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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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reeve-826
post Nov 26 2013, 08:45 PM

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QUOTE(Elizabeth Tee @ Nov 26 2013, 03:53 PM)
Hi what is your purchase price of property?
*
The Max % of our salary pay for installment related to property value?

For example, 500k smile.gif
FortuneClub
post Nov 26 2013, 09:24 PM

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QUOTE(reeve-826 @ Nov 26 2013, 08:45 PM)
The Max % of our salary pay for installment related to property value?

For example, 500k  smile.gif
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70% of your nett pay icon_rolleyes.gif
Nation of Sensation
post Nov 26 2013, 11:14 PM

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Hi bankers,

I just switched to a new job and been working here for the past 2 months. I am in the midst of buying a house (already found one) and need your assistance to do the house valuation / loan application.

Please PM me for more details. smile.gif

Thanks!
Mun Ee
post Nov 27 2013, 02:16 PM

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QUOTE(MYJoker @ Nov 21 2013, 02:14 AM)
can i ask, my loan package is 360k, 25 years, monthly instalment around 2k. HSBC.

what if i paying more than 2k per month, and the extra money i pay for HSBC will go to interest or deduct the capital 360k i loan from bank?

thanks
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The extra you paid will deduct the outstanding amount. The interest is daily based, so it will counted daily based on you outstanding. Which mean if your outstanding is lower then your interest will be lower too.
loui
post Nov 27 2013, 07:09 PM

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From: Seri Kembangan / Kota Bharu
need a favour

anyone know where to download housing loan application form for HSBC?

both islamic and normal one

thanks...
soonyong80
post Nov 30 2013, 02:44 PM

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What is the difference between advance payment and capital payment?
lyninblue
post Dec 1 2013, 12:25 PM

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Hi all, I would like to apply loan via my first home scheme - any mortgage loan sales here can provide me advice? Prefer those who have experience..please PM me to get details, thank you!!
christopher_mhm
post Dec 1 2013, 11:03 PM

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Hi all, I am purchasing my first property, worth RM420k, would like to apply for laons, please PM me your email and document requirements for home loan application, as well as your loan benefits and products available, thanks.
ntchong
post Dec 2 2013, 01:46 PM

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I intend to get a Fix-Rate Home Loan... wonder what are the rates offered by bank nowaday?
hylaslee
post Dec 2 2013, 06:40 PM

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Hi , I am purchasing my first property, worth RM430k, would like to apply for loans, please PM me your latest package , thanks !
:rf:
post Dec 2 2013, 08:03 PM

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Hi bankers,

I am in the midst of buying a house and need your assistance to do the house valuation / loan application.

Please PM me for more details.

Thanks!
FortuneClub
post Dec 2 2013, 08:09 PM

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QUOTE(ntchong @ Dec 2 2013, 01:46 PM)
I intend to get a Fix-Rate Home Loan... wonder what are the rates offered by bank nowaday?
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Chong i had let you know the fixed rate for maybank

QUOTE(hylaslee @ Dec 2 2013, 06:40 PM)
Hi , I am purchasing my first property, worth RM430k, would like to apply for loans, please PM me your latest package , thanks !
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Hi hylaslee, i had pmed you on the details

QUOTE(:rf: @ Dec 2 2013, 08:03 PM)
Hi bankers,

I am in the midst of buying a house and need your assistance to do the house valuation / loan application.

Please PM me for more details.

Thanks!
*
Kindly let me know the details ya
donhay
post Dec 4 2013, 06:36 PM

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Dear friends,

Does the chances of bank home loan improved if I put more down payment and borrow less?

Example: property price is 800K.
I put my down payment 400K, instead of 200K.

thanks
FortuneClub
post Dec 4 2013, 08:47 PM

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QUOTE(donhay @ Dec 4 2013, 06:36 PM)
Dear friends,

Does the chances of bank home loan improved if I put more down payment and borrow less?

Example: property price is 800K.
I put my down payment 400K, instead of 200K.

thanks
*
No need to put so much down payment geh, your commitment / nett income not over 80% the chances are good already..

So what property u are buying ?
donhay
post Dec 4 2013, 10:01 PM

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Buying a subsale condo. My commitment quite high, got car and another house loan wor. By putting more down payment will increase chance to home loan?
FortuneClub
post Dec 4 2013, 10:49 PM

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QUOTE(donhay @ Dec 4 2013, 10:01 PM)
Buying a subsale condo. My commitment quite high, got car and another house loan wor. By putting more down payment will  increase chance to home loan?
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Yea, why dont you pledge half of it into bank and pay the balance as downpayment, by this way, bank are more comfortable with it. Pm me on your commitment as well as your nett income . Lgy me see
bladekiller
post Dec 6 2013, 10:05 PM

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looking for re-finance package with tenure of up to 35 years.
loan amount around 300-350K. property: One SOho, SS19.

PM me your best loan package, rates and any benefits offered.
tq
Davichi
post Dec 8 2013, 03:59 PM

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Having a loan of RM 1.1M Please contact me or Sms me at 0164870770.


Subsale.

requirement
BLR -2.5 or -2.45
No lock in
full flexi
waiver on stamp
no hidden charges
no penalty for early settlement

0164870770 or email me at davichi_89@hotmail.com



Can anyone tell me whats the legal fees for RM 1.25m property after 70% discount ? thanks ^~^
Asgaard
post Dec 8 2013, 11:14 PM

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QUOTE(Davichi @ Dec 8 2013, 03:59 PM)
Having a loan of RM 1.1M Please contact me or Sms me at 0164870770.
Subsale.

requirement
BLR -2.5 or -2.45
No lock in
full flexi
waiver on stamp
no hidden charges
no penalty for early settlement

0164870770 or email me at davichi_89@hotmail.com
Can anyone tell me whats the legal fees for RM 1.25m property after 70% discount ? thanks ^~^
*
Only CIMB can do your loan since you want full flexi, no lock in, wavier on stamp duty = islamic , this rate

70% legal fee discount? Let me know if you can get a lawyer with this discount.

This post has been edited by Asgaard: Dec 8 2013, 11:15 PM
FortuneClub
post Dec 9 2013, 12:56 AM

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QUOTE(Asgaard @ Dec 8 2013, 11:14 PM)
Only CIMB can do your loan since you want full flexi, no lock in, wavier on stamp duty = islamic , this rate

70% legal fee discount? Let me know if you can get a lawyer with this discount.
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bro you are quite true, wanna know stamp duty it can be completely waive off ? Im somehow doubt it, 70% discount on the lawyer fees ? I doubt there is a lawyer want to do also

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