if buying from overseas site
is there any other charges apart from currency conversion?

There is also admin fee. Maybank claim they charge only 1% admin fee but the actual admin fee imposed is around 2%.

I wonder how Maybank's fraud detection works - a few times when I've made small foreign transactions online (5-100 USD) the transaction gets blocked and I get a call to check if the transaction is genuine.

Yesterday put over RM10K of foreign currency transactions through Amex card and not a single one got blocked or security checked!

I also wonder the same thing. None of my foreign transactions get queried but everytime I place pizza order online, I get a call from them!

I've tried to order Dominos twice before using Maybankard but failed both times, not sure why it didn't work

Maybe Maybank likes large foreign currency transactions, they can earn on the exchange rate

i know this is abit off topic, but i can't help helping other ppl to outsmart big corps...especially in this part of the forum...

try this:
when u only have 2 ppl (coz easier) try to select a random seat for one person (without paying)..make sure the seat randomly selected has an unoccupied seat beside it....choose that seat without paying...
in quick succession, for the other person....faster go and buy the seat next to the randomly selected person....voila!! u just need to pay for one seat...

(or if u understand, use 2 diff type of browsers will have 2 session, use one to lock the seat first, just like u lock the cinema seat, and buy almost at the same time)

was gonna try this out in my trip next week as we have 2 different bookings, but i was waiting till weekends, but then again my gf said it's ok to sit separately

i think this will work better if u check in early..do try like other forummers said, coz all these while, same booking usually sit together...

Could it possible or anyone being waive their mastercard gst RM50?
I just received the gst charges for the 2nd year.

No success for Maybank, most of us just redeem TP to offset that.
Used to be 10k TP but due to TP inflation, it has increased to 12.5k TP.

There were couple times where my family and my ticket were booked separately (booking months apart) BUT if my wife web check in my family and immediately followed with mine, we are seated nearby in a row. Maybe like just across the aisle.

With MBB 2 Cards, spend RM2500 a year and you earned 12,500 Treats Points to offset the RM50 GST. Plus if you had used the card on weekends, you would have earned yourself RM125!

If you are concern with the RM50 GST, I suppose you not earning much in return from your Maybankard 2 Cards. I suggest you go cancel it and get a debit card.

I'll pay the RM50GST and save my TP for Enrich Miles.

This post has been edited by Gen-X: Oct 18 2013, 11:13 PM

This too, I'm trying to build up my Enrich miles

BTW, I remember reading somewhere before (can't find it now) you managed to redeem your normal TPs for Enrich miles at the same rate as VI (ie. 4500 rather than 7000), how?

Wise men think alike

Yes, got my TP earned with my Maybankard 2 AMEX converted to Enrich Miles at 4500

Click link below read post#72

https://forum.lowyat.net/topic/2635281/+60

Thanks, good to know. Will see if this works for me.

My VI will take another 10 days or so to arrive apparently, I have some 150000 TP on MB2 so with the bonus 10k TP bonus on VI I should be able to redeem up to 39K Enrich miles hopefully. Will add nicely to the 60k bonus from Citibank once I get around to applying for that

Bro, you got to wait when MBB has another Enrich Miles Promo at 1U Looks like you won't be getting the 39K Enrich Miles from MBB so soon.



This post has been edited by Gen-X: Oct 19 2013, 01:06 AM

Oh, cannot redeem anytime? I've only ever done TP redemption online for vouchers (Jusco, as closest by!)

You can redeem anytime. But if you call the well trained CS, no way you going to get the conversion rate of 4500 for the MBB 2.


You see, the guy manning the redemption during the Enrich Promo did not get proper training from MBB management. He was well aware that the MBB 2 and VI have different conversion rate; but yet he performed the redemption at 4500 for my MBB 2. What he should have done was to separate the redemption, i.e. do it twice, one for the MBB 2 and then the VI. And the guy was really young and looked like a part-time worker to me.

Oh maybe I should elaborate further. The redemption was not done at Maybankard Center at 1st floor but at the basement of 1U where MBB set up a temporary booth just for the Enrich Miles Promo.

This post has been edited by Gen-X: Oct 19 2013, 01:19 AM

Ah I see, maybe I won't be so lucky then - we'll see.

Anyway I calculated already if I use VI to pay some of my foreign invoices I can collect 15-18K Enrich miles per month so even if I can't convert MBB2 @ VI rate I should still be able to get plenty!

15-18K Enrich Miles a month Yeah, for overseas transactions, the MBB VI is really good for Enrich Miles But for local transactions, the MBB 2 AMEX better

This post has been edited by Gen-X: Oct 19 2013, 01:36 AM

In this case I had to pay, didn't have time for my VI to arrive (they delayed because I didn't pay the RM10 stamping fee ... lol) so I paid using MBB2 Amex

I did exactly that when they scrambled my two seats. I only had to change & pay for 1 seat (next to an auto assigned seat) for both of us to seat together. Checked in quite early and there were still many seats not taken yet

how much admin fee for amex for oversea transaction?
some say its up to 3.5%
but since i'll received 5% cashback..it pretty much balance itself over there right