QUOTE(Fiona Chin @ Sep 30 2013, 12:30 AM)
I am trying to give some figure for starting a family in SG, just like the listed living cost in the 1st page which is more to a single person. You can take the car out, but at least must have a roof over the family.
When foreigner come here they not local so HDB out straight away. Would take sometime to get PR. Some family cannot buy a HDB even after they become PR. New PRs - wait three years, only one PR other half home maker, dependent PR - like not eligible - this one I not sure, have properties overseas.
The smallest 2 bedroom condo 800-900 sq ft also cross the 1 mil mark already.
Personally I think car is a necessity when you have a family, especially with young kids. Not to bring out the X6, main point its the 50% down payment. MY 10% down payment, opt for Perodua if starting out, few k can get you a car. SG 50%, with COE its min 50-60k to come out with a car.
Hence my point, working in SG seems good in the beginning with cheaper goods, travel, exchange rate, but ultimately family is the final goal.
2 people's 8 years effort of breakfast at home, home cook lunch at pantry, home cook dinner at home, no luxury items, no cab, no personal holidays, downloaded drama at home, pirated movies.
Nah not show off or troll. Those numbers are the real thing you will need to face one day if you plan to stay here for sometime. Its like those people who say their single air con room rent is 600-700, they are not showing off or trolling our dorm bunny rabbit who rent a bed for 180. For the car may be, but its unintentional as mentioned.
appreciate your input on the house buying...but still, your example is seriously ridiculous.
you say that when foreigner (us) come at first, we cannot buy HDB as we are not PR straight away
true...then how do you even expect one to have CPF for the initial payment or afford payment for installments using CPF?
most will be unable afford the initial 30% payment required...most of us are already having problems with initial payment for HDB and you come suggesting a 1.6m condo?
and the car...as all have mentioned, is an even more absurd example.
maybe your true intent is to help...but it kinda feels like you trying to show off
seriously your examples are just plain trolling pretty much like the over sensitive long eared animal.