im not sure if you know what you are talking, but what can the wrong reason be for a debt free person ?

the guys are saying you pay too much for that rented place, not against buying.

can think about moving to a lower price or better value place or use the same rent to shop around for something.

yr situation is understandable as i rented the same place for a few years before buying my own.

rental does serve a good purpose at certain times, has its advantages.

perhaps it's better to be debtful for the wrong reasons?!!

Newbie in investment WORLD!? Age is the only thing your money can't BUY! the rest of the FIGURES are just numbers!!@ Well i'm not too sure about you but at this point of life i really do not need to worry that much about dollar and cent.

Well it isn't wise.. But let me tell you the reason why i took 9 years.

My 1st car.. Just started working.. Drives a BLM at the same time i already have the intention that i need to SAVE a bulk of GOLD for my 1st home. Thus i took a car loan where the monthly repayment was RM397.

2 1/2 years time i manage to save RM30k not bad.. but still not enough for my 1st home.. My parent given me approx RM10k for lawyer fee and the remaining downpayment. My 1st prop at the age of 25. Pretty happy that moment.

My third year i manage to land a much better pay job with the right mentality... If i were to have the mind set of waiting and what also cannot be done i'm pretty sure i would not get the job. At that time.. Travelling from setia alam to Cyberjaya is too damn far the petrol consumption is close to RM120 per week. So i did an early settlement sold off the car and got a 2nd hand savvy for RM22k WITH 9 YEARS LOAN!? at this point why i do that??? Well that will go back to the first question.. What's the ruling of BNM again? How many % of your salary can be used for car installment or home?

So back to the point... You really do think all this happened because of luck? Well i'm lucky that my parents could help me with the 10k for my 1st home initially but other than that? Think again.. It's up to you on how you want to plan your life. Your take home salary itself would not make you problem free.

excellent quote there. but as you know, many like to see how they want to see it. if the market is not full of those with poor household, the government wont be launching a lot of PRIMA houses. the ratio is becoming more obvious....

oh seriously? thank god i don't feel so. Haha

More like a government move to garner votes than to actually provide to the needy.

it's a QUESTION. if you have the balls to say iy out, hopefully you have the balls to give answer...else that is simply thrash talk.

Let it b thrash. Sori for tat.

good for you since you got more than RM50K & not worry about dollar and cents.
I guess me need to work my sock off to get 2cents

Woohoo...... REALLY...... Your words reflected how desperate u wanted a cheap prop......
Wait more patiently...... Don't be too naive thinking your words will result panic selling...... When it's coming it will come....... Be patient.......

chui sui ? you see, the very main problem is no one knows who you are...the rest is just.....masuk telinga kanan keluar telinga kiri

PENNILESS, BROKE are debt free ppl......

errmm, everyone here, does building PRIMA houses after election sounds like government's effort to gain more votes ? In fact, it's a risk for the people to see if they want to give vote to the current government in the next election...

he implies he's a clever person in all his replies....hmmmmm, i wonder.

hhmm, im not sure about others, can you kindly point out which part im "desperately want a cheap property" ?

my words will result in panic selling ? just my words only that powerful ????

before you say this sentence, i dont associate you with stupidity, but now, you have proven yourself more.

Well i have another side of the story of my life as well. I pretty much don't spend on clubbing, cigarettes, liquor or any other social activity or crap which doesnt benefit me.. I dont buy expensive cloths and in fact my baju in my wardrobe are nearlly all bought by my girlfriend. Yes some working shirt i have is as old as 2 years or more.. My working pants as well i can't recall when was the last time i bought it. None of the clothing which I'm wearing were bought without sales.

The only thing i spend is on food and gadgets. The rest all went to savings, insurance, and some funds.. I'm pretty sure everyone can do it, it's whether they want or not... My 1st job is only about RM2.7k nett monthly and i still recall how sucky it was renting only a room at that time. Staying with strangers.

hey everyone, can you kindly explain how can BROKE is associated with debt free to appreciative man ? man, i dont dare to think who he is in reality...

Dern unlike you. I don't shoot empty weasels and i only speak on behalf of my own experience and not others. I don't speculate and call others an agent when i do not have the prove. I don't assume ppl are working so hard every month to meet months end. I don't type in an open forum saying that everyone is rushing to sell their property especially when myself is finding so hard for a decent price one. I don't predict the future as i can't be sure myself as well.

The only thing which I've done right so far is took control of my own life and at times i do wish to share with ppl with negative thoughts about the world that they too could have done the right thing. And again.. was it a sin to own a property? or was it a sin to spread rumours in an open forum for all these years? Say whatever you want but what's happening out there right now was not even close to what you've been saying all these years.