hi all,

Im planning to refinance my housing loan so I could get extra cash to renovate my house.
My current mortgage package is with Bank Islam as follow.

Loan Amount: RM415,753
Rate: BFR - 2.5% (BFR at 6.6% now and rate capped at 10.75%)
Duration: 39 years
NO LOCK IN Period
Monthly payment: 1781.51

Im looking to get an equivalent offer or better for the refinancing purpose.
The current market price of my house stood at around RM650-700k.

My prefer mortgage option would be Islamic but will consider conventional as well.
So to all loan agents etc please PM me if you can give an attractive offer.
Thanks

   

Your BLR-2.5% package with no lock in and 39 tenure is the best in market already. Bank Negara already capped max loan tenure to 35 years. Interest rate max also BLR-2.45% based on that loan amount for all other banks.

Even with all this criteria, no bank will allow higher than BLR-2.5% for RM400k++ loan amount. BLR-2.5% is already too good yet he still asking why no ppl want entertain his request for better offer 

What lagi dia mau? 

Having a loan of RM 1.1M Please contact me or Sms me at 0164870770.
Subsale.

requirement
BLR -2.5 or -2.45
No lock in
full flexi
waiver on stamp
no hidden charges
no penalty for early settlement

0164870770 or email me at davichi_89@hotmail.com
Can anyone tell me whats the legal fees for RM 1.25m property after 70% discount ? thanks ^~^

Only CIMB can do your loan since you want full flexi, no lock in, wavier on stamp duty = islamic , this rate

70% legal fee discount? Let me know if you can get a lawyer with this discount.

bro you are quite true, wanna know stamp duty it can be completely waive off ? Im somehow doubt it, 70% discount on the lawyer fees ? I doubt there is a lawyer want to do also