QUOTE(ronnie @ Sep 25 2013, 09:59 AM)
Just call in and tell them chip faulty... sometimes can read sometimes cannot
not bad. i sure tryCredit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Sep 25 2013, 10:00 AM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur   
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Sep 25 2013, 10:18 AM
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Senior Member
4,350 posts Joined: Oct 2010 From: KL
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QUOTE(vincentxiang @ Sep 24 2013, 10:20 PM) Today I call CS asking my CC application status and CS says the result will out after 27 Sept...Why need to wait till 27 Sept? u think they only process ur application? I am not participate in the contest for winning something, izzit?  anyone here have idea of the reason?  for any application, its quite normal to have a buffer for processing time. |
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Sep 25 2013, 02:41 PM
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Senior Member
2,842 posts Joined: Jun 2005 From: Seasaw 
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QUOTE(vincentxiang @ Sep 24 2013, 10:20 PM) Today I call CS asking my CC application status and CS says the result will out after 27 Sept...Why need to wait till 27 Sept? applied on 4th September after their online CS contacted me via email. I am not participate in the contest for winning something, izzit? anyone here have idea of the reason? approved 20th sept pickup today 25th sept around 20days total process  QUOTE(peri peri @ Sep 25 2013, 09:58 AM) the new ocbc titan card looks great, should i ask for replacement of the old design. Im envy those who got the new card design. Can i request replacement for free? this 1 ka? |
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Sep 25 2013, 04:03 PM
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Junior Member
21 posts Joined: Mar 2008
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if i apply a supplementary card for my family, how does that 5% rebate work?
i will have rm50 capped per month and her expenses on sup card will have another rm50 capped per month? |
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Sep 25 2013, 04:14 PM
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Senior Member
1,756 posts Joined: Jul 2006 From: PJ
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QUOTE(enjoylife @ Sep 25 2013, 04:03 PM) if i apply a supplementary card for my family, how does that 5% rebate work? it will be shared hence still capped at RM50 per statementi will have rm50 capped per month and her expenses on sup card will have another rm50 capped per month? |
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Sep 25 2013, 09:12 PM
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Senior Member
780 posts Joined: Jan 2011
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Ok, i'm not sure this questions have been ask before or not.
Can we check our current transactions online or do we need to wait for statement, then only we can check? |
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Sep 25 2013, 09:34 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(zr125 @ Sep 25 2013, 09:12 PM) Ok, i'm not sure this questions have been ask before or not. Yes, you can check the transactions online.Can we check our current transactions online or do we need to wait for statement, then only we can check? |
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Sep 25 2013, 09:45 PM
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Senior Member
780 posts Joined: Jan 2011
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QUOTE(Human Nature @ Sep 25 2013, 09:34 PM) Yes, you can check the transactions online. I can't find it  Can you guide me? |
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Sep 25 2013, 09:56 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(zr125 @ Sep 25 2013, 09:45 PM) I can't find it Have you registered for online banking? It is under credit card, unblilled transactions Can you guide me? |
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Sep 25 2013, 10:03 PM
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Senior Member
780 posts Joined: Jan 2011
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QUOTE(Human Nature @ Sep 25 2013, 09:56 PM) Have you registered for online banking? It is under credit card, unblilled transactions yes! got it. Thanks !For paypal, OCBC is better than maybank2card right? This post has been edited by zr125: Sep 25 2013, 10:40 PM |
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Sep 26 2013, 12:47 AM
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Senior Member
1,031 posts Joined: May 2006 From: What?
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Hi guys,
There is a Term found of the Product Disclosure Sheet which I don't understand, Finance Charges 13.5% p.a. for cardmembers with prompt payments for 12 consecutive months. 16% p.a so on and so on. What does this mean? I don't get it at all.  |
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Sep 26 2013, 01:36 AM
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Senior Member
1,839 posts Joined: Mar 2005
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QUOTE(- JaY - @ Sep 26 2013, 12:47 AM) Hi guys, Your interest rate on your balance (assuming you have unpaid balance) will be 13.5% if you have no late payments for 12 consecutive months.There is a Term found of the Product Disclosure Sheet which I don't understand, Finance Charges 13.5% p.a. for cardmembers with prompt payments for 12 consecutive months. 16% p.a so on and so on. What does this mean? I don't get it at all. |
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Sep 26 2013, 02:23 AM
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Senior Member
1,031 posts Joined: May 2006 From: What?
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so if i were to settle all outstanding promptly this T&C doesn't mean anything am i right? thought would be charged 13.5% even early payments lol.
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Sep 26 2013, 02:27 AM
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Staff
72,807 posts Joined: Sep 2005 From: KUL 
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QUOTE(- JaY - @ Sep 26 2013, 02:23 AM) so if i were to settle all outstanding promptly this T&C doesn't mean anything am i right? thought would be charged 13.5% even early payments lol. Yes, so long you pay on time and full amount, interest is something you should least worry about.  This post has been edited by fruitie: Sep 26 2013, 02:27 AM |
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Sep 26 2013, 02:41 AM
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Senior Member
1,031 posts Joined: May 2006 From: What?
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QUOTE(spikey2506 @ Sep 26 2013, 01:36 AM) Your interest rate on your balance (assuming you have unpaid balance) will be 13.5% if you have no late payments for 12 consecutive months. QUOTE(fruitie @ Sep 26 2013, 02:27 AM) Yes, so long you pay on time and full amount, interest is something you should least worry about. thanks alot. can apply now  |
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Sep 26 2013, 11:08 AM
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Junior Member
257 posts Joined: May 2010
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I have a friend in OCBC doing personal banking.
What's the difference that I apply through him or I apply myself online? Any benefits that i will get? |
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Sep 26 2013, 11:53 AM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(paul5263 @ Sep 26 2013, 11:08 AM) I have a friend in OCBC doing personal banking. This question you need to ask your friend mahWhat's the difference that I apply through him or I apply myself online? Any benefits that i will get? |
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Sep 26 2013, 03:04 PM
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban
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anyone received calls from OCBC regarding insurance?
a private number call me just now regarding this..said special promotions from OCBC, jv wif Great Eastern |
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Sep 26 2013, 05:49 PM
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Junior Member
88 posts Joined: Jan 2003 From: Penang
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QUOTE(gastacopz @ Sep 26 2013, 03:04 PM) anyone received calls from OCBC regarding insurance? Instead, I received call from them offering RM20k or RM30k loan with 4% or 5% interest. Can't remember. They called me after I got the card just 1 month. a private number call me just now regarding this..said special promotions from OCBC, jv wif Great Eastern I declined as I don't need that much cash. |
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Sep 26 2013, 06:59 PM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(EvOliver @ Sep 26 2013, 05:49 PM) Instead, I received call from them offering RM20k or RM30k loan with 4% or 5% interest. Can't remember. They called me after I got the card just 1 month. I received similar call but more towards cash advance with roughly similar interest rate.I declined as I don't need that much cash. |
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