activation you get 150 CB, and should u spend above 1k in 60 days, another 150 CB.

usually no need to wait for outcome

they can approve straight away to waive ur AF after they check in their system

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Terms and Conditions:
1. Payment must be charged to any credit or debit card issued by Standard Chartered Bank Malaysia Berhad to enjoy the offer.
2. Offers are subject to any applicable tax, unless otherwise stated.
3. Offers are not exchangeable for cash or other items and cannot be used in conjunction with any other discounts, privileges, promotions, discount schemes, loyalty programmes, discount cards or vouchers, unless otherwise stated.
4. Offers are subject to the individual merchant's Terms and Conditions. Please check with the individual merchant for details.
5. Standard Chartered Bank General Terms and Conditions apply.
6.Please click here for the full list of offers and merchants.

https://www.sc.com/my/edm/scb10083-2016-mer...-cake-festival/

1000 worldmile points equal to how many rm for air asia?

Hi guys, just wanted to ask on the Standard Chartered Cash Back Gold MasterCard, is the cash back still remain the same and is there is rumors that the benefits or rules will change?
I am looking for new cash back card to replace my HL Wise card.
Thanks.