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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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freewisefly
post Jul 11 2013, 03:16 PM

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Yeah..I got mine approved. I just receive msg this moring and will be able to collect within 7 days. =)
freewisefly
post Jul 19 2013, 02:22 AM

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QUOTE(cyberheross @ Jul 18 2013, 08:23 PM)
Mine got rejected after I call the CS to check !
Wondering why they rejected me eh?

Annual income 70k+ not enough meh?
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maybe your record to clean.. tongue.gif
freewisefly
post Jul 20 2013, 08:55 PM

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Thanks guys for the explaination of the clean records. Most loan and credit card application approval are subjected to your income (of course), commitment and payment history. Too clean (means everytime pay on time) will be rejected. Too dirty (always late payment till few months) also got rejected.

There is strictly assumption but may take into consideration. That's why always apply a very easy to get cc then only u apply the one u wish most. The approval rate is higher.

This is just my experiences. I got sued by cc company (Visa & master) before yet they still approved my ocbc cc and I collected it last week..

I felt those who always let them earn interest more, will get approval easily..haha

freewisefly
post Jul 20 2013, 09:34 PM

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QUOTE(Human Nature @ Jul 20 2013, 09:23 PM)
I disagree on this. There are many who always pay on time and have no problem in getting a card. I don't think this is a proper advice.
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As I mentioned just an assumption.
freewisefly
post Jul 28 2013, 09:11 PM

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QUOTE(cyberheross @ Jul 28 2013, 11:48 AM)
To be honest, I got NO IDEA which part failed.  sweat.gif
I fulfilled their annual income by twice, and my loan is paying nicely too.  rclxub.gif
Anyway, I already submitted appeal letter via email.
Let's hope I got it this time  rclxms.gif  thumbup.gif
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Try go to bank negara to check ccris status and attached it to appeal. It may helps.
freewisefly
post Sep 20 2013, 11:30 PM

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Today received a call from OCBC and said that I won a samsung S4 phone. I wonder is this for real? Well, she said will deliver to me within 2 weeks. Let's see!!
freewisefly
post Sep 21 2013, 01:23 AM

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QUOTE(ronnie @ Sep 21 2013, 12:01 AM)
Thanks. bro. but i never signed up for it..
freewisefly
post Sep 21 2013, 01:24 AM

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QUOTE(den @ Sep 21 2013, 01:01 AM)
that's so lucky. congratulations!  rclxms.gif  rclxms.gif
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Ya thanks but too bad my kid broke my existing phone today as well.. hmm.gif
freewisefly
post Sep 28 2013, 01:15 AM

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Finally it's proved real as I received the samsung s4 today by poslaju. Good job OCBC. Thanls.
freewisefly
post Sep 28 2013, 01:21 AM

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QUOTE(fruitie @ Sep 28 2013, 01:19 AM)
Congrats! What a lucky person you are! biggrin.gif
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Thanks, ya really lucky, maybe early christmas present from santa. lol

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