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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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EvOliver
post Sep 26 2013, 10:13 PM

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QUOTE(David83 @ Sep 26 2013, 06:59 PM)
I received similar call but more towards cash advance with roughly similar interest rate.
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They probably use the term "cash advance". To me, cash advance is similar to loan. You can pay off in installment with interest.
hkboey
post Sep 27 2013, 04:40 PM

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This card got annual fees or not? The features says

"Zero annual fee
Sign up today and enjoy free-for-life annual fees for both principal and supplementary cardholders"

but on top somemore says
"Principal card: RM68 a year
Supplementary card: RM28 a year
No annual fee for the first year"

So contradicting and confused.

Source: http://www.ocbc.com.my/personal-banking/Ca..._TitaniumMaster
taitianhin
post Sep 27 2013, 04:46 PM

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QUOTE(paul5263 @ Sep 26 2013, 11:08 AM)
I have a friend in OCBC doing personal banking.
What's the difference that I apply through him or I apply myself online?
Any benefits that i will get?
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If he is sales staff, i think he do hit credit card target...
not sure if he gets commission or not...
Internal Bank staff dont get anything thou
taitianhin
post Sep 27 2013, 04:48 PM

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QUOTE(hkboey @ Sep 27 2013, 04:40 PM)
This card got annual fees or not? The features says

"Zero annual fee
Sign up today and enjoy free-for-life annual fees for both principal and supplementary cardholders"

but on top somemore says
"Principal card: RM68 a year
Supplementary card: RM28 a year
No annual fee for the first year"

So contradicting and confused.

Source: http://www.ocbc.com.my/personal-banking/Ca..._TitaniumMaster
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they called it fishing tactic. so long u use their card, they willing to wave for u.
U call u got wave, no call no wave...
they are fishing on those did not call...

This post has been edited by taitianhin: Sep 27 2013, 04:48 PM
paul5263
post Sep 27 2013, 05:04 PM

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QUOTE(taitianhin @ Sep 27 2013, 04:46 PM)
If he is sales staff, i think he do hit credit card target...
not sure if he gets commission or not...
Internal Bank staff dont get anything thou
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I think he got sales target, however he pass my CC request to his female colleague drool.gif

He promise me, he will give me Zalora 50bucks voucher biggrin.gif
hkboey
post Sep 27 2013, 05:07 PM

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QUOTE(taitianhin @ Sep 27 2013, 04:48 PM)
they called it fishing tactic. so long u use their card, they willing to wave for u.
U call u got wave, no call no wave...
they are fishing on those did not call...
*
doh.gif doh.gif doh.gif OMG... biggrin.gif Oke...
shortleg88
post Sep 27 2013, 05:16 PM

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QUOTE(hkboey @ Sep 27 2013, 05:07 PM)
doh.gif  doh.gif  doh.gif OMG...  biggrin.gif Oke...
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OCBC now is zero annual fees already, they haven't update the old TnC.

Even with the old annual fees TnC, it's auto waivable with 12 swipes a year. Easily meet when using OCBC Titanium.
hkboey
post Sep 27 2013, 05:23 PM

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QUOTE(shortleg88 @ Sep 27 2013, 05:16 PM)
OCBC now is zero annual fees already, they haven't update the old TnC.

Even with the old annual fees TnC, it's auto waivable with 12 swipes a year. Easily meet when using OCBC Titanium.
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Oh great to know!
Ryk
post Sep 28 2013, 12:17 AM

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is there any rebate for online transaction like Alipay in China or eBay?
mjchua
post Sep 28 2013, 12:24 AM

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QUOTE(lamode @ Mar 22 2013, 07:01 PM)
next day.
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cash deposit machine for credit card payment will reflect via ocbc online next calendar day or next business day?
If deposit friday night, it will reflect on saturday or monday?
fruitie
post Sep 28 2013, 12:26 AM

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QUOTE(mjchua @ Sep 28 2013, 12:24 AM)
cash deposit machine for credit card payment will reflect via ocbc online next calendar day or next business day?
If deposit friday night, it will reflect on saturday or monday?
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Cash deposit from same back or different bank?
freewisefly
post Sep 28 2013, 01:15 AM

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Finally it's proved real as I received the samsung s4 today by poslaju. Good job OCBC. Thanls.
fruitie
post Sep 28 2013, 01:19 AM

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QUOTE(freewisefly @ Sep 28 2013, 01:15 AM)
Finally it's proved real as I received the samsung s4 today by poslaju. Good job OCBC. Thanls.
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Congrats! What a lucky person you are! biggrin.gif
freewisefly
post Sep 28 2013, 01:21 AM

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QUOTE(fruitie @ Sep 28 2013, 01:19 AM)
Congrats! What a lucky person you are! biggrin.gif
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Thanks, ya really lucky, maybe early christmas present from santa. lol
mjchua
post Sep 28 2013, 09:45 AM

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QUOTE(fruitie @ Sep 28 2013, 12:26 AM)
Cash deposit from same back or different bank?
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credit card apply at the same bank... but i dont see it reflect on my credit card when i checked via ocbc online
lamode
post Sep 28 2013, 11:23 AM

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QUOTE(mjchua @ Sep 28 2013, 12:24 AM)
cash deposit machine for credit card payment will reflect via ocbc online next calendar day or next business day?
If deposit friday night, it will reflect on saturday or monday?
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OCBC CDM itself, next calendar day.
Other bank's CDM, give it 2 or 3 business days.
mjchua
post Sep 28 2013, 11:24 AM

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QUOTE(lamode @ Sep 28 2013, 11:23 AM)
OCBC CDM itself, next calendar day.
Other bank's CDM, give it 2 or 3 business days.
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deposit last night 11pm, but until now still can not see via ocbc online
jswani
post Sep 28 2013, 11:24 AM

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wanna ask.. currently i'm staying in uk
still using ocbc..
can get rebate at EBAY or AMAZON or will kena extra charge instead of rebate??
and.. how they calculate for pound to RM in my statement??
lamode
post Sep 28 2013, 11:27 AM

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QUOTE(mjchua @ Sep 28 2013, 11:24 AM)
deposit last night 11pm, but until now still can not see via ocbc online
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as u can see the sticker on the OCBC CDM, if u deposit after 10PM, its consider next day transaction already.
So technically, its deposited today n should show up tomorrow.
edwardccg
post Sep 28 2013, 03:48 PM

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i just paid 3 TM bill together. However 2 transaction is success but 1 of it said unsuccessful. but it already charged my card, credit limit deducted also.

is it ocbc online bill pay have limit of transaction per day like max 2 transaction for TM in m2u?

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