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 Recommendation for Credit Cards V2, Please post according to Format stated.

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Lineage
post Oct 13 2014, 09:17 AM

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1. Annual Income: RM48K-RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Insurance, and Cash Back/Rebate

4. Existing credit cards if any: Maybankard 2 Cards

5. Looking at CC from:

6. Others: Currently satisfied of using my AMEX card, but I need 1 more Visa/Master credit card that have more rebate for some places doesn't accept Amex. Was looking at OCBC Titanium, but the card no longer available.
akh2920
post Oct 13 2014, 09:20 AM

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QUOTE(Lineage @ Oct 13 2014, 09:17 AM)
1. Annual Income: RM48K-RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Insurance, and Cash Back/Rebate

4. Existing credit cards if any: Maybankard 2 Cards

5. Looking at CC from:

6. Others: Currently satisfied of using my AMEX card, but I need 1 more Visa/Master credit card that have more rebate for some places doesn't accept Amex. Was looking at OCBC Titanium, but the card no longer available.
*
UOB One do make a good option as second cash back card...
*devilelle*
post Oct 13 2014, 09:20 AM

Im aint Me
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Joined: Feb 2008
From: Beverly Hills



QUOTE(fly126 @ Aug 15 2014, 09:26 PM)
Wish U Luck on Your Apps, do Update with Us Later wink.gif
*
I have just received citibank platinum cash back cc icon_idea.gif

QUOTE(fly126 @ Aug 18 2014, 02:48 PM)
Aiks... sweat.gif
Better You go to Bank to do This, hassle free...
Do Remember to Capture Any Doc. that You have Sign later in Case any Happen... nod.gif
*
Still no news from RHB.


I tried my luck applied for maybank 2 cards and my maybank2u shows the 2 cards has been approved hmm.gif but I haven't received the cards. Its only 1 week after I submitted the form thumbup.gif

I am going to cut my RHB cc soon !!! vmad.gif
Lineage
post Oct 13 2014, 09:28 AM

the Chaotic Throne
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Joined: Oct 2007
From: ~Still finding the place~


QUOTE(akh2920 @ Oct 13 2014, 09:20 AM)
UOB One do make a good option as second cash back card...
*
Seems great. But do this card has annual fee? hmm.gif
akh2920
post Oct 13 2014, 09:49 AM

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QUOTE(Lineage @ Oct 13 2014, 09:28 AM)
Seems great. But do this card has annual fee?  hmm.gif
*
Have but can be easily waived smile.gif
Lineage
post Oct 13 2014, 09:54 AM

the Chaotic Throne
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QUOTE(akh2920 @ Oct 13 2014, 09:49 AM)
Have but can be easily waived smile.gif
*
Nice. Besides UOB One Card, what card can be my second cash back card? hmm.gif
Wongchoy
post Oct 13 2014, 10:49 AM

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QUOTE(Lineage @ Oct 13 2014, 09:54 AM)
Nice. Besides UOB One Card, what card can be my second cash back card?  hmm.gif
*
CIMB Platinum Rebate Mastercard.
victorywp
post Oct 13 2014, 11:43 AM

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QUOTE(Lineage @ Oct 13 2014, 09:17 AM)
1. Annual Income: RM48K-RM60K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Insurance, and Cash Back/Rebate

4. Existing credit cards if any: Maybankard 2 Cards

5. Looking at CC from:

6. Others: Currently satisfied of using my AMEX card, but I need 1 more Visa/Master credit card that have more rebate for some places doesn't accept Amex. Was looking at OCBC Titanium, but the card no longer available.
*
1) ocbc blue/pink 1% for everything (unlimited cb); no special requirements for the 1%
2) aeon watami 3% for everything (except petrol) (rm150 max cb per quarter); need to spend minimum rm3k per quarter to activate the 3%
Lineage
post Oct 13 2014, 11:46 AM

the Chaotic Throne
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Joined: Oct 2007
From: ~Still finding the place~


QUOTE(Wongchoy @ Oct 13 2014, 10:49 AM)
CIMB Platinum Rebate Mastercard.
*
Thanks for your info..

QUOTE(victorywp @ Oct 13 2014, 11:43 AM)
1) ocbc blue/pink 1% for everything (unlimited cb); no special requirements for the 1%
2) aeon watami 3% for everything (except petrol) (rm150 max cb per quarter); need to spend minimum rm3k per quarter to activate the 3%
*
Thanks for your recommendation..still nothing can beat Maybankard 2 Cards..
victorywp
post Oct 13 2014, 11:52 AM

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QUOTE(Lineage @ Oct 13 2014, 11:46 AM)
Thanks for your info..
Thanks for your recommendation..still nothing can beat Maybankard 2 Cards..
*
but mbb2cards 5% only for weekends and limited to amex card only, these 2 that i mentioned are visa/mc and can be used daily for the 1%/3%.
Lineage
post Oct 13 2014, 12:06 PM

the Chaotic Throne
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Joined: Oct 2007
From: ~Still finding the place~


QUOTE(victorywp @ Oct 13 2014, 11:52 AM)
but mbb2cards 5% only for weekends and limited to amex card only, these 2 that i mentioned are visa/mc and can be used daily for the 1%/3%.
*
Yeah..mostly I spend on weekend..I just looking for a backup card only..Aeon Watami doesnt seems to be backup because need to spend a lot in order to get 3%..
fly126
post Oct 13 2014, 12:28 PM

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QUOTE(*devilelle* @ Oct 13 2014, 09:20 AM)
I have just received citibank platinum cash back cc  icon_idea.gif
Still no news from RHB.
I tried my luck applied for maybank 2 cards and my maybank2u shows the 2 cards has been approved  hmm.gif but I haven't received the cards. Its only 1 week after I submitted the form  thumbup.gif

I am going to cut my RHB cc soon !!!  vmad.gif
*
Nice rclxms.gif
Congratz & Happy Spending with Your NEW Card(s) wink.gif

Btw, High or Not CL they give U, especially Citibank famous with Tremendous Limit... blink.gif
*devilelle*
post Oct 13 2014, 03:25 PM

Im aint Me
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Joined: Feb 2008
From: Beverly Hills



QUOTE(fly126 @ Oct 13 2014, 12:28 PM)
Nice rclxms.gif
Congratz  & Happy Spending  with Your NEW Card(s) wink.gif

Btw, High or Not CL they give U, especially Citibank famous with Tremendous Limit... blink.gif
*
Double what I get from maybank 2 cards sweat.gif sweat.gif

having Citibank 1 card is more than enough doh.gif just that I am afraid sometimes offline ...

MBB for backup icon_rolleyes.gif
fly126
post Oct 13 2014, 03:31 PM

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Joined: Jun 2012



QUOTE(*devilelle* @ Oct 13 2014, 03:25 PM)
Double what I get from maybank 2 cards  sweat.gif  sweat.gif

having Citibank 1 card is more than enough  doh.gif  just that I am afraid sometimes offline ...

MBB for backup  icon_rolleyes.gif
*
CL 2xxxx or 3xxxxk... or maybe 50k as for U (1st Comer) ??? drool.gif

This post has been edited by fly126: Oct 13 2014, 04:03 PM
*devilelle*
post Oct 13 2014, 04:25 PM

Im aint Me
*****
Senior Member
767 posts

Joined: Feb 2008
From: Beverly Hills



QUOTE(fly126 @ Oct 13 2014, 03:31 PM)
CL 2xxxx or 3xxxxk... or maybe 50k as for U (1st Comer) ??? drool.gif
*
No 50k sweat.gif

but more than 30k thumbup.gif
fly126
post Oct 13 2014, 04:32 PM

Lousy One
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Joined: Jun 2012



QUOTE(*devilelle* @ Oct 13 2014, 04:25 PM)
No 50k  sweat.gif

but more than 30k  thumbup.gif
*
Not Bad... shocking.gif
Btw, do Enjoy the Best Privileges from the Card & Welcome U to Citibank Thread wink.gif
verdangilte
post Oct 13 2014, 04:34 PM

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QUOTE(fly126 @ Jun 5 2014, 11:59 AM)
UOB One Card - a Pure Cash Card
Earn Cash Rebates ON:
* 5% for Petrol Cash Rebate X [capped RM300 = Max. CB RM15 for Classic / RM500 = Max. CB  RM25 for Platinum card per month.]
* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom) X [capped at RM200 = Max. CB RM4 for Classic  / RM300 = Max. CB RM6 for Platinum per month]
* 2% for Groceries X [capped at RM1000 = Max. CB RM20 on Classic / RM1,500  = Max. CB RM30 on Platinum per month]
* 5% for Cinema at GSC only
* 2% at Pharmacies
* 0.3% on Others Daily Spend...
* Enchanted with SMART$ Cash Rebate Privileges
+ Usually They Given 2 Years Annual Fee Waiver to NEW Signup
For the Subsequent Years You can Call Customer Service Request AF Waiver from Them as be a Regular User to Them

Cons:
But Beware the current Petrol Rebates now already got limit quota capped at RM900,000/ month on 1st come, 1st serve basis...  As sometimes We X get any Petrol Rebate at the Middle of the Month cos Quota dah Habis vmad.gif  vmad.gif  vmad.gif
*
huh ?? u means they limit RM 900k for all the one card user ?? omg
victorywp
post Oct 13 2014, 04:38 PM

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QUOTE(verdangilte @ Oct 13 2014, 04:34 PM)
huh ?? u means they limit RM 900k for all the one card user ?? omg
*
yeah
fly126
post Oct 13 2014, 04:46 PM

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Senior Member
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Joined: Jun 2012



QUOTE(verdangilte @ Oct 13 2014, 04:34 PM)
huh ?? u means they limit RM 900k for all the one card user ?? omg
*
How About Maybank 2Cards with Lifetime fee Waiver, We All Recommended This as a MUST have to Forummer, here ... thumbup.gif
https://forum.lowyat.net/index.php?showtopi...post&p=68551797
or
HLB Wise Card: with 10% Cash Back MUST have Min. 10x RM50 transactions per month to get 10% Cash Back & also, NO Annual Fee Waiver ($160-300) https://forum.lowyat.net/topic/3367769
*devilelle*
post Oct 13 2014, 04:46 PM

Im aint Me
*****
Senior Member
767 posts

Joined: Feb 2008
From: Beverly Hills



QUOTE(fly126 @ Oct 13 2014, 04:32 PM)
Not Bad... shocking.gif
Btw, do Enjoy the Best Privileges from the Card & Welcome U to Citibank Thread wink.gif
*
Thank u notworthy.gif

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