Hi Bankers,
Please advise me what is the maximum loan and best loan packages that I can get for details as below;

House purchase price: RM294,070
Type: Brand new Freehold 2 storey house
Size: 20 x 70
Developer: NCT United Development Sdn Bhd
Property Name: Salak Perdana

Thanks.

Please PM.

RnR loan come with different agreement, it is a personal loan.
repayment to different account.
maximum is up to 30% of the property value.
10% can directly to applicant, 20% is for contractor only.
interest rrate is BLR+0
need help for this?

Thank you ericliaw and thomas.tan .

As I assume in my head, its should have different account too.

As I needed it only for cabinet+appliance, then maybe its not really suitable for me.
Plus, if its consider as personal loan, then I just need to find a personal loan which has reducing rate less than 6%.

hi all,

Im planning to refinance my housing loan so I could get extra cash to renovate my house.
My current mortgage package is with Bank Islam as follow.

Loan Amount: RM415,753
Rate: BFR - 2.5% (BFR at 6.6% now and rate capped at 10.75%)
Duration: 39 years
NO LOCK IN Period
Monthly payment: 1781.51

Im looking to get an equivalent offer or better for the refinancing purpose.
The current market price of my house stood at around RM650-700k.

My prefer mortgage option would be Islamic but will consider conventional as well.
So to all loan agents etc please PM me if you can give an attractive offer.
Thanks

memer1986

If you can get better offer, or still stick with your 39yrs -2.5%, please let all of us know.

im also want to know too..

hi there,

I want know the bank value for this property, anyone can help, please?

no 310-E, citra 5,jalan Seksyen 2/22, taman kajang utama, 43000 kajang.

low cost flat, 590 square feet, tiles on floors, 2 rooms and 1 bath, tiles up in the kitchen area..Reno cost around 15 k..freehold

please let me know if you require any other details, thanks.

I have the offer from MBB with advance payment redraw facility. Is this facility same as capital repayment facility?

hello there..looking for inquiry for loan to buy my first home.Government servant.need advice on mortgage finance also.PM me

Hi,

Since there are so many people from the banks, perhaps you can answer my questions:

1) Is there a minimum age for a person to apply a housing loan?
2) Is there any minimum number of months/years a person should be working before applying for housing loan?

Can a fresh grad with salary around 3k who has no records in CCRIS apply for loan?


P/S: I really hope, I'm not posting in the wrong thread

Highly unlikely. BLR - 2.5% is basically the rock bottom of what banks can offer at the moment. I have *heard* from the rumour mill that there was odd cases of BLR-2.6%, but I don't buy it myself.

With BNM recently issued guidelines of maximum HL tenure of 35 years, unlikely you can get a lower instalment for this.

hi all, im looking for a mortgage loan for subsale apartment below rm100k..any offer guys?

Since there are so many people from the banks, perhaps you can answer my questions:

1) Is there a minimum age for a person to apply a housing loan?
- 21 years old
2) Is there any minimum number of months/years a person should be working before applying for housing loan?
- prefer 6 months with confirmation letter

Can a fresh grad with salary around 3k who has no records in CCRIS apply for loan?
- yes
P/S: I really hope, I'm not posting in the wrong thread


This post has been edited by zhengdek: Nov 6 2013, 06:32 PM

Hi
What's min salary for loan 600k with no other loan for 29 years? Thanks

Still no takers??

i need a free moving cost package with zero entry cost where possible.
looking into refinancing.
prop value approx rm530k.
please pm me.
thanks.

is it true only standard chartered providing ZEC?

Affin bank i think also have

Your BLR-2.5% package with no lock in and 39 tenure is the best in market already. Bank Negara already capped max loan tenure to 35 years. Interest rate max also BLR-2.45% based on that loan amount for all other banks.

This post has been edited by Asgaard: Nov 12 2013, 08:38 PM

bro,

come apply with me , i give you

Loan Amount: RM415,753
Rate: BFR - 3 % (BFR at 6.6% now and rate capped at 10.75%)
Duration: 40 years
NO LOCK IN Period





bro, let it be..some customers does not understand what the banks offering in the market well, and simply bang with the ridiculous offers. , bank financial products are not meant for "pasar pagi bargain"

This post has been edited by vampireffect: Nov 12 2013, 10:28 PM

bank has requirement with the customers also

Must be private banking / high networth customer
Has good banking relationship with the bank
Buy mrta ... Take crddit card ...
Repayment behaviour is super with no late payment
No ctos n ccris adverse customer
Must set standing instruction to charge account.
Must put fd how much how much etc ....
Dsr must be low , nett disapoble income must be enough in order to avoid possible default..