QUOTE(Elizabeth Tee @ Nov 26 2013, 03:53 PM)
The Max % of our salary pay for installment related to property value?For example, 500k
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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Nov 26 2013, 08:45 PM
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Junior Member
334 posts Joined: Oct 2009 |
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Nov 26 2013, 09:24 PM
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Junior Member
271 posts Joined: Aug 2013 |
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Nov 26 2013, 11:14 PM
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Senior Member
554 posts Joined: Nov 2006 From: 127.0.0.1 |
Hi bankers,
I just switched to a new job and been working here for the past 2 months. I am in the midst of buying a house (already found one) and need your assistance to do the house valuation / loan application. Please PM me for more details. Thanks! |
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Nov 27 2013, 02:16 PM
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Newbie
0 posts Joined: Oct 2013 |
QUOTE(MYJoker @ Nov 21 2013, 02:14 AM) can i ask, my loan package is 360k, 25 years, monthly instalment around 2k. HSBC. The extra you paid will deduct the outstanding amount. The interest is daily based, so it will counted daily based on you outstanding. Which mean if your outstanding is lower then your interest will be lower too.what if i paying more than 2k per month, and the extra money i pay for HSBC will go to interest or deduct the capital 360k i loan from bank? thanks |
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Nov 27 2013, 07:09 PM
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Junior Member
790 posts Joined: Mar 2005 From: Seri Kembangan / Kota Bharu |
need a favour
anyone know where to download housing loan application form for HSBC? both islamic and normal one thanks... |
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Nov 30 2013, 02:44 PM
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Junior Member
31 posts Joined: Apr 2008 |
What is the difference between advance payment and capital payment?
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Dec 1 2013, 12:25 PM
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Junior Member
11 posts Joined: Feb 2009 |
Hi all, I would like to apply loan via my first home scheme - any mortgage loan sales here can provide me advice? Prefer those who have experience..please PM me to get details, thank you!!
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Dec 1 2013, 11:03 PM
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Junior Member
158 posts Joined: Mar 2006 From: pahang |
Hi all, I am purchasing my first property, worth RM420k, would like to apply for laons, please PM me your email and document requirements for home loan application, as well as your loan benefits and products available, thanks.
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Dec 2 2013, 01:46 PM
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Junior Member
70 posts Joined: Oct 2010 |
I intend to get a Fix-Rate Home Loan... wonder what are the rates offered by bank nowaday?
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Dec 2 2013, 06:40 PM
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Junior Member
13 posts Joined: Oct 2011 |
Hi , I am purchasing my first property, worth RM430k, would like to apply for loans, please PM me your latest package , thanks !
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Dec 2 2013, 08:03 PM
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Junior Member
44 posts Joined: Apr 2007 |
Hi bankers,
I am in the midst of buying a house and need your assistance to do the house valuation / loan application. Please PM me for more details. Thanks! |
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Dec 2 2013, 08:09 PM
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Junior Member
271 posts Joined: Aug 2013 |
QUOTE(ntchong @ Dec 2 2013, 01:46 PM) Chong i had let you know the fixed rate for maybankQUOTE(hylaslee @ Dec 2 2013, 06:40 PM) Hi , I am purchasing my first property, worth RM430k, would like to apply for loans, please PM me your latest package , thanks ! Hi hylaslee, i had pmed you on the detailsQUOTE(:rf: @ Dec 2 2013, 08:03 PM) Hi bankers, Kindly let me know the details yaI am in the midst of buying a house and need your assistance to do the house valuation / loan application. Please PM me for more details. Thanks! |
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Dec 4 2013, 06:36 PM
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Junior Member
722 posts Joined: Apr 2008 |
Dear friends,
Does the chances of bank home loan improved if I put more down payment and borrow less? Example: property price is 800K. I put my down payment 400K, instead of 200K. thanks |
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Dec 4 2013, 08:47 PM
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Junior Member
271 posts Joined: Aug 2013 |
QUOTE(donhay @ Dec 4 2013, 06:36 PM) Dear friends, No need to put so much down payment geh, your commitment / nett income not over 80% the chances are good already..Does the chances of bank home loan improved if I put more down payment and borrow less? Example: property price is 800K. I put my down payment 400K, instead of 200K. thanks So what property u are buying ? |
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Dec 4 2013, 10:01 PM
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Junior Member
722 posts Joined: Apr 2008 |
Buying a subsale condo. My commitment quite high, got car and another house loan wor. By putting more down payment will increase chance to home loan?
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Dec 4 2013, 10:49 PM
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Junior Member
271 posts Joined: Aug 2013 |
QUOTE(donhay @ Dec 4 2013, 10:01 PM) Buying a subsale condo. My commitment quite high, got car and another house loan wor. By putting more down payment will increase chance to home loan? Yea, why dont you pledge half of it into bank and pay the balance as downpayment, by this way, bank are more comfortable with it. Pm me on your commitment as well as your nett income . Lgy me see |
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Dec 6 2013, 10:05 PM
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Junior Member
363 posts Joined: Feb 2010 |
looking for re-finance package with tenure of up to 35 years.
loan amount around 300-350K. property: One SOho, SS19. PM me your best loan package, rates and any benefits offered. tq |
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Dec 8 2013, 03:59 PM
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Junior Member
36 posts Joined: Jul 2006 From: Pg |
Having a loan of RM 1.1M Please contact me or Sms me at 0164870770.
Subsale. requirement BLR -2.5 or -2.45 No lock in full flexi waiver on stamp no hidden charges no penalty for early settlement 0164870770 or email me at davichi_89@hotmail.com Can anyone tell me whats the legal fees for RM 1.25m property after 70% discount ? thanks ^~^ |
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Dec 8 2013, 11:14 PM
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Senior Member
1,249 posts Joined: Apr 2012 |
QUOTE(Davichi @ Dec 8 2013, 03:59 PM) Having a loan of RM 1.1M Please contact me or Sms me at 0164870770. Only CIMB can do your loan since you want full flexi, no lock in, wavier on stamp duty = islamic , this rateSubsale. requirement BLR -2.5 or -2.45 No lock in full flexi waiver on stamp no hidden charges no penalty for early settlement 0164870770 or email me at davichi_89@hotmail.com Can anyone tell me whats the legal fees for RM 1.25m property after 70% discount ? thanks ^~^ 70% legal fee discount? Let me know if you can get a lawyer with this discount. This post has been edited by Asgaard: Dec 8 2013, 11:15 PM |
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Dec 9 2013, 12:56 AM
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Junior Member
271 posts Joined: Aug 2013 |
QUOTE(Asgaard @ Dec 8 2013, 11:14 PM) Only CIMB can do your loan since you want full flexi, no lock in, wavier on stamp duty = islamic , this rate bro you are quite true, wanna know stamp duty it can be completely waive off ? Im somehow doubt it, 70% discount on the lawyer fees ? I doubt there is a lawyer want to do also70% legal fee discount? Let me know if you can get a lawyer with this discount. |
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