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 Recommendation for Credit Cards V2, Please post according to Format stated.

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mieza
post Oct 9 2014, 10:21 AM

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QUOTE(fly126 @ Oct 9 2014, 10:06 AM)
If You Prefer an Islamic CC Why not Apply for Maybank Islamic MasterCard Ikhwan Gold/Plat., the Card that gives back to Charity & Sends You to Umrah. thumbup.gif

With a Lifetime Fee Waiver,
*Umrah Trip- One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Musilms)
*Charity Fund -With every spending the Bank will contribute 0.1% for charity purposes
*5% Rebate on Petrol & Groceries on Friday and Saturday, capped at Maximum of RM50/ Month (Principal Cardmember only)
*Treats Points - RM1 for 1 Point (Local or Overseas Spend)
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
*
Thank you for your suggestion, I do consider it too but the main thing having cc is for spend not charity. It is not like I don’t care about charity. I do spend 7% of my salary for charity.

5% rebate on petrol and groceries on Friday and Saturday (I need to pump at least twice a week, so this is disadvantage for me and I rarely go out on Saturday).

Treats Points - RM1 for 1 Point (low compare to other options).
fly126
post Oct 9 2014, 10:43 AM

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QUOTE(mieza @ Oct 9 2014, 10:21 AM)
Thank you for your suggestion, I do consider it too but the main thing having cc is for spend not charity. It is not like I don’t care about charity. I do spend 7% of my salary for charity.

5% rebate on petrol and groceries on Friday and Saturday (I need to pump at least twice a week, so this is disadvantage for me and I rarely go out on Saturday).
Treats Points - RM1 for 1 Point (low compare to other options).
*
Maybankard 2 Amex Credit Card
Pro : 5% Cashback on weekends up to RM50 (Amex), 5 x Treat points for all transactions (Amex) as the Card have Earned TP more Faster than Others Card... thumbup.gif
Con : GST for both card RM100- Used Your Accumulate Treats Points to Offset the Yearly GST for Both Cards... icon_idea.gif

https://forum.lowyat.net/index.php?showtopi...post&p=68551797

This post has been edited by fly126: Oct 9 2014, 10:56 AM
mieza
post Oct 9 2014, 10:55 AM

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QUOTE(fly126 @ Oct 9 2014, 10:43 AM)
Maybankard 2 Amex Credit Card
Pro : 5% Cashback on weekends up to RM50 (Amex), 5 x Treat points for all transactions (Amex) as the Amex Earns Rewards Point more Faster than Others Card... thumbup.gif
Con : GST for both card RM100- Used Your Accumulate Treats Points to Offset the Yearly GST for Both Cards... icon_idea.gif 

https://forum.lowyat.net/index.php?showtopi...post&p=68551797
*
Maybankard 2 Amex Credit Card is the best choice but not Islamic.

While Ikhwan AMEX Maybank Islamic does not have Visa.

Hahaha rclxub.gif rclxub.gif

Thank you a lot for helping me making decision.
fly126
post Oct 9 2014, 11:00 AM

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QUOTE(mieza @ Oct 9 2014, 10:55 AM)
Maybankard 2 Amex Credit Card is the best choice but not Islamic.

While Ikhwan AMEX Maybank Islamic does not have Visa.

Hahaha  rclxub.gif  rclxub.gif

Thank you a lot for helping me making decision.
*
So...??? hmm.gif
go for Maybank 2Cards
mieza
post Oct 9 2014, 11:04 AM

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QUOTE(fly126 @ Oct 9 2014, 11:00 AM)
So...??? hmm.gif
go for Maybank 2Cards
*
Maybank 2Cards

I checked on P1Max, they only accept Visa or Mastercard. If I go for Maybank 2Cards, which one is better Visa or Mastercard? I’m sorry coz I never use cc in my life sweat.gif
fly126
post Oct 9 2014, 11:55 AM

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QUOTE(mieza @ Oct 9 2014, 11:04 AM)
Maybank 2Cards

I checked on P1Max, they only accept Visa or Mastercard. If I go for Maybank 2Cards, which one is better Visa or Mastercard? I’m sorry coz I never use cc in my life  sweat.gif
*
Kedua-dua Sama sahaja... laugh.gif
Unless You mention for Visa or they Default to Give U Mastercard

This post has been edited by fly126: Oct 9 2014, 12:02 PM
mieza
post Oct 9 2014, 11:59 AM

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QUOTE(fly126 @ Oct 9 2014, 11:55 AM)
Kedua-dua Sama sahaja... laugh.gif
At less You mention for Visa or they Default to Give U Mastercard
*
Alright thank you rclxms.gif
victorywp
post Oct 9 2014, 03:45 PM

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QUOTE(mieza @ Oct 9 2014, 11:04 AM)
Maybank 2Cards

I checked on P1Max, they only accept Visa or Mastercard. If I go for Maybank 2Cards, which one is better Visa or Mastercard? I’m sorry coz I never use cc in my life  sweat.gif
*
the only difference is on the promotion offered by visa or mastercard respectively.

for eg:
- visa has 12% discount for purchase made at agoda on wednesday.
- mastercard has 10% discount for purchase made at lazada on monday.

there are more different promotion (than listed above) which you need to check for yourself.
zer016
post Oct 9 2014, 04:04 PM

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I wan to ask, I just started working for 1 and a half month.. My salary fulfilled their requirement.. Am i applicable to apply credit card?
fly126
post Oct 9 2014, 04:27 PM

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QUOTE(zer016 @ Oct 9 2014, 04:04 PM)
I wan to ask, I just started working for 1 and a half month.. My salary fulfilled their requirement.. Am i applicable to apply credit card?
*
Nope, at least 3 Months U Need... sweat.gif
fly126
post Oct 9 2014, 04:55 PM

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Just Sharing THIS to You All... rolleyes.gif
Plastc - the Intelligent Way to Pay, ALL in 1 Card
user posted image

https://www.plastc.com/card

This post has been edited by fly126: Oct 9 2014, 05:00 PM
Lineage
post Oct 9 2014, 06:02 PM

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QUOTE(fly126 @ Oct 9 2014, 10:43 AM)
Maybankard 2 Amex Credit Card
Pro : 5% Cashback on weekends up to RM50 (Amex), 5 x Treat points for all transactions (Amex) as the Card have Earned TP more Faster than Others Card... thumbup.gif
Con : GST for both card RM100- Used Your Accumulate Treats Points to Offset the Yearly GST for Both Cards... icon_idea.gif 

https://forum.lowyat.net/index.php?showtopi...post&p=68551797
*
GST only charge 1 card which is only RM50 nod.gif
Devil4life
post Oct 9 2014, 06:08 PM

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QUOTE(Lineage @ Oct 9 2014, 06:02 PM)
GST only charge 1 card which is only RM50  nod.gif
*
New application is RM100 (RM50 for each card) but there is a promotion to offset it with 3 transaction to each card
kaizer_x
post Oct 9 2014, 06:52 PM

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QUOTE(Devil4life @ Oct 9 2014, 06:08 PM)
New application is RM100 (RM50 for each card) but there is a promotion to offset it with 3 transaction to each card
*
really? when to Maybank just now and they didn't mention about this
Lineage
post Oct 9 2014, 06:55 PM

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QUOTE(Devil4life @ Oct 9 2014, 06:08 PM)
New application is RM100 (RM50 for each card) but there is a promotion to offset it with 3 transaction to each card
*
Opps..sorry, I was talking about subsequent years..
fly126
post Oct 9 2014, 08:52 PM

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QUOTE(Lineage @ Oct 9 2014, 06:02 PM)
GST only charge 1 card which is only RM50  nod.gif
*
11/07/2014 - GST of RM50 x 2 = RM100 will be charge for Maybankard 2 Cards for cards approved 9 July 2014 onwards. Existing cards will not be affected. You must keep BOTH cards at the same time and cannot choose to cancel the visa/master.
victorywp
post Oct 9 2014, 09:29 PM

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QUOTE(Lineage @ Oct 9 2014, 06:55 PM)
Opps..sorry, I was talking about subsequent years..
*
subsequent years also rm100 for the 2 cards (for new applicants).
Lineage
post Oct 9 2014, 09:34 PM

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QUOTE(victorywp @ Oct 9 2014, 09:29 PM)
subsequent years also rm100 for the 2 cards (for new applicants).
*
Serious? New rules? Because I'm using it since it launched, until now still charge me 1 card only.. drool.gif
victorywp
post Oct 9 2014, 09:36 PM

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QUOTE(Lineage @ Oct 9 2014, 09:34 PM)
Serious? New rules? Because I'm using it since it launched, until now still charge me 1 card only.. drool.gif
*
yes, new rules since july 2014...

This post has been edited by victorywp: Oct 9 2014, 09:46 PM
Lineage
post Oct 10 2014, 05:58 AM

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QUOTE(victorywp @ Oct 9 2014, 09:36 PM)
yes, new rules since july 2014...
*
Nice..then I better keep my current cards.. biggrin.gif
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