Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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 May 15 2013, 09:29 PM
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#1
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1,249 posts Joined: Apr 2012 
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QUOTE(flowerhorn08 @ May 15 2013, 05:17 PM) Thanks to all who pmed me! CIMB My double storey terrace house is still under master title though it is more than 20 years old. With this added information, which banks could I apply?   |
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May 19 2013, 12:29 PM
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#2
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QUOTE(alwinc @ May 18 2013, 08:43 PM) First time property buyer. Looking for loan for subsale condo unit priced RM495,000. You can apply loan with other bank subject to them having End financing for the project. The developer recommend the 4 banks to you because they are able to finance the project.Anyway, what project is it? I am from Hong Leong bank by the way |
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Nov 12 2013, 08:37 PM
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#3
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QUOTE(memer1986 @ Nov 11 2013, 11:34 AM) Still no takers?? Your BLR-2.5% package with no lock in and 39 tenure is the best in market already. Bank Negara already capped max loan tenure to 35 years. Interest rate max also BLR-2.45% based on that loan amount for all other banks.This post has been edited by Asgaard: Nov 12 2013, 08:38 PM |
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Nov 12 2013, 11:48 PM
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#4
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QUOTE(FortuneClub @ Nov 12 2013, 10:56 PM) bank has requirement with the customers also Even with all this criteria, no bank will allow higher than BLR-2.5% for RM400k++ loan amount. BLR-2.5% is already too good yet he still asking why no ppl want entertain his request for better offer Must be private banking / high networth customer Has good banking relationship with the bank Buy mrta ... Take crddit card ... Repayment behaviour is super with no late payment No ctos n ccris adverse customer Must set standing instruction to charge account. Must put fd how much how much etc .... Dsr must be low , nett disapoble income must be enough in order to avoid possible default..   What lagi dia mau? This post has been edited by Asgaard: Nov 12 2013, 11:48 PM |
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Dec 8 2013, 11:14 PM
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#5
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QUOTE(Davichi @ Dec 8 2013, 03:59 PM) Having a loan of RM 1.1M Please contact me or Sms me at 0164870770. Only CIMB can do your loan since you want full flexi, no lock in, wavier on stamp duty = islamic , this rateSubsale. requirement BLR -2.5 or -2.45 No lock in full flexi waiver on stamp no hidden charges no penalty for early settlement 0164870770 or email me at davichi_89@hotmail.com Can anyone tell me whats the legal fees for RM 1.25m property after 70% discount ? thanks ^~^ 70% legal fee discount? Let me know if you can get a lawyer with this discount. This post has been edited by Asgaard: Dec 8 2013, 11:15 PM |
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Dec 9 2013, 02:42 AM
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#6
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QUOTE(FortuneClub @ Dec 9 2013, 12:56 AM) bro you are quite true, wanna know stamp duty it can be completely waive off ? Im somehow doubt it, 70% discount on the lawyer fees ? I doubt there is a lawyer want to do also Hong Leong islamic can. But rate abit higher and lock in many years |
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Sep 2 2014, 09:38 PM
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#7
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QUOTE(jason1986 @ Sep 2 2014, 01:03 PM) Looking for loan. Details as follows: In this case, look for CIMB. I think they are the only bank can do liquidator casesVendor's current bank: hong leong property location: shop apartment at bandar baru ampang. Title: strata not issued. Liquidator appointed. Any sales officer here? Please pm me. Thanks ya. |
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Oct 27 2014, 06:54 PM
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#8
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QUOTE(distributor @ Oct 27 2014, 04:54 PM) That day i ask UOB loan officer regarding their semi flexi package. Hong Leong can.They do not allow me to offset the interest during construction period. May i know which bank can do that ? (any banks will do ? ) I am from Hong Leong. if u want further details, just let me know. This post has been edited by Asgaard: Oct 27 2014, 06:54 PM |
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Nov 4 2014, 12:23 AM
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#9
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QUOTE(StupidGuyPlayComp @ Nov 3 2014, 11:29 PM) If loan 500k, what is the best rate can get? if without MRTA? BLR -2.4 to 2.45subsale property |
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Nov 4 2014, 12:24 AM
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#10
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QUOTE(cytoh83 @ Nov 4 2014, 12:04 AM) I apologize in advance if it's a silly question. If u got cash to put and save interest, then its worthIf one purchase a property for flipping say in between 5-10yrs. Is it worth getting a full flexi loan? Or in general one should just get the full flexi loan for convenience sake? Or else, just take semi flexi |
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Nov 11 2014, 12:58 AM
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#11
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QUOTE(okyjace @ Nov 7 2014, 12:03 PM) Hi. Can you recommend best 2 banks for fully flexible mortgage. Minimum BLR-2.4%. Condominium value over 1 million in a prime area. Financing 90%. Disposal income over 10K per month. Hong Leong. BLR-2.45% |
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