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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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tan_aniki
post Mar 18 2021, 11:23 PM

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QUOTE(Leroi2x @ Mar 18 2021, 09:35 PM)
i did try this for my boost transaction , they reply say this transaction not eligible rclxub.gif
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Those CS didn't read tnc properly
Tell them Boost is online merchant and it is not under the exclusion MCC, so it is eligible.
Luckily I did grabpay before and I tell them to refer to my grabpay on last Dec and after that they approved my boost, shopee and grabpay

This post has been edited by tan_aniki: Mar 18 2021, 11:24 PM
chuapk1977
post Mar 19 2021, 12:30 PM

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actually RHB bank not too bad bank.

approved on 15th march via sms

17th March appeared on RHB Now

Today 19th march received a call from RHB paradigm mall to collect.
Because i know this branch is a credit card center so will be fas

No need to chase what so ever.

They have good CB cards, annual fee free for life, others perk too, give generous limit and etc

No issue with OTP , registration is fast and easy.

RHb not too bad lor. so far so good
fruitie
post Mar 19 2021, 01:50 PM

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I went to branch to collect my VS card and told them I still cannot get OTP. Then the officer checked and said it is already approved by branch and it is strange that I still cannot get OTP. She will help to send it over to HQ for investigation but at least I have her email now and can follow up with her directly.
ratloverice
post Mar 19 2021, 02:01 PM

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Sorry for going off topic but do we have any rhb bankers here? I would like to ask something about easy pinjaman express.
!@#$%^
post Mar 19 2021, 02:17 PM

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QUOTE(fruitie @ Mar 19 2021, 01:50 PM)
I went to branch to collect my VS card and told them I still cannot get OTP. Then the officer checked and said it is already approved by branch and it is strange that I still cannot get OTP. She will help to send it over to HQ for investigation but at least I have her email now and can follow up with her directly.
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telco problem?
fruitie
post Mar 19 2021, 02:48 PM

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QUOTE(!@#$%^ @ Mar 19 2021, 02:17 PM)
telco problem?
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Nope, it shows it is not registered yet. So, it is RHB issue...
DabLRT P
post Mar 19 2021, 04:52 PM

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You need to apply for OTP at their branch. Otherwise, try your luck to call the branch and ask for help. My OTP issue was resolved by calling to the branch.
alexkwlee
post Mar 19 2021, 04:53 PM

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QUOTE(fruitie @ Mar 19 2021, 01:50 PM)
I went to branch to collect my VS card and told them I still cannot get OTP. Then the officer checked and said it is already approved by branch and it is strange that I still cannot get OTP. She will help to send it over to HQ for investigation but at least I have her email now and can follow up with her directly.
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still not yet kau tim... doh.gif doh.gif
fruitie
post Mar 19 2021, 05:12 PM

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QUOTE(DabLRT @ Mar 19 2021, 04:52 PM)
You need to apply for OTP at their branch. Otherwise, try your luck to call the branch and ask for help. My OTP issue was resolved by calling to the branch.
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I did mine at the branch, already approved by branch but still not reflected. So, they are checking with one specific team in HQ that deals with OTP matters.

QUOTE(alexkwlee @ Mar 19 2021, 04:53 PM)
still not yet kau tim... doh.gif  doh.gif
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Yeah. laugh.gif

Oh my, today must be a miracle day for me, my call was picked up by CS! She said she saw S2 branch already made a report to HQ today to check my OTP issue. They are working on it. biggrin.gif Actually I called because I was worried my OTP for MYR 0.00 was considered as first transaction for RM 25 cash back... I had to pass through that step when I wanted to pay directly with Shopee. CS said that's not considered and asked me not to worry that much.. I was worried because it will affect my first, second and third cash back. sweat.gif Fingers crossed.
ClarenceT
post Mar 20 2021, 07:51 AM

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RHB-Shell Visa.
It is confirmed, Government-related transactions (eg Cukai Pintu, Income Tax, JPJ etc) are included in monthly spending >RM2500 which gives the best CB % on online/groceries/utilities (5%) and Shell transactions (12%).

Example
Online/Groceries/Utilities: RM1000
Shell: RM417
Government-related: RM1084
CB = RM50+RM50

This CC is more useful than SC JOP now.

This post has been edited by ClarenceT: Mar 20 2021, 08:00 AM


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cybpsych
post Mar 20 2021, 08:53 AM

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QUOTE(cybpsych @ Feb 22 2021, 10:25 AM)
those who plan to use RHB-Shell card to reload TNG card at Shell station (location: Jalan Kuchai Lama - Tanjung Kota Enterprise)

Merchant description: SELECT-SHELL TANJUNG KUALA LUMPUR MY

They are using MCC 5499: Misc. Food Stores – Convenience Stores and Specialty Markets

very likely not eligible for RHB-Shell's Shell petrol cashback, but good for other cards (e.g. PB Quantum Visa -- confirmed by CS eligible for wave cashback, but to be verified in March statement later)
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QUOTE(cybpsych @ Jan 25 2021, 05:22 PM)
just gotten callback from SCB that one of Shell station that i visited carries a description of "SELECT-SHELL xxxxx" (probably depending on locations) which may not carry MCC 5541 (petrol service station).

It's categorized as food store or something; which is why it keeps missing my monthly petrol cashback for JOP's Petrol. SCB still grant manual cashback regardless.

just be mindful if swiping at Shell stations (not petrol kiosk).
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QUOTE(cybpsych @ Jan 21 2021, 04:56 PM)
should be yes

however, i noticed some Shell outlet having description "SELECT-SHELL xxxxxx" wonder still considered or not.

the card's T&C only stated "SHELL" as the merchant description
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confirmed not eligible for Petrol eventhough got "SHELL" description. MCC must match with 5541/5542/5983 (per T&C)
fruitie
post Mar 20 2021, 12:16 PM

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RHB finally activated my OTP last night and I managed to login now. Happy that they even worked on my case at late night. rclxms.gif Finally my painful experience with RHB has come to an end. I can enjoy using their cards now. rclxm9.gif
noien
post Mar 20 2021, 03:45 PM

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May I know the max cb for 30% shell?
fruitie
post Mar 21 2021, 12:52 AM

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I just remembered today is 21st and my statement date is 22nd. I still have around 850 to spend to get 5% which I have forgotten. doh.gif I read back the posts here, it has to be statement date -1. So, which e-wallet that has same transaction and posting date?
cybpsych
post Mar 21 2021, 07:12 AM

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QUOTE(fruitie @ Mar 21 2021, 12:52 AM)
I just remembered today is 21st and my statement date is 22nd. I still have around 850 to spend to get 5% which I have forgotten. doh.gif I read back the posts here, it has to be statement date -1. So, which e-wallet that has same transaction and posting date?
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bigpay with description "BIGPAY MY-ECOM" because this merchant ID/descriptor is assigned by RHB Bank (acquirer).

since you cant "choose" which merchant ID to be "assigned" for bigpay, it'd be a hit-or-miss.

for me, i've only tried 1x with bigpay, no sample size to advise biggrin.gif boost/shopeepay all T+1/T+2 posting.

user posted image

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This post has been edited by cybpsych: Mar 21 2021, 07:27 AM
MGM
post Mar 21 2021, 07:16 AM

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QUOTE(cybpsych @ Mar 21 2021, 07:12 AM)
bigpay with description "BIGPAY MY-ECOM" because this merchant ID/descriptor is assigned by RHB Bank (acquirer).

since you cant "choose" which merchant ID to be "assigned" for bigpay, it'd be a hit-or-miss.

for me, i've only tried 1x with bigpay, no sample size to advise biggrin.gif boost/shopeepay all T+1/T+2 posting.

user posted image
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Can know from the otp-sms or otp-page?
cybpsych
post Mar 21 2021, 07:27 AM

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QUOTE(MGM @ Mar 21 2021, 07:16 AM)
Can know from the otp-sms or otp-page?
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not exactly accurate, perhaps you can try at your own risk biggrin.gif

the merchant ID shown on the OTP could be different from actual name shown after txn is authorized/charged to the card

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sjz
post Mar 21 2021, 10:27 AM

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QUOTE(chuapk1977 @ Mar 19 2021, 12:30 PM)
actually RHB bank not too bad bank.

approved on 15th march via sms

17th March appeared on RHB Now

Today 19th march received a call from RHB paradigm mall to collect.
Because i know this branch is a credit card center so will be fas

No need to chase what so ever.

They have good CB cards, annual fee free for life, others perk too, give generous limit and etc

No issue with OTP , registration is fast and easy.

RHb not too bad lor. so far so good
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we can only conclude tat RHB pardigm is very efficient.

but definitely NOT others branch, esp the branch i collect my card at which doesn't call me at all and only call me 2 weeks after i collect my card (>1 month after card approval).

and by having such bad apples branch in your bank with a cust service hotline that is forever NOT answering just simply exhibit the standard of a bank.
fruitie
post Mar 21 2021, 01:07 PM

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QUOTE(cybpsych @ Mar 21 2021, 07:12 AM)
bigpay with description "BIGPAY MY-ECOM" because this merchant ID/descriptor is assigned by RHB Bank (acquirer).

since you cant "choose" which merchant ID to be "assigned" for bigpay, it'd be a hit-or-miss.

for me, i've only tried 1x with bigpay, no sample size to advise biggrin.gif boost/shopeepay all T+1/T+2 posting.

user posted image

user posted image
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Thanks. Seems risky for me. Since I have spent RM 1650, so it’s 2% right? I will get RM 33? unsure.gif
cybpsych
post Mar 21 2021, 06:48 PM

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QUOTE(fruitie @ Mar 21 2021, 01:07 PM)
Thanks. Seems risky for me. Since I have spent RM 1650, so it’s 2% right? I will get RM 33? unsure.gif
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i guess so as 2% for bonus cashback (groceries/online/ewallet/utilities) biggrin.gif

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