yeah, i felt that too when i read what you've said

finally you realize it.

give me 5 man !! we have similar life...the only diff is i staying with parent, I dont have 50k and my 1st job is less than rm1.5k

that day i just told my colleague who dont like cigar & liqour "we are not man among the man"...

he answer "I dont care as long as I can live longer"

gadget ? i dont change my phone as long as it is still can function...among the luxurious things i only like watch...and i like travelling..

This post has been edited by blowwater101: Jul 10 2013, 11:37 PM

Clever.

PR1MA, SPNB, BNM new regulations. PPA1M.

What's more? I believe there are more to come.

Ministry of Housing is yet to announce drastic move and the climax may be from the Finance Ministry.

They will be lots of offer for property below 400k in this 5 years. The market has decent options. With tighten credit regulations, yes the are still rich uncle pakcik anney grandfather and so on, can the high price sustain? Please don't tell me Japan Uk Aussie investor, if they were really huge, the KLCC or Mont Kiara won't be as what it is today.

I believe it will be a very huge correction.

A good article:

http://www.malaysia-chronicle.com/index.ph...2#axzz2Yeo50G2I



Each day the signs are getting nearer.
Prepare for a burst guys!

i don't wear a watch. i changed 16 phones last year but this year.. only 3.. galaxy grand is my last and hopefully the last one.. I need to save the spare bullet for marriage..

cigar not sure but liqour is really too damn expensive.. besides of company occasion where ppl treating a pine or two i don't think I've ever drank even for a can of beer. lol

By this moment most likely i'm a property agent as well la.. as according to some bloke's guideline to identify a property agent in this section of the forum.

hazairi was that your own blog???

I wasnt talking about economic factor intereset rate pricing on normal goods bla bla bla, i was talking about the psychology of Malaysians purchasing behaviour. If it is a necessity you have to buy even when the true value of what you purchase is actually less than what you paid for. This is true for cars in malaysia and not properties. At least the properties that i still have my eyes on in KL.

And for me it make sense to forgo the car and bought two properties and i am not even an investor of property, just more economic logic for me to do that. Somebody highlighted about buying cars for 9 years and stuff. If i did that then according to BNM rules like somebody said here, my second housing loan wouldnt have been approved.

nope. But i created quite similar blog previously

Anyway it seems like your the only one alive up to that on the opposite camp. You seriously have not bought yourself an apartment yet and still continue to wait?

kid, obviously we are not the same. so, that's the only "unlike" part which i agree.

because the UUU people provide weasels then only it is being shot at. i do call others agents, i also implies others as "people with vested interests". im not sure if you dont do the sentences that ive bolded, but im also not sure if I did those.

kid, dont be so naive. as what the other person says(and im guessing he feels that way, that's why he accuse me of saying that by saying what im saying people can quickly do panic selling ) im just expressing my opinion, it seems that my opinion worries you a lot until you can say i think negatively, when in actual fact what im saying happens in reality. of course I can say whatever I want, anyway there's a lot of silent readers anyway who knows who is BS who is talking what makes sense. as ive said over and over, the readers here dont need you to "empower" who is saying what is happening now in the market. They can go and find out themselves...they are not stupid people anyway. and i still await you for the answer to one of my past question.

like i said previously.
My strategy currently is to keep rental as low as possible and keep cash as high as I can. When the property bursts i might need the cash for high deposit payment as when the time comes, definitely it's goin to be hard to take a loan to buy those cheap properties

we are in the same stage...haha...

get a good watch bro...RM5-6k entry level luxury watch...u can wear padini but a good watch will make u look outstanding...and a good watch can last vr long...value of money..

The signs however only appear to those who humbly rationally think. Still there are lots in denial phase. Hope our new KDN minister would be able to control the incoming crimes.

Hazairi, one of your articles stated: Either the bubble will burst another 1-2 years, or another 5 years.

2 years and 5 years are quite a gap though. But I can't afford a home yet, so, yeah, I have to wait...

This post has been edited by debbieyss: Jul 11 2013, 12:08 AM

Dern why should i even answer any of your question when you can't even form a constructive sentence to debate and talk about? Again the day when you stop speculating about others well being that's the day i would stop ignoring most of your post. They are just the same like you. by calling me a kid and naive do that made you felt superior? The only thing we have here to talk about is property and nothing personal. Not about whether ppl could meet months end or not. Does it even matter in a property forum?

If the property sector really do collapse i would rather talk about the opportunity to roll what i have in hand and expand what i have. Afterall i started with nothing i don't mind losing everything.

Well i actually do calculated renting for the next 30 years with a little of investment + not in debt.. driving a cheap proton saga and continue renting at RM1k... But no matter how i calculated I still cant reach the financial freedom i wanted to. I took into consideration my current situation and took the worst case scenario which if my salary is not growing.

The approx left over per annum after deducting rental + makan makan + every other expenses.. Would be approx RM30k only well maybe with proton saga it could be approx rm42k per annum but let's just take the worst case scenario. in 10 years.. that would only be RM300k and in 30 years that would only be less than RM1m.. Even if i were to put them in some financial plan FD for example to be safe.. That's only RM1m +-? at the age of about 60? Hey.. with RM1m that's not give you a worry free life bro.

Doesn't mean that it's wrong to wait but If i am not mistaken in 2007 when i first asked about property in this section you were here already right?

no thank you. haha i need to script + type + perform pretty much all my work on a laptop.. The watch is a hindrance on my hand. Pardini very expensive la... Renoma 70% baju is what i usually buy or my girlfriend would buy other brand when there is SALES. Btw the money in the banking account is not my savings.. Those are left over from the 1st property i sold and after reinvesting in 2 other condo's. Trying for a third one.. but there is nothing decent @ < RM400k.. and i've mentioned before anything above RM500k is a risk imo thus I would not actually put my money on them.. If there is really a prop correction in the future the higher it is.. the more it will be impacted.

I'm really keeping my cost and expenditure at the bare minimum. Selling those props now would instantly give me a good amount of cash at my age but then.. You will not get anymore a decent condo at RM250k and RM300k respectively..

As previous post, Global Party Time starts 2014-2017..... until the next burst. Don't believe the 10 year cycle??? After burst, 5 year uncertainty, 2 year start showing recover, 3 year PARTY TIME... YEAH.
Prepare Bird Nest wash mouth heheheh

This post has been edited by kohts: Jul 11 2013, 12:15 AM

nope kidmad. I didn't join this thread since 2007. I joined in 2011 i guess..

nah...me prefer play hard, work smarter. Afterall, life is short, never know what is around the corner.

not that hard to get loan if you have a record with them and you click every conditions of the good customers. Maybe not highest % LTV but still can get.