Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
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 Jul 16 2013, 02:37 AM
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#1
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Junior Member
285 posts Joined: Sep 2005 
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QUOTE(Eddy924 @ Jun 27 2013, 03:27 PM) nope, online transaction is not consider as 1 swipe For the Annual Usage Bonus (RM10,000 usage), does that include the online bill payment via ocbc online ? |
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Jul 16 2013, 02:45 AM
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#2
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(Eddy924 @ Jul 2 2013, 06:41 PM) The RM50 rebate for GST is applicable to both telemarketing & direct sales. It's my pleasure to assist you for 3x swipe within 45 days to entitle RM50 rebate, do we need to pay RM50 GST for the first statement and wait for the RM50 rebate credit back in 2nd month statement ? or it happen in the first statement (3x swipe in the first statement) |
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Jul 17 2013, 02:24 AM
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#3
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Junior Member
285 posts Joined: Sep 2005
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Monday application submitted to ocbc branch
Tuesday application approved. how many days to receive the card and pin ? if request send it to branch will be faster ? This post has been edited by mjchua: Jul 17 2013, 02:25 AM |
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Jul 17 2013, 09:28 AM
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#4
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(LoveMeNot @ Jul 17 2013, 07:34 AM) They still send it to house?? Why am I told that it won't be anymore due to the changes in its policy? I had to choose my desired branch and collect it myself. Anyhow I got my pin about 4 days after approval don't know... but the branch officer asked whether to collect at branch or post to my house address. so i choose house address.so how many days u collect from branch after approved ? I called customer service to check the status with my ic number, it is approved, but i never receive any sms... is this normal ? This post has been edited by mjchua: Jul 17 2013, 09:31 AM |
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Jul 17 2013, 09:41 AM
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#5
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(LoveMeNot @ Jul 17 2013, 09:36 AM) I was told by the CS that I'll receive sms to inform me about the collection. I did not received any too. Mine was approved on 10th July. I was actually waiting for the sms. Waited till 15th July and yet to receive any. So I called up the CS again and was told that it is already delivered to the branch. Went over to collect on the 16th July. 16th July itself received a notification letter at home to collect the card. so you never receive any sms...? sifus here said will receive welcome to ocbc sms ?This post has been edited by mjchua: Jul 17 2013, 09:46 AM |
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Jul 17 2013, 09:50 AM
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#6
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(LoveMeNot @ Jul 17 2013, 09:48 AM) Received it after the card was activated. Prior to that, no though the CS said I'll be informed about the collection through sms. The best is just call them and ask. Save time. the leng lui branch officer already called me just now... said it already approved.and she will will check the CL, transaction sms alert threshold modification, and help me push the card delivery... wish tomorrow can collect. |
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Jul 17 2013, 10:01 AM
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#7
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(mjchua @ Jul 17 2013, 09:50 AM) the leng lui branch officer already called me just now... said it already approved. for the pin we receive later, is that pin use for the ocbc atm machine? and same pin use to apply ocbc online e-banking account?and she will will check the CL, transaction sms alert threshold modification, and help me push the card delivery... wish tomorrow can collect. This post has been edited by mjchua: Jul 17 2013, 05:19 PM |
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Jul 17 2013, 10:03 AM
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#8
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(Jusb @ Jul 17 2013, 09:58 AM) is it apply online takes longer than branch? called self service no. but no application found. not sure... i submitted on 15/07... approved on 16/07... now the card is on the way to branch. |
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Jul 18 2013, 11:08 AM
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#9
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(mjchua @ Jul 17 2013, 02:24 AM) Monday application submitted to ocbc branch Thursday card is ready for collection... good ! ocbc so fast... 4 days from application submission until card ready for collection !Tuesday application approved. how many days to receive the card and pin ? if request send it to branch will be faster ? |
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Jul 19 2013, 10:10 AM
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#10
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(LoveMeNot @ Jul 19 2013, 10:03 AM) oh? will be rejected if we are too clean? why would they wanna approve if our background is "too dirty" then? Just wanna know-add on knowledge I think more important is the payment record.if too clean, no record can trace. I also heard somebody apply housing loan, but dont have any record to trace (no credit card also), at the end the loan also rejected. if you have a few loan, i believe that's no problem, bank can trace your repayment records. |
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Jul 19 2013, 10:22 AM
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#11
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(cyberheross @ Jul 19 2013, 10:19 AM) Well, currently having house loan and car loan. then is the bank problem d... Making payment every month, so my record should be OK. Wondering why they wanna reject me   |
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Jul 19 2013, 10:41 AM
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#12
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Junior Member
285 posts Joined: Sep 2005
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yesterday submitted the form to modify the sms alert threshold, reduce to RM1.00
how i know it already modified ? yesterday pump petrol got receive sms alert does it means CS changed for me already ? (default is RM500.00 means normal petrol purchase will not trigger) |
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Jul 19 2013, 10:59 AM
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#13
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(Human Nature @ Jul 19 2013, 10:47 AM) If you never receive any SMS before, then it could imply that it is already in effect. Monitor the next transaction. Yesterday one is the first transaction after card activated  |
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Jul 19 2013, 11:08 AM
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#14
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(LoveMeNot @ Jul 19 2013, 10:59 AM) Thanks alot it is same like public bank... public bank is pretty strict too. their main business is not credit card.To be honest, I don't quite understand, people here keep saying "OCBC is pretty strict when it comes to card approval". Why are they so strict? Any idea? |
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Jul 20 2013, 06:55 PM
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#15
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Junior Member
285 posts Joined: Sep 2005
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Tried to pay syabas via ocbc online, but got this.
We would like to inform you that your following bill payment has been unsuccessful: Do I need to pay one more time or wait a few days |
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Aug 1 2013, 06:48 PM
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#16
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Junior Member
285 posts Joined: Sep 2005
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anyone pay the maxis home fibre (Broadband) bill via ocbc online? the CB is 1% or 5%?
This post has been edited by mjchua: Aug 1 2013, 06:48 PM |
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Aug 1 2013, 06:56 PM
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#17
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(titanic_crash @ Aug 1 2013, 06:55 PM) 5% confirmed...i pay through ocbc online monthly so means no matter maxis mobile or maxis home fiber (broadband), if pay via ococ online, both also entitle for 5% ? |
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Aug 18 2013, 10:43 PM
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#18
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Junior Member
285 posts Joined: Sep 2005
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Saw one item appeared in the unbilled transactions,
Cash Rebate Cr Adj RM50 Credit What is this? |
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Aug 18 2013, 11:44 PM
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#19
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(kuai_chai @ Aug 18 2013, 11:27 PM) RM50 GST rebate? should not be... This is T&C for the RM50 GST promotion The Rebate will be credited to the Eligible Participant’s OCBC credit card account within a minimum of 60 days from the card approval date. means the soonest will be two months after the card approved. |
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Aug 18 2013, 11:49 PM
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#20
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Junior Member
285 posts Joined: Sep 2005
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QUOTE(kuai_chai @ Aug 18 2013, 11:47 PM) don't worry.. for my case i got the rebate in the first month the name showed on your statement also same ? Cash Rebate Cr Adj ? can help to double check ? |
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