or like me... stay in dorm

$600 rental
$600 meal
$100 phone + broadband
$100 transport
$500 insurance
$1200 for parents

Haiz $3100 gone like that, how to save money...

uninsurance already 5oo ??? wow ...

$600 rental @ $180, stay in dorm
$600 meal @ $300, economy rice 2 meals + some xtra junk
$100 phone + broadband @ $10, use publichpone and wireless@sg
$100 transport @ reasonable
$500 insurance @ why insure so much.. making agent njoy only
$1200 for parent @ waaaa, so much to parents, no wonder u pokai ler

Does dorm mean bedspace?

What will be the normal price for economy rice with 2 meats + 1 vege or 2 vege + 1 meat?

I think he is very filial piety

He is a 90% troll. Take it with a pinch of salt.

all right... haha, anyway, whats the normal price be for economy rice around anson road? $5?

Some figures for young couples want to start out with a home and car.

4 fully furnished bedroom condo next to upcoming MRT - got it below market rate, ex-owner got some financial problem, he need a lump sum cash immediately. Paid 30% cash deposit on booking for the deal. 1020/sq ft, total about 1.6 mil.

Downpayment 25%
ABSD 10% - due to one of the owner having other properties in SG, wholly own and co-own also count as 1. 5% for people with no property.
BSD - about 3%
Legal fee - 5k, partly on the house by a family friend. Heard the rate is 0.5% normally.
Agent fee - 3k. Not compulsory, only applicable to seller, but the agent spent a lot of effort helping us for the deal.
Bank loan fee - Few hundred, not a big amount.

Downpayment (partly), ABSD, BSD, legal fee can use CPF.

Dead broke after the 30% deposit. CPF also sucked dry.

Loan 800K from bank, repayment period 25 years, monthly payment about 4k (can use CPF, so basically only need a small amount of cash). Good thing when buy condo is can rent out immediately, not like HDB 5 years period. Current tenant rental 5.2k, so heehee! Good way to convert the monthly CPF contribution into cash. Maintanance fee about 500 though, paid by owner.

Car

A X6 cost about 400k with COE (about 85k), without COE the price is about the same as Malaysia I heard. Bad thing for SG is the 50% cash down payment. Monthly instalment about 2k for 10 years.

I don't know where you are getting to in guiding young couples to start a family in Singapore. Throwing in an X6 with a S$1.6Mil condo example; is analogous to killing the self-esteem of a guy struggling to decide a S$1.7k flat monthly pay.

85 to 90% of locals stay in Public Housing in Singapore and only the 60th decile and above owns a car. For all the intents and purposes of your post, it just suggests that you will either struggle to start a family young, or you just die trying. Extrapolating your "guide" attest to this.

I guess trying to show her status for bring in the elite group...hehe

Its ok..I've rejected the offer already..since I have nothing to lose so far.. waiting for a better opening..

BTW, u guys start low too or already have an average price to start with?

they give permanent space, unit of 8 or 12... like those staying in smrt's dorm... with own locker n all, common bathing space la..

2 meat + 1 vege = $4
2 veg + 1 meat = $3-3.5

yea.. when ppl not as elite as her, she call ppl troll... typical stuck-up singkie... dont know that the lower 90% aint doing so well... to some singkies, are those at mbs, tj pagar, orchard all day... not knowing there's the 90% working behind d scenes trying to make a living and raise a family.. or some FT trying to save more and send $$$ back to aging parents or to fund sibling's education so they wont have to go through the same ordeal

life is tough and u just wanna share, ppl call u troll haih.. no point ranting, life goes on...

My employer in singapore has just submit the work permit application to mom , now waiting for status .

normaly how was the approval rate on this work permit yah , i am quite worry about this , due to i fail all my subject during SPM .

my offer salary is bout 4k sgd , if this work permit is approve , which category will i fold in to ( wp , sp or ep )

This post has been edited by 840812145195: Sep 28 2013, 03:23 PM

Is your user name yout IC number?
Don't reveal your IC no in public la. Dangerous

thanks for your advise .

amazing. S$4k without even spm . BTW Yih How, when you coming over ?

such a filial child

RESPECT TO THE MAX !

Lifestyles of the rich & the famous

maybe he got big family.. or family needs more $$$ for certain reasons...

yea... some ppl fresh grad so lcky we must all work towards emulating such success and stay humble..