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 Recommendation for Credit Cards V2, Please post according to Format stated.

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Lineage
post Oct 9 2014, 06:02 PM

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QUOTE(fly126 @ Oct 9 2014, 10:43 AM)
Maybankard 2 Amex Credit Card
Pro : 5% Cashback on weekends up to RM50 (Amex), 5 x Treat points for all transactions (Amex) as the Card have Earned TP more Faster than Others Card... thumbup.gif
Con : GST for both card RM100- Used Your Accumulate Treats Points to Offset the Yearly GST for Both Cards... icon_idea.gif 

https://forum.lowyat.net/index.php?showtopi...post&p=68551797
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GST only charge 1 card which is only RM50 nod.gif
Lineage
post Oct 9 2014, 06:55 PM

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QUOTE(Devil4life @ Oct 9 2014, 06:08 PM)
New application is RM100 (RM50 for each card) but there is a promotion to offset it with 3 transaction to each card
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Opps..sorry, I was talking about subsequent years..
Lineage
post Oct 9 2014, 09:34 PM

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QUOTE(victorywp @ Oct 9 2014, 09:29 PM)
subsequent years also rm100 for the 2 cards (for new applicants).
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Serious? New rules? Because I'm using it since it launched, until now still charge me 1 card only.. drool.gif
Lineage
post Oct 10 2014, 05:58 AM

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QUOTE(victorywp @ Oct 9 2014, 09:36 PM)
yes, new rules since july 2014...
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Nice..then I better keep my current cards.. biggrin.gif
Lineage
post Oct 13 2014, 09:17 AM

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1. Annual Income: RM48K-RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Insurance, and Cash Back/Rebate

4. Existing credit cards if any: Maybankard 2 Cards

5. Looking at CC from:

6. Others: Currently satisfied of using my AMEX card, but I need 1 more Visa/Master credit card that have more rebate for some places doesn't accept Amex. Was looking at OCBC Titanium, but the card no longer available.
Lineage
post Oct 13 2014, 09:28 AM

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QUOTE(akh2920 @ Oct 13 2014, 09:20 AM)
UOB One do make a good option as second cash back card...
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Seems great. But do this card has annual fee? hmm.gif
Lineage
post Oct 13 2014, 09:54 AM

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QUOTE(akh2920 @ Oct 13 2014, 09:49 AM)
Have but can be easily waived smile.gif
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Nice. Besides UOB One Card, what card can be my second cash back card? hmm.gif
Lineage
post Oct 13 2014, 11:46 AM

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QUOTE(Wongchoy @ Oct 13 2014, 10:49 AM)
CIMB Platinum Rebate Mastercard.
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Thanks for your info..

QUOTE(victorywp @ Oct 13 2014, 11:43 AM)
1) ocbc blue/pink 1% for everything (unlimited cb); no special requirements for the 1%
2) aeon watami 3% for everything (except petrol) (rm150 max cb per quarter); need to spend minimum rm3k per quarter to activate the 3%
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Thanks for your recommendation..still nothing can beat Maybankard 2 Cards..
Lineage
post Oct 13 2014, 12:06 PM

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QUOTE(victorywp @ Oct 13 2014, 11:52 AM)
but mbb2cards 5% only for weekends and limited to amex card only, these 2 that i mentioned are visa/mc and can be used daily for the 1%/3%.
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Yeah..mostly I spend on weekend..I just looking for a backup card only..Aeon Watami doesnt seems to be backup because need to spend a lot in order to get 3%..
Lineage
post Oct 13 2014, 04:59 PM

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QUOTE(verdangilte @ Oct 13 2014, 04:54 PM)
seem like both card also not bad, cuz got rebate when i pump petrol, my one month petrol roughly 400 , can save bak Rm 20 tongue.gif

bt my annual income around 24k nia..haiz...
hong leong bank card must spend 500 only get cash back
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24k a bit hard for Maybank.. smile.gif
Lineage
post Oct 16 2014, 07:00 PM

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QUOTE(xxawesomexx @ Oct 16 2014, 05:12 PM)
1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: Preferably

3. Card required for: Petrol, insurance, phone bills, movies, minor groceries, dining

4. Existing credit cards if any: Nil

Thanks for the advice.
5. Looking at CC from: maybank2cards, hlb wise card, any which suitable

6. Others: Cashback, seldom go out during weekends, SUPP card needed
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Can try UOB ONE Card..
http://www1.uob.com.my/personal/cards/cred...b_one_card.html
Lineage
post Oct 21 2014, 03:40 PM

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QUOTE(pinksapphire @ Oct 21 2014, 01:44 PM)
Good day. May I know which credit card is best to use to pay for monthly insurance that will entitle good cash back? I know some cards exclude insurance from their list, thus, would like to check further here. Thanks!
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OCBC MasterCard (Blue/Pink) or OCBC Titanium MasterCard (Blue/Pink)..
-1% rebate on all retail spend
-No Annual Fee

Do this can be use for insurance auto debit?
Lineage
post Oct 21 2014, 11:57 PM

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QUOTE(victorywp @ Oct 21 2014, 07:38 PM)
yes, can. insurance auto debit also 1%.
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Thanks. Going to get the card and cut my current MasterCard Silver after I get my rebate.. biggrin.gif
Lineage
post Oct 25 2014, 09:13 AM

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QUOTE(victorywp @ Oct 25 2014, 08:57 AM)
if that's the case, ocbc blue/pink is your last option. 1% for everything, no af, no hidden t&c (no cb allocation), and no special requirements to get the cb (no minimum swipes & no minimum amount).
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If I already got OCBC Mastercard Silver, do you think I'll be easy to get another OCBC card? Looking for OCBC Titanium Mastercard.. tongue.gif
Lineage
post Oct 25 2014, 09:52 AM

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QUOTE(victorywp @ Oct 25 2014, 09:49 AM)
yes, usually not a problem, since the cl will be shared between both cards.
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Ok. Will try it.. laugh.gif
Lineage
post Oct 27 2014, 10:06 AM

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Starting 1st OCTOBER 2014 onward, OCBC TITANIUM (BLUE/PINK), OCBC MASTERCARD (PINK/BLUE) & WORLD MASTERCARD will be unavailable until further notice.

Just receive this info from agent..
Lineage
post Oct 27 2014, 02:33 PM

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QUOTE(nickloke @ Oct 27 2014, 02:25 PM)
Calling to cancel my credit card due to annual fees cannot be waive because swap less than 12 times within 3 mths (2 cards = 24times)

I feel is terrible for me to swap each card 12times within 3 mths time, with mean around 3 days i need to swap 1 times....
=.="
Good bye Citibank
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Yeah..I'm also tired to remember which card swipe how many times and call for waiver..That's why now I'm looking for card that free annual fee without T&C.. laugh.gif

This post has been edited by Lineage: Oct 27 2014, 02:34 PM
Lineage
post Oct 29 2014, 03:49 PM

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QUOTE(victorywp @ Oct 29 2014, 03:26 PM)
1) mbb2cards 5x tp on weekdays and 5x tp + 5% on weekends (cap at rm50 per month, tp no cap)
2) aeon watami 3% everyday (cap at rm150 per quarter)
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How about Mach Credit Card? wink.gif
Lineage
post Nov 7 2014, 05:43 PM

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QUOTE(adele123 @ Nov 7 2014, 05:14 PM)
HL Wise, Citibank Cash Back/Uob One card, Aeon watami
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For HLB Wise..I prefer HLB Mach instead.. laugh.gif
Lineage
post Dec 17 2014, 05:04 PM

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QUOTE(KVReninem @ Dec 17 2014, 11:46 AM)
H guys, need to check with those who have credit card.

Are your credit card providers require you to key in your OTP as you doing purchase online?
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Credit card providers do provide those security, but merchant got implement or not is another different story..some website dont need and some website need.. biggrin.gif
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