seem like both card also not bad, cuz got rebate when i pump petrol, my one month petrol roughly 400 , can save bak Rm 20

bt my annual income around 24k nia..haiz...
hong leong bank card must spend 500 only get cash back

This post has been edited by verdangilte: Oct 13 2014, 04:57 PM

24k a bit hard for Maybank..

Wait until Your Income RM30k baru apply...lah OR Surrender Yourself to UOB One Card...

Hi. After giving some consideration and so on, I have make a decision to apply for Maybank Islamic Ikhwan American Express.. I really do want to take Maybankard 2 but I must avoid conventional credit card..

May I know is it possible to get credit card on the same day as application?

Thx.

by visiting a Maybankard Centre at 1U, The Gardens or KLCC (1-Hour Credit Card Service)

Any credit card offer good rebate for Insurance (Great eastern) payment?
My household monthly commitment is around rm2k..

aeon watami

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, insurance, bills, groceries, airline tickets.

4. Existing credit cards if any: Nil

5. Looking at CC from: 2015 Jan if Posibble

6. Others: I want cash back and rewards points (Kuching)

opt for hlb wise - petrol, bills, groceries
aeon watami - insurance
airline tickets - mbb 2 cards over cimb cash back card

Thank you.. appreicate your help...

but you need to pay attention to each card's t&c. for example, hlb wise's >rm50 x 10 times per month to activate 10% cb and aeon watami's minimum rm3k spending per quarter to activate 3% cb. if not, the cb is 0%.

hi, if i go during public holiday(weekday) can i get my card on the spot?

Maybank 2Cards got 2 cards, means 2xGST=RM100 annually right?

Though it is my favourite card and best/most worthy cash back card IMHO, it is almost impossible to get annual fee waiver for HLB Wise card, at least at the moment.

Just a thought, why not consider maybank ikhwan mastercard instead? In terms of benefit it is better than the amex version, plus mc is more widely accepted.

Or hsbc amanah mpower? Or both(one maybank whether amex or master, one hsbc). At least you get your petrol rebate instead of just points.

https://forum.lowyat.net/index.php?showtopi...post&p=70775029

FYI, HSBC Amanah Credit Card-i their 5/8% Cash Rebate (with Dining, Groceries, Petrol Weekends spend) is NOT a Permanent Features of the Card...
http://www.hsbc.com.my/1/PA_ES_Content_Mgm...ashback_tnc.pdf

This post has been edited by fly126: Oct 17 2014, 03:07 PM

Hi.. Thank you for your suggestion.. fly126 also give same suggestion early..

5% rebate on petrol and groceries on Friday and Saturday (I need to pump at least twice a week, so this is disadvantage for me and I rarely go out on Saturday).
Treats Points - RM1 for 1 Point (low compare to other options).

May I know if I have both maybank amex and mastercard, can I combine treat points?

Ohh i see..

It's Combined When come to Redemption...

This post has been edited by fly126: Oct 16 2014, 04:53 PM

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: Preferably

3. Card required for: Petrol, insurance, phone bills, movies, minor groceries, dining

4. Existing credit cards if any: Nil

Thanks for the advice.
5. Looking at CC from: maybank2cards, hlb wise card, any which suitable

6. Others: Cashback, seldom go out during weekends, SUPP card needed

Can try UOB ONE Card..
http://www1.uob.com.my/personal/cards/cred...b_one_card.html