QUOTE(elchico @ Jul 8 2013, 05:17 PM)
» Click to show Spoiler - click again to hide... «
Are you sure still 40 years? I thought BNM new policy made it compulsory to 35 years max only?
Cheers!
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
|
|
Jul 8 2013, 11:11 PM
Return to original view | Post
#1
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
|
|
|
|
|
|
Sep 12 2013, 11:07 PM
Return to original view | Post
#2
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
any bank started to implement the refinance loan with only 10 years tenure?
|
|
|
Nov 6 2013, 06:31 PM
Return to original view | Post
#3
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
Since there are so many people from the banks, perhaps you can answer my questions: 1) Is there a minimum age for a person to apply a housing loan? - 21 years old 2) Is there any minimum number of months/years a person should be working before applying for housing loan? - prefer 6 months with confirmation letter Can a fresh grad with salary around 3k who has no records in CCRIS apply for loan? - yes P/S: I really hope, I'm not posting in the wrong thread This post has been edited by zhengdek: Nov 6 2013, 06:32 PM |
|
|
Dec 11 2013, 11:26 PM
Return to original view | Post
#4
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
|
|
|
Jul 7 2014, 09:35 PM
Return to original view | Post
#5
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
QUOTE(dixonleong @ Jul 7 2014, 11:13 AM) Income bank will only ignore the housing loan when it is fully settled with settlement letterGross salary: RM9,200 per month Nett : RM7111 Current commitments Credit Card: Left 1-2k (always pay above min) Personal loan: RM1117 (left 3 months) Existing Home loan: RM1700 per month (joint loan but in the process of redemption as sold to buyer, maybe will take 2 or 3 months more) Am planning to purchase a property urgently before process of selling on previous property completed. New property price RM850k Am I eligible for loan if my credit is still locked on previous 1? Or it does not lock my credit since alrd in selling process. Anyone can enlightened me before i dump my deposit on new 1 worst to worst case you can settle your personal loan to entitle for the loan at 90% of purchase price RM 850k. QUOTE(mcnih @ Jul 5 2014, 09:50 PM) Hai, if the tenancy agreement and car rental agreement can tally with bank statementMy gross Income RM6160.. commitment:- 1)House Loan - RM1647/month 2)Car Loan - RM780/month 3)Personal Loan - RM708/month 4)Credit Card - Normally pay in full every month (estimated rm100/month) Supporting Document: 1) Tenancy Agreement - RM2160/month 2) ASB Saving - RM400K 3) Car rental agreement from a company - RM3000/month Any possibility for me to get my next house loan? Please reply, Thank you... you probably can loan up to RM 1mil @ 30 years |
|
|
Aug 24 2014, 03:09 PM
Return to original view | Post
#6
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
|
|
|
|
|
|
Sep 5 2014, 12:09 PM
Return to original view | Post
#7
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
|
|
|
Dec 16 2014, 09:14 PM
Return to original view | Post
#8
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
|
|
|
Dec 21 2014, 03:30 PM
Return to original view | Post
#9
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
|
|
|
Mar 23 2015, 05:18 PM
Return to original view | Post
#10
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
QUOTE(victor1983 @ Mar 23 2015, 02:45 PM) Anyone can advise, i plan to buy a house for rm950k. since you plan to get a housing in near future please be prepare your to apply a credit card 1stMonthly income is sgd5,400, having a wife and three kids. No property loan and no car loan as well. No CC as well. May i know what is required for the loan application? Working in Singapore now and plan to buy in Johore. Any opinion whether loan will be approved? yes or not, bank will prefer to look at your repayment behavior at least through your credit card repayment and utilization. |
|
|
Aug 24 2016, 06:04 PM
Return to original view | IPv6 | Post
#11
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
QUOTE(MrKK @ Aug 24 2016, 12:32 PM) Hi dear, Good day bro, 1. Your friend could loan up to 1.3mil 2. Based the purchasing price of 800k, he is required to upfront payment of 10% which is 80k 3. downpayment 80k, loan legal fees is around 14k for 720k loan, and valuation fees around 1.4k, total fees will be 15.4k CHEERS ur agency attached to any insurance?can purely pass outsource loan? |
|
|
Aug 25 2016, 02:27 PM
Return to original view | Post
#12
|
![]() ![]()
Junior Member
265 posts Joined: Feb 2010 From: PJ |
QUOTE(henka123 @ Aug 25 2016, 12:33 AM) what bank best offer for commercial loan ? can loan max how many % ? and can installment 35 year ? i am business man , can use trading lesen and last 6 month company bank statement to apply loan ? i dont have epf. and income tax , what bank can accept ? thx in this caseu must know whether u fulfill the min criteria Sdn bhd year in business must >3yrs sole-prop or partnership >2years yes u can use 6 BS to justify the income |
| Change to: | 0.0227sec
0.21
7 queries
GZIP Disabled
Time is now: 26th November 2025 - 05:09 AM |