QUOTE(Tigerr @ Sep 28 2013, 10:12 AM)
yep i'm sharing.. but can also find cheap rooms, but have to stay with owner lo.. haha...Working in Singapore V14
Working in Singapore V14
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Sep 29 2013, 01:09 AM
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946 posts Joined: May 2010 |
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Sep 29 2013, 09:50 AM
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195 posts Joined: Oct 2007 |
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Sep 29 2013, 01:08 PM
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716 posts Joined: Jan 2013 |
QUOTE(keelim @ Sep 28 2013, 01:30 PM) I don't know where you are getting to in guiding young couples to start a family in Singapore. Throwing in an X6 with a S$1.6Mil condo example; is analogous to killing the self-esteem of a guy struggling to decide a S$1.7k flat monthly pay. She is one of those rich kids, think as those 2nd generation rich PRC that always create a scene and got upload to youtube haha. One of the contributor to the sky high property price by hoarding few houses. Never understand bottom and middle class people's problem one.85 to 90% of locals stay in Public Housing in Singapore and only the 60th decile and above owns a car. For all the intents and purposes of your post, it just suggests that you will either struggle to start a family young, or you just die trying. Extrapolating your "guide" attest to this. |
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Sep 29 2013, 01:16 PM
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5,691 posts Joined: Mar 2006 |
QUOTE(Fiona Chin @ Sep 28 2013, 01:10 PM) Some figures for Fixed, lol. Let's do the math for 'normal' people. Singapore median income last year according to MOM was $3,000. Hubby + Wife = $6,000, of which $4,800 masuk poket, $1,380 (including employer portion) goes to CPF OA. Of $4,800, assume that $1,800 is bare minimum expenses. So the couple's savings available for housing purchase is $3,000+$1,380 per month, or $52,560 per year. In order to own a 1.6mil condo, assume 20% downpayment, 8% BSD+ABSD = roughtly $460k. Loan is $1.28mil, monthly repayment $4,295. X6, xDrive35i (A) Price: $425,800, Down Payment $212,900 (Maximum 50% loan), Installment $3,882/mth. So in best case scenario the couple needs to save close to 13 years to buy that condo and X6, and in all that 13 years they need to live frugally, have no kids, no holidays, no entertainment, etc This post has been edited by deodorant: Sep 29 2013, 01:22 PM |
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Sep 29 2013, 01:53 PM
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Senior Member
2,787 posts Joined: Jan 2003 |
QUOTE(JohnJon82 @ Sep 29 2013, 01:08 PM) She is one of those rich kids, think as those 2nd generation rich PRC that always create a scene and got upload to youtube haha. One of the contributor to the sky high property price by hoarding few houses. Never understand bottom and middle class people's problem one. We should not be bitter, and aspire to be able to afford better. ^^ |
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Sep 29 2013, 02:33 PM
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Junior Member
204 posts Joined: Aug 2011 |
QUOTE(JohnJon82 @ Sep 29 2013, 01:08 PM) She is one of those rich kids, think as those 2nd generation rich PRC that always create a scene and got upload to youtube haha. One of the contributor to the sky high property price by hoarding few houses. Never understand bottom and middle class people's problem one. We dunno her parents is rich, n she's msian.. Maybe she's one of those hardworkers dat did very well in school.. Top 5% of any singkie gomen school gets $8000 salary.. Maybe her hubbby too.. So $16k fresh grad lor.. PossibleQUOTE(deodorant @ Sep 29 2013 01:16 PM) Fixed, lol. Waa, deodorant can breakdown so well.. No wonder he's top analyst in big bank.. Yet still so humbleLet's do the math for 'normal' people. Singapore median income last year according to MOM was $3,000. Hubby + Wife = $6,000, of which $4,800 masuk poket, $1,380 (including employer portion) goes to CPF OA. Of $4,800, assume that $1,800 is bare minimum expenses. So the couple's savings available for housing purchase is $3,000+$1,380 per month, or $52,560 per year. In order to own a 1.6mil condo, assume 20% downpayment, 8% BSD+ABSD = roughtly $460k. Loan is $1.28mil, monthly repayment $4,295. X6, xDrive35i (A) Price: $425,800, Down Payment $212,900 (Maximum 50% loan), Installment $3,882/mth. So in best case scenario the couple needs to save close to 13 years to buy that condo and X6, and in all that 13 years they need to live frugally, have no kids, no holidays, no entertainment, etc QUOTE(ThanatosSwiftfire @ Sep 29 2013, 01:53 PM) Yea, work hard! Let's all strive to buy $1.6 mill condo.. |
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Sep 29 2013, 03:07 PM
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195 posts Joined: Oct 2007 |
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Sep 29 2013, 05:32 PM
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3,033 posts Joined: May 2011 |
QUOTE(RabbitS @ Sep 29 2013, 02:33 PM) We dunno her parents is rich, n she's msian.. Maybe she's one of those hardworkers dat did very well in school.. Top 5% of any singkie gomen school gets $8000 salary.. Maybe her hubbby too.. So $16k fresh grad lor.. Possible Any sober mind formers here also can do the calculation n many don't even need to think further. Even buy a Toyota vids also think 3 - 4 times.Waa, deodorant can breakdown so well.. No wonder he's top analyst in big bank.. Yet still so humble Yea, work hard! Let's all strive to buy $1.6 mill condo.. When she taruh a 1.6 mil condo. It is still understandable, but putting in the close to half a mil x6, I don't see any logic there except to show off or troll |
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Sep 29 2013, 10:43 PM
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Junior Member
98 posts Joined: Nov 2012 |
Urgent.. im looking for a room in sg. Can someone advice me to looking for a room in sg? Normally they will place room to rent ads at notice board or what?
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Sep 29 2013, 10:58 PM
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4,349 posts Joined: Mar 2005 From: Johor Bahru, Malaysia |
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Sep 29 2013, 11:08 PM
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98 posts Joined: Nov 2012 |
QUOTE(840812145195 @ Sep 28 2013, 03:22 PM) My employer in singapore has just submit the work permit application to mom , now waiting for status . Most probably is EP. If you're a degree holder.normaly how was the approval rate on this work permit yah , i am quite worry about this , due to i fail all my subject during SPM . my offer salary is bout 4k sgd , if this work permit is approve , which category will i fold in to ( wp , sp or ep ) |
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Sep 29 2013, 11:16 PM
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98 posts Joined: Nov 2012 |
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Sep 29 2013, 11:34 PM
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam |
QUOTE(840812145195 @ Sep 29 2013, 03:07 PM) congrats bro... belanja makan ya QUOTE(Tigerr @ Sep 29 2013, 05:32 PM) Any sober mind formers here also can do the calculation n many don't even need to think further. Even buy a Toyota vids also think 3 - 4 times. and she called me a troll When she taruh a 1.6 mil condo. It is still understandable, but putting in the close to half a mil x6, I don't see any logic there except to show off or troll QUOTE(samual8833 @ Sep 29 2013, 10:43 PM) Urgent.. im looking for a room in sg. Can someone advice me to looking for a room in sg? Normally they will place room to rent ads at notice board or what? QUOTE(samual8833 @ Sep 29 2013, 11:16 PM) Thanks megadisc.. they will have notice board for room to rent in all cold storage branch? seven eleven also have? u can go to bus stops near the area you're looking at.... hurry! |
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Sep 30 2013, 12:00 AM
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Junior Member
98 posts Joined: Nov 2012 |
QUOTE(alaskanbunny @ Sep 29 2013, 11:34 PM) congrats bro... belanja makanfrom ya Thanks alaskabunny... but, all the bus stop that I go all kosong one... from my current stay to company no any ads on room to rent...and she called me a troll u can go to bus stops near the area you're looking at.... hurry! |
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Sep 30 2013, 12:02 AM
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98 posts Joined: Nov 2012 |
Im working near bugis area. Anyone can suggest where can I rent a room near to bugis? I prefer the place near hawker centre, mrt and bus stop.
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Sep 30 2013, 12:03 AM
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Junior Member
98 posts Joined: Nov 2012 |
Im working near bugis area. Anyone can suggest where can I rent a room near to bugis? I prefer the place near hawker centre, mrt and bus stop.
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Sep 30 2013, 12:05 AM
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Junior Member
98 posts Joined: Nov 2012 |
Im working near bugis area. Anyone can suggest where can I rent a room near to bugis? I prefer the place near hawker centre, mrt and bus stop.
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Sep 30 2013, 12:30 AM
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Senior Member
1,172 posts Joined: Apr 2013 From: Singapore / Sabah |
QUOTE(keelim @ Sep 28 2013, 01:30 PM) I don't know where you are getting to in guiding young couples to start a family in Singapore. Throwing in an X6 with a S$1.6Mil condo example; is analogous to killing the self-esteem of a guy struggling to decide a S$1.7k flat monthly pay. I am trying to give some figure for starting a family in SG, just like the listed living cost in the 1st page which is more to a single person. You can take the car out, but at least must have a roof over the family.85 to 90% of locals stay in Public Housing in Singapore and only the 60th decile and above owns a car. For all the intents and purposes of your post, it just suggests that you will either struggle to start a family young, or you just die trying. Extrapolating your "guide" attest to this. When foreigner come here they not local so HDB out straight away. Would take sometime to get PR. Some family cannot buy a HDB even after they become PR. New PRs - wait three years, only one PR other half home maker, dependent PR - like not eligible - this one I not sure, have properties overseas. The smallest 2 bedroom condo 800-900 sq ft also cross the 1 mil mark already. Personally I think car is a necessity when you have a family, especially with young kids. Not to bring out the X6, main point its the 50% down payment. MY 10% down payment, opt for Perodua if starting out, few k can get you a car. SG 50%, with COE its min 50-60k to come out with a car. Hence my point, working in SG seems good in the beginning with cheaper goods, travel, exchange rate, but ultimately family is the final goal. QUOTE(deodorant @ Sep 29 2013, 01:16 PM) Fixed, lol. 2 people's 8 years effort of breakfast at home, home cook lunch at pantry, home cook dinner at home, no luxury items, no cab, no personal holidays, downloaded drama at home, pirated movies.Let's do the math for 'normal' people. Singapore median income last year according to MOM was $3,000. Hubby + Wife = $6,000, of which $4,800 masuk poket, $1,380 (including employer portion) goes to CPF OA. Of $4,800, assume that $1,800 is bare minimum expenses. So the couple's savings available for housing purchase is $3,000+$1,380 per month, or $52,560 per year. In order to own a 1.6mil condo, assume 20% downpayment, 8% BSD+ABSD = roughtly $460k. Loan is $1.28mil, monthly repayment $4,295. X6, xDrive35i (A) Price: $425,800, Down Payment $212,900 (Maximum 50% loan), Installment $3,882/mth. So in best case scenario the couple needs to save close to 13 years to buy that condo and X6, and in all that 13 years they need to live frugally, have no kids, no holidays, no entertainment, etc QUOTE(Tigerr @ Sep 29 2013, 05:32 PM) Any sober mind formers here also can do the calculation n many don't even need to think further. Even buy a Toyota vids also think 3 - 4 times. Nah not show off or troll. Those numbers are the real thing you will need to face one day if you plan to stay here for sometime. Its like those people who say their single air con room rent is 600-700, they are not showing off or trolling our dorm bunny rabbit who rent a bed for 180. For the car may be, but its unintentional as mentioned.When she taruh a 1.6 mil condo. It is still understandable, but putting in the close to half a mil x6, I don't see any logic there except to show off or troll |
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Sep 30 2013, 01:01 AM
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam |
QUOTE(samual8833 @ Sep 30 2013, 12:00 AM) Thanks alaskabunny... but, all the bus stop that I go all kosong one... from my current stay to company no any ads on room to rent... only bus stops at hubs/mrt are designated to be legal ad posting areas... bus stops at residential areas that arent designated wont have ads lor |
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Sep 30 2013, 01:15 AM
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Senior Member
4,283 posts Joined: Nov 2009 From: Vietnam |
QUOTE(Fiona Chin @ Sep 30 2013, 12:30 AM) I am trying to give some figure for starting a family in SG, just like the listed living cost in the 1st page which is more to a single person. You can take the car out, but at least must have a roof over the family. now u had clarified it sounds legit... When foreigner come here they not local so HDB out straight away. Would take sometime to get PR. Some family cannot buy a HDB even after they become PR. New PRs - wait three years, only one PR other half home maker, dependent PR - like not eligible - this one I not sure, have properties overseas. The smallest 2 bedroom condo 800-900 sq ft also cross the 1 mil mark already. Personally I think car is a necessity when you have a family, especially with young kids. Not to bring out the X6, main point its the 50% down payment. MY 10% down payment, opt for Perodua if starting out, few k can get you a car. SG 50%, with COE its min 50-60k to come out with a car. anyway, i think if u cant buy, can also rent hdb lor.. or if u r working at the west, can stay in jhr and drive msian car in... why u dont believe in dorms? it is pretty decent... just that ppl from certain countries bring their filthy way of living that ruins dorm living... example; where d hell ppl cook in their bedroom 1, dapao food la... if u live neatly and in a hygienic manner, it is livable.. here're some info to share for those whose pocket is tight; *did u know 800k workers live in sg dorms our of 1.3 mill FTs? http://foreignworkerdormitory.com/workers-...dormitories-map this one near my current dorm; http://foreignworkerdormitory.com/dormitor...westlite-mandai http://www.olx.com.sg/workers-dormitory-fo...4-iid-535672474 |
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