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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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lgs
post Dec 30 2013, 06:28 PM

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QUOTE(ronnie @ Dec 24 2013, 02:10 PM)
RHB Islamic Platinum-I ---> my Dining Card
*
What's the advantage of having RHB Islamic Platinum-I over the RHB Platinum?
TSronnie
post Dec 30 2013, 11:07 PM

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QUOTE(lgs @ Dec 30 2013, 06:28 PM)
What's the advantage of having RHB Islamic Platinum-I over the RHB Platinum?
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None.... except for the RM50 GST offset (To become New-To-Bank customer, as I already have the RHB Visa
Signature)

Disadavantage : Cannot swipe at Genting Casino / Karaoke outlets / Pubs / Entertainment Outlets

This post has been edited by ronnie: Dec 30 2013, 11:08 PM
lgs
post Dec 31 2013, 01:06 AM

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QUOTE(ronnie @ Dec 30 2013, 11:07 PM)
None.... except for the RM50 GST offset (To become New-To-Bank customer, as I already have the RHB Visa
Signature)

Disadavantage : Cannot swipe at Genting Casino / Karaoke outlets / Pubs / Entertainment Outlets
*
RHB Visa Signature looks so so if don't have 5% rebate (which is ending this year) sweat.gif , so best card should be RHB Platinum now?
TSronnie
post Dec 31 2013, 01:10 AM

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QUOTE(lgs @ Dec 31 2013, 01:06 AM)
RHB Visa Signature looks so so if don't have 5% rebate  (which is ending this year) sweat.gif , so best card should be RHB Platinum now?
*
Visa Signature will be "useless" without their unlimited 5% rebate cry.gif cry.gif Will cancel it once I settle the bills
Alec.Yong
post Dec 31 2013, 09:57 AM

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QUOTE(ronnie @ Dec 30 2013, 11:07 PM)
None.... except for the RM50 GST offset (To become New-To-Bank customer, as I already have the RHB Visa
Signature)

Disadavantage : Cannot swipe at Genting Casino / Karaoke outlets / Pubs / Entertainment Outlets
*
Swipe at Genting Casino? Cash advance?
kyle_kl
post Dec 31 2013, 10:54 AM

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QUOTE(ronnie @ Dec 31 2013, 01:10 AM)
Visa Signature will be "useless" without their unlimited 5% rebate  cry.gif  cry.gif  Will cancel it once I settle the bills
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i will keep it for the 4x PPL before the gst and annual fee kick in tongue.gif
DanielCullen
post Jan 2 2014, 05:34 PM

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QUOTE(arthur88 @ Dec 25 2013, 11:12 AM)
anyone has phone number or email that can directly contact RHB card center?

i made a request to cancel my Travel Money on 17th December, until now no one call me back.
just now i called again, the staff said my last request to cancel credit card is on May...what the....

then i made another request to cancel credit card, but i dont trust customer service anymore.
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Just bring the card to nearest RHB branch and cancel it via upfront the counter.

arthur88
post Jan 5 2014, 11:35 PM

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QUOTE(DanielCullen @ Jan 2 2014, 05:34 PM)
Just bring the card to nearest RHB branch and cancel it via upfront the counter.
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u sure this method will work?

yorae9
post Jan 7 2014, 07:14 PM

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anyone get the cashback 150 already?
mine card approved on 17 Aug, till now not received.
Human Nature
post Jan 7 2014, 07:15 PM

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QUOTE(yorae9 @ Jan 7 2014, 07:14 PM)
anyone get the cashback 150 already?
mine card approved on 17 Aug, till now not received.
*
Yup. Approved in July, received cash back in October.
AaIto
post Jan 7 2014, 08:29 PM

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Approved in Sept13, got my rm150 rebate in Oct13... biggrin.gif
U r supposed to follow with the CS. Its not automatic, depending on whether the officer receiving ur application ticked the rm150 promo...., however u call always call up the CS and request and bising !!! Gd luck !!! brows.gif
guy3288
post Jan 8 2014, 12:54 AM

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anybody playing "dirty' to squeeze the unlimited 5% from RHB Visa Signature before end of 2013?

I tried it first in Nov and it gave me the unlimited 5% for advance payment to my insurance.

So before the campaign over i used up all my RM35k limit, i asked them to increase my credit limit, but receive negative reply, Paid my insurance in advance...can also pay TNB and any bills in advance.......but come next month statement i mati lo have to clear all my hutang. still it is better than keeping money in FD, keep 1 whole year also cannot get 5% right?

TSronnie
post Jan 8 2014, 01:15 AM

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QUOTE(guy3288 @ Jan 8 2014, 12:54 AM)
anybody playing "dirty' to squeeze the unlimited 5% from RHB Visa Signature before end of 2013?

I tried it first in Nov and it gave me the unlimited 5% for advance payment to my insurance.

So before the campaign over i used up all my RM35k limit, i asked them to increase my credit limit, but receive negative reply, Paid my insurance in advance...can also pay TNB and any bills in advance.......but come next month statement i mati lo have to clear all my hutang. still it is better than keeping money in FD, keep 1 whole year also cannot get 5% right?
*
Which Insurance Provider allows online payment in advanced ? You really "geng" to maximise their 5%
one leg kicking
post Jan 8 2014, 02:37 AM

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there is a RM200 cap for the online transaction 5% cash back:
http://www.rhb.com.my/whats_new/cards/unli...d/#.UsxJQ16E_vA
hkboey
post Jan 8 2014, 02:44 AM

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QUOTE(one leg kicking @ Jan 8 2014, 02:37 AM)
there is a RM200 cap for the online transaction 5% cash back:
http://www.rhb.com.my/whats_new/cards/unli...d/#.UsxJQ16E_vA
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RM200 cap is for spending other than the 5% entitlement, which means the 5% is unlimited.

5% = unlimited
0.5% = RM200 cap
pinksapphire
post Jan 8 2014, 03:22 AM

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QUOTE(guy3288 @ Jan 8 2014, 12:54 AM)
anybody playing "dirty' to squeeze the unlimited 5% from RHB Visa Signature before end of 2013?

I tried it first in Nov and it gave me the unlimited 5% for advance payment to my insurance.

So before the campaign over i used up all my RM35k limit, i asked them to increase my credit limit, but receive negative reply, Paid my insurance in advance...can also pay TNB and any bills in advance.......but come next month statement i mati lo have to clear all my hutang. still it is better than keeping money in FD, keep 1 whole year also cannot get 5% right?
*
Whoa...that means you got RM1,750 cash back??

I checked the site, so it's official that the unlimited 5% campaign is over, yea?
I'm wondering if I should get this card; they seem to have good on-going offers for dining and others, plus contests too. What do you all think? I'm looking at Platinum and Signature, both seems close.
MGM
post Jan 8 2014, 05:35 AM

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QUOTE(guy3288 @ Jan 8 2014, 12:54 AM)
anybody playing "dirty' to squeeze the unlimited 5% from RHB Visa Signature before end of 2013?

I tried it first in Nov and it gave me the unlimited 5% for advance payment to my insurance.

So before the campaign over i used up all my RM35k limit, i asked them to increase my credit limit, but receive negative reply, Paid my insurance in advance...can also pay TNB and any bills in advance.......but come next month statement i mati lo have to clear all my hutang. still it is better than keeping money in FD, keep 1 whole year also cannot get 5% right?
*
You still can do 0% BT to ease the 'pain'. BT to AEON CC earns you points=extra rebates.

This post has been edited by MGM: Jan 8 2014, 05:37 AM
TSronnie
post Jan 8 2014, 08:53 AM

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QUOTE(pinksapphire @ Jan 8 2014, 03:22 AM)
Whoa...that means you got RM1,750 cash back??

I checked the site, so it's official that the unlimited 5% campaign is over, yea?
I'm wondering if I should get this card; they seem to have good on-going offers for dining and others, plus contests too. What do you all think? I'm looking at Platinum and Signature, both seems close.
*
Go for Platinum... better Fine Dining Rebates at 15% smile.gif
one leg kicking
post Jan 8 2014, 10:16 AM

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QUOTE(hkboey @ Jan 8 2014, 02:44 AM)
RM200 cap is for spending other than the 5% entitlement, which means the 5% is unlimited.

5% = unlimited
0.5% = RM200 cap
*
aiks, should have used up my credit limit like guy3288. haha

anyway, i shall cancel this card soon smile.gif
pinksapphire
post Jan 8 2014, 01:30 PM

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QUOTE(ronnie @ Jan 8 2014, 08:53 AM)
Go for Platinum... better Fine Dining Rebates at 15% smile.gif
*
Thanks for your recommendation, ronnie!

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