Can try UOB ONE Card..
http://www1.uob.com.my/personal/cards/cred...b_one_card.html

maybank2 cards, hlb wise and aeon watami

I wish I can Recommending a Perfect Card for You, but Sadly Nothing came with Perfect...
Reference:
1) Maybank 2Cards (Lifetime Fee Waiver) https://forum.lowyat.net/index.php?showtopi...post&p=68551797
2) UOB 1Card: https://forum.lowyat.net/index.php?showtopi...post&p=68505615
3) CIMB Cash Rebate MasterCard (Lifetime Fee Waiver)- 5% Cash Rebate on e-Commerce (online spend), 2% Cash Rebate on Petrol & Groceries http://www.cimbbank.com.my/creditcard/atta..._REVISED_V4.pdf
OR
4) Aeon Watami Visa card: 3% cashback per quarter spending need a min accumulated RM3k spending in the quarter, for you to get 3% cashback+ Annual Fee Waiver subject to 12x Swipes a Year https://forum.lowyat.net/topic/2664640
5) HLB Wise Card: with 10% Cash Back MUST have Min. 10x RM50 transactions per month to get 10% Cash Back & also, NO Annual Fee Waiver ($160-300) https://forum.lowyat.net/topic/3367769

HLB Wise Pair Up with Petrol + ???
with,
Below 10 Categories:
1. *Mobile [Maxis, Celcom, Digi, U Mobile and YES]
2. Pharmacies [Watsons, Caring and Eu Yan Sang outlets]
3. Groceries [All grocery stores (MCC 5411)]
4. Petrol [At all petrol pump only (MCC 5542)]
5. Dining [All dining outlets (MCC 5811, 5812, 5814)]
6. Departmental [Parkson, AEON, Isetan, Metrojaya, Robinsons, Tangs, GAMA and Sogo outlets]
7. Book Stores [MPH, Popular, Borders, Kinokuniya, Times, Smart and BookXcess stores]
8. Utilities [Electricity and Water (MCC 4900)]
9. Entertainment A[ll cinemas (MCC 7832), Ticket Charge, Ticketpro, Red Box and Neway]
10. Travel [All airlines (MCC 3000-3299, 4511), hotels (MCC 3501-3999, 7011), tour packages (MCC 4722, 4723)]
* Bonus Category

CONS
- 10% Cashback only applicable to 2 selected categories + Mobile (by default)

Got to Plan your Expenses Carefully to Achieve Min. 10x RM50 transactions per month with 10% Cash Back as the Annual Fee($160) I think You still can Cover Up with Your CB

For your case same, Maybankard 2 Cards. Except for Insurance (unless it is Etiqa), the Maybankard 2 AMEX can benefit you most. But even if you use the Maybankard 2 Card MAsterCard or Visa to pay your insurance, I believe the other expenses with the Maybankard 2 AMEX will give you more in returns if you were to go with just OCBC 1% cash back.