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Credit Cards RHB Credit Card, Open discussion/frustration with RHB CC

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cybpsych
post Mar 15 2021, 05:31 PM

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QUOTE(rojakwhacker @ Mar 15 2021, 05:29 PM)
Daily:
Tier 1: 5% cashback: 80 winners, cap RM15.
Tier 2: 15% cashback: 20 winners, cap RM80.

First come first serve, i think is worth it to stay up late to spend. yawn.gif
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yep, FCFS and 2 times per month, total 6 times overall
BronzePlate
post Mar 15 2021, 05:59 PM

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QUOTE(rojakwhacker @ Mar 15 2021, 05:29 PM)
Daily:
Tier 1: 5% cashback: 80 winners, cap RM15.
Tier 2: 15% cashback: 20 winners, cap RM80.

First come first serve, i think is not worth it to stay up late to spend. yawn.gif
Edit: not worth
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I fell for it. Got the SMS and read the TNC but totally overlooked the daily cap column.
Kyan0411
post Mar 15 2021, 06:05 PM

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QUOTE(BronzePlate @ Mar 15 2021, 05:59 PM)
I fell for it. Got the SMS and read the TNC but totally overlooked the daily cap column.
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I did immediately too haha.
Hopefully im one of the first 80 to do so
fruitie
post Mar 15 2021, 06:22 PM

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QUOTE(rojakwhacker @ Mar 15 2021, 05:27 PM)
Yes.
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Thanks for the reply. biggrin.gif


Another question from me. laugh.gif

1) Spend and earn up to 10% cashback on your subsequent eligible spend^ of minimum RM50 in a single receipt with your newly approved RHB Shell Visa Credit Card/-i within 60 days from card approval date.

2) Get up to 15% CASHBACK when you top-up min RM200 to your e-wallet with RHB Credit Card/-i. Valid till 13/6/21. T&C@ rhbgroup.com/s/EW1

3) Card feature 5% cash back

Assuming if I reload RM 1k into e-wallet can I get triple dips cash back for above campaigns and the usual monthly cash back? Assuming if I'm so lucky to get item 2, I'm aware it is FCFS.

cucikaki
post Mar 15 2021, 06:23 PM

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QUOTE(fruitie @ Mar 15 2021, 06:22 PM)
Thanks for the reply. biggrin.gif
Another question from me. laugh.gif

1) Spend and earn up to 10% cashback on your subsequent eligible spend^ of minimum RM50 in a single receipt with your newly approved RHB Shell Visa Credit Card/-i within 60 days from card approval date.

2) Get up to 15% CASHBACK when you top-up min RM200 to your e-wallet with RHB Credit Card/-i. Valid till 13/6/21. T&C@ rhbgroup.com/s/EW1

3) Card feature 5% cash back

Assuming if I reload RM 1k into e-wallet can I get triple dips cash back for above campaigns and the usual monthly cash back? Assuming if I'm so lucky to get item 2, I'm aware it is FCFS.
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No.1 bot eligible for all ewallet topup, shopee lazada etc

fruitie
post Mar 15 2021, 06:24 PM

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QUOTE(cucikaki @ Mar 15 2021, 06:23 PM)
No.1 bot eligible for all ewallet topup, shopee lazada etc
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Oh ya, I just noticed the footprint.. bangwall.gif
sjz
post Mar 15 2021, 08:24 PM

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QUOTE(ClarenceT @ Mar 15 2021, 12:39 PM)
I could use the card all the while, RHB Card Centre called me to confirmed the transactions.
Call from 03-20531388.  blink.gif
(Whoscall App detected this number is from "RHB Card Centre")
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yup..
they should do it this way instead of blocking the transaction straight..

only managed to reach them after numerous call..
among so many banks i have experience with, this is easily THE most incompetent bank.

even Affin answer their phone call within few ring.

This post has been edited by sjz: Mar 15 2021, 08:24 PM
!@#$%^
post Mar 15 2021, 08:27 PM

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QUOTE(sjz @ Mar 15 2021, 08:24 PM)
yup..
they should do it this way instead of blocking the transaction straight..

only managed to reach them after numerous call..
among so many banks i have experience with, this is easily THE most incompetent bank.

even Affin answer their phone call within few ring.
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time to boycott
cucikaki
post Mar 16 2021, 12:13 AM

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Delete

This post has been edited by cucikaki: Mar 16 2021, 12:14 AM
fruitie
post Mar 16 2021, 12:15 AM

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QUOTE(cucikaki @ Mar 16 2021, 12:13 AM)
Who did 534 today?

We should work together to split across the days in the campaign month ahahah.
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laugh.gif I have done it at 00:00, not sure if I will get it. At least I will still get my monthly cash back.
cucikaki
post Mar 16 2021, 12:17 AM

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QUOTE(fruitie @ Mar 16 2021, 12:15 AM)
laugh.gif I have done it at 00:00, not sure if I will get it. At least I will still get my monthly cash back.
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Ahahaha then u would be earlier than me. My time stamp was 00.00.59am on the otp page. as i realised rhb otp time is always not chun with ur computer
MGM
post Mar 16 2021, 12:19 AM

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QUOTE(fruitie @ Mar 16 2021, 12:15 AM)
laugh.gif I have done it at 00:00, not sure if I will get it. At least I will still get my monthly cash back.
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QUOTE(cucikaki @ Mar 16 2021, 12:17 AM)
Ahahaha then u would be earlier than me. My time stamp was 00.00.59am on the otp page. as i realised rhb otp time is always not chun with ur computer
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I think less ppl doing today cos its new. But i wont do bigpay.
cucikaki
post Mar 16 2021, 12:20 AM

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QUOTE(fruitie @ Mar 16 2021, 12:15 AM)
laugh.gif I have done it at 00:00, not sure if I will get it. At least I will still get my monthly cash back.
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Btw, u did ur 2nd transaction for the 10%? I tot there hierarchy to the spending

Transaction:
1st anywhere at least rm50 get rm25 activation

2nd anything except those excluded (ewallet) get 10% capped rm100

3rd dont care. Milk the cashback
fruitie
post Mar 16 2021, 01:39 AM

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QUOTE(cucikaki @ Mar 16 2021, 12:17 AM)
Ahahaha then u would be earlier than me. My time stamp was 00.00.59am on the otp page. as i realised rhb otp time is always not chun with ur computer
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Honestly I don’t know the time stamp. I only knew it was 00:00 but not sure of the “second”. laugh.gif

QUOTE(MGM @ Mar 16 2021, 12:19 AM)
I think less ppl doing today cos its new. But i wont do bigpay.
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Hope so. I did mine on Shopee Pay.

QUOTE(cucikaki @ Mar 16 2021, 12:20 AM)
Btw, u did ur 2nd transaction for the 10%? I tot there hierarchy to the spending

Transaction:
1st anywhere at least rm50 get rm25 activation

2nd anything except those excluded (ewallet) get 10% capped rm100

3rd dont care. Milk the cashback
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Yeah. I have done 1st and 2nd (Shopee and Lazada direct payment, not their e-wallet). This RM 534 is third transaction. biggrin.gif
ClarenceT
post Mar 16 2021, 06:30 AM

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ShopeePay is fastest, no need OTP verification, but don't know how fast ShopeePay processes the debit, maybe a few minutes delay.
cucikaki
post Mar 16 2021, 09:04 AM

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QUOTE(ClarenceT @ Mar 16 2021, 06:30 AM)
ShopeePay is fastest, no need OTP verification, but don't know how fast ShopeePay processes the debit, maybe a few minutes delay.
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My shopeepay topup, for large amount, always require otp, i.e last time the rm400 campaign, both weeks asking for otp.
cybpsych
post Mar 16 2021, 09:20 AM

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QUOTE(cucikaki @ Mar 16 2021, 09:04 AM)
My shopeepay topup, for large amount, always require otp, i.e last time the rm400 campaign, both weeks asking for otp.
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usually this is called Secure OTP

depending on the configuration, OTP can be triggered based on few parameters:

1) after x consecutive transactions, request for OTP
2) if more than y amount (maybe per txn, cumulative per day, per week, per month), request for OTP
and so on and on
fruitie
post Mar 16 2021, 02:23 PM

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Yesterday managed to leave my no. for CS to return call, so one of them called me back in the evening. After checking what I wanted, I also asked about CashXcess as I'm interested to apply, he got one of the colleagues to call me today.

So she called just now and while listening to pre-recorded T&C, she sent me WhatsApp messages and informed she is the officer handling my application and can look for her for CashXcess application. At least now I have two direct RHB contacts without going through the painful CS experience.
chuapk1977
post Mar 16 2021, 02:32 PM

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QUOTE(fruitie @ Mar 16 2021, 02:23 PM)
Yesterday managed to leave my no. for CS to return call, so one of them called me back in the evening. After checking what I wanted, I also asked about CashXcess as I'm interested to apply, he got one of the colleagues to call me today.

So she called just now and while listening to pre-recorded T&C, she sent me WhatsApp messages and informed she is the officer handling my application and can look for her for CashXcess application. At least now I have two direct RHB contacts without going through the painful CS experience.
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cashxcess can be done thru RHB mobile apps. just a few clicks the money is in, no need to go thru rhb personnel

fruitie
post Mar 16 2021, 02:33 PM

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QUOTE(chuapk1977 @ Mar 16 2021, 02:32 PM)
cashxcess can be done thru RHB mobile apps. just a few clicks the money is in, no need to go thru rhb personnel
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I see but I don't have access to RHB online banking yet, my OTP issue is not solved... mega_shok.gif

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